Branch Locations
6211 Centreville Road Suite 800 Centerville, VA  20121 (703) 802 8000  Fax (703) 802 8001

Steve Lake, Mortgage Consultant  (sjlake1212@yahoo.com) 107 Davis Street North East Suite D   Decatur, AL  35601
Decatur Branch  Branch (74) Branch Phone: 256-355-7077   Branch Fax: 256-340-2499  
Direct Phone: 334-214-5141 www.carteretmortgage.com/STJL

Cheryl Cassell,  (ccassell@otelco.net) 107 Davis Street North East Suite D   Decatur, AL  35601
Decatur Branch  Branch (74) Branch Phone: 256-355-7077   Branch Fax: 256-340-2499  
Direct Phone: 617-821-8853  Direct Fax: 205-274-4989 www.carteretmortgage.com/CHEC

Kevin Duzan, Mortgage Planner, MBA  (kduzan12@comcast.net) 107 Davis Street North East Suite D   Decatur, AL  35601
Decatur Branch  Branch (74) Specializing in the Greater Birmingham Area! Branch Phone: 256-355-7077   Branch Fax: 256-340-2499  
Direct Phone: 800-617-2704  Direct Fax: 800-617-2704 www.carteretmortgage.com/KEVLD

Kimberly Fluker-Bester, Sr. Loan Officer  (kimfluker2001@yahoo.com) 107 Davis Street North East Suite D   Decatur, AL  35601
Decatur Branch  Branch (74) Branch Phone: 256-355-7077   Branch Fax: 256-340-2499  
Direct Phone: 205-253-0243 www.carteretmortgage.com/KIRB

Carolyn Johnson, Mortgage Consultant  (carolyn.johnson@carteretmortgage.com) 107 Davis Street North East Suite D   Decatur, AL  35601
Decatur Branch  Branch (74) Convential, FHA, VA, Subprime Branch Phone: 256-355-7077   Branch Fax: 256-340-2499  
Direct Phone: 256-828-3433  Direct Fax: 615-296-0399 www.carteretmortgage.com/CAGJ

Jan Van Petten , Sr. Mortgage Consultant  (jvanpetten@bellsouth.net) 107 Davis Street North East Suite D   Decatur, AL  35601
Decatur Branch  Branch (74) 27 YEARS EXPERIENCE! Branch Phone: 256-355-7077   Branch Fax: 256-340-2499  
Direct Phone: 205-682-7921  Direct Fax: 205-988-0547 www.carteretmortgage.com/JAVP

Berlin Morrow, Loan Officer  (emorrow123@aol.com) 107 Davis Street North East Suite D   Decatur, AL  35601
Decatur Branch  Branch (74) Branch Phone: 256-355-7077   Branch Fax: 256-340-2499  
Direct Phone: 205-617-6029 www.carteretmortgage.com/BEEM

David  Thompson,  (loanofficer@charter.net) 107 Davis Street North East Suite D   Decatur, AL  35601
Decatur Branch  Branch (74) Branch Phone: 256-355-7077   Branch Fax: 256-340-2499  
Direct Phone: 256-355-7077  Direct Fax: 256-340-2499 www.carteretmortgage.com/DIT

Heath Lehman, Branch Manager  (heathlehman@gmail.com) 11300 Cantrell Road Suite 202   Little Rock, AR  72212
Little Rock Branch  Branch (2015) Se habla espanol! Branch Phone: (501) 255-2835   Branch Fax: (501) 255-2856  
Direct Phone: 501-255-2835  Direct Fax: 501-255-2856 www.carteretmortgage.com/HEL

Rhonda Parks,  (sweetsuccess1@centurytel.net) 270 W. Court St   Piggott, AR  72454
Piggott Branch  Branch (2102) Branch Phone: 870-598-8687   Branch Fax: 870-598-5134  
Direct Phone: 870-598-8687 www.carteretmortgage.com/RHOP

Anthony  Smith,  (aasmith67@yahoo.com) 311 North Bryant   Pine Bluff, AR  71602
Pine Bluff Branch  Branch (1427) Branch Phone: (870) 413-9715   Branch Fax: (501) 325-1243  
Direct Phone: 870-413-9715  Direct Fax: 501-325-1243 www.carteretmortgage.com/ATHS

Will Davis, Regional Manager  (wildavis@cox.net) 8342 North 50th Avenue   Glendale, AZ  85302
Glendale Branch  Branch (2072) Branch Phone: 623-847-1636   Branch Fax: 623-321-6138  
Direct Phone: 623-463-5855  Direct Fax: 6234635889 www.carteretmortgage.com/WIDD

Korene Clopine-Seaman, DC Branch Manager/ Certified Mortgage Planner  (clopine-seaman@cox.net) 8342 North 50th Avenue   Glendale, AZ  85302
Glendale Branch  Branch (2072) You are the STAR of my business Branch Phone: 623-847-1636   Branch Fax: 623-321-6138  
Direct Phone: 623-847-1636  Direct Fax: 623-321-6138 www.carteretmortgage.com/KCXS

Stacey Singleton, Assistant Branch Manager / Senior Loan Officer  (stacey.singleton@cox.net) 8342 North 50th Avenue   Glendale, AZ  85302
Glendale Branch  Branch (2072) My Customer Service and Knowledge is what sets me apart from the competition. Branch Phone: 623-847-1636   Branch Fax: 623-321-6138  
Direct Phone: 623-847-1636  Direct Fax: 623-847-1643 www.carteretmortgage.com/STAAS

Marviena Thomas, VP  (marviena_thomas@yahoo.com) 8342 North 50th Avenue   Glendale, AZ  85302
Glendale Branch  Branch (2072) Branch Phone: 623-847-1636   Branch Fax: 623-321-6138  
Direct Phone: 480-235-1297  Direct Fax: 623-321-5955 www.carteretmortgage.com/MARVT

Arnold Johnson,  (aj.johnson@carteretmortgage.com) 8342 North 50th Avenue   Glendale, AZ  85302
Glendale Branch  Branch (2072) Branch Phone: 623-847-1636   Branch Fax: 623-321-6138  
Direct Phone: 623-444-2035  Direct Fax: 623-444-2038 www.carteretmortgage.com/ARAJ

John Neibich, Senior Loan Analyst  (jneibich@juno.com) 8342 North 50th Avenue   Glendale, AZ  85302
Glendale Branch  Branch (2072) Specialist of difficult loans. Branch Phone: 623-847-1636   Branch Fax: 623-321-6138  
Direct Phone: 623-847-1636  Direct Fax: 623-321-6138 www.carteretmortgage.com/JODN

Jay Fuller, Reverse Mortgage Specialist  (jfuller37@cox.net) 8342 North 50th Avenue   Glendale, AZ  85302
Glendale Branch  Branch (2072) Branch Phone: 623-847-1636   Branch Fax: 623-321-6138  
Direct Phone: 623-933-9500  Direct Fax: 602-795-1175 www.carteretmortgage.com/JAFF

John Linkswiler, Loan Officer  (carteret@cox.net) 8342 North 50th Avenue   Glendale, AZ  85302
Glendale Branch  Branch (2072) Branch Phone: 623-847-1636   Branch Fax: 623-321-6138  
Direct Phone: 623-847-1636  Direct Fax: 623-321-6138 www.carteretmortgage.com/JOGL

Monique Crank, Senior Loan Analyst  (monique.crank@carteretmortgage.com) 4920 North Eco Circle Suite R   Phoenix, AZ  85037
Phoenix Branch  Branch (787) Branch Phone: 623-877-0507   Branch Fax: 623-877-4387  
Direct Phone: 480-726-0999  Direct Fax: 4808212552 www.carteretmortgage.com/MONC

Eddie  James, Senior Loan Officer  (eddie.james@carteretmortgage.com) 4920 North Eco Circle Suite R   Phoenix, AZ  85037
Phoenix Branch  Branch (787) Branch Phone: 623-877-0507   Branch Fax: 623-877-4387  
Direct Phone: 623-877-0507  Direct Fax: 623-298-5670 www.carteretmortgage.com/EDDJ

Charles Welch,  (jc7071@comcast.net) 4920 North Eco Circle Suite R   Phoenix, AZ  85037
Phoenix Branch  Branch (787) Branch Phone: 623-877-0507   Branch Fax: 623-877-4387  
Direct Phone: 520-271-7976 www.carteretmortgage.com/CHDW

Jacqueline Klein, Senior Loan Officer  (jacquelinek2@cox.net) 4920 North Eco Circle Suite R   Phoenix, AZ  85037
Phoenix Branch  Branch (787) Financing your dreams with experience! Branch Phone: 623-877-0507   Branch Fax: 623-877-4387  
Direct Phone: 1-888-485-1060  Direct Fax: 602-595-4637 www.carteretmortgage.com/JAKK

Tony Payton, Sr. Loan Officer  (afpayton1@hotmail.com) 4920 North Eco Circle Suite R   Phoenix, AZ  85037
Phoenix Branch  Branch (787) Branch Phone: 623-877-0507   Branch Fax: 623-877-4387  
Direct Phone: 602-363-0154  Direct Fax: 1-866-292-1461 www.carteretmortgage.com/TONP

Eric Frederick, Senior Mortgage Consultant  (eric.frederick@carteretmortgage.com) 4920 North Eco Circle Suite R   Phoenix, AZ  85037
Phoenix Branch  Branch (787) Se habla espanol Branch Phone: 623-877-0507   Branch Fax: 623-877-4387  
Direct Phone: 480-855-6326  Direct Fax: 480-907-1147 www.carteretmortgage.com/ERRF

Melissa Mongini,  (melissa.mongini@carteretmortgage.com) 18720 East Superstition Drive   Queen Creek, AZ  85242
Queen Creek Branch  Branch (147) Branch Phone: (602) 684-4990   Branch Fax: (801) 650-2058  
Direct Phone: 928-848-4858 www.carteretmortgage.com/MELIM

Carl Dudding,  (carl@carldudding.com) 18720 East Superstition Drive   Queen Creek, AZ  85242
Queen Creek Branch  Branch (147) Branch Phone: (602) 684-4990   Branch Fax: (801) 650-2058  
Direct Phone: 480-206-4400  Direct Fax: 480-452-1440 www.carteretmortgage.com/CRLD

Daniel  Ortiz,  (DRAIDER38@AOL.COM) 18720 East Superstition Drive   Queen Creek, AZ  85242
Queen Creek Branch  Branch (147) Branch Phone: (602) 684-4990   Branch Fax: (801) 650-2058  
Direct Phone: 602-684-4990  Direct Fax: 602-926-8270 www.carteretmortgage.com/DAO

Bobbie Hughes, Mortgage Specialists  (BobbieCHughes@cox.net) 8121 North Rancho Catalina Drive   Tucson, AZ  85704
Tucson Branch  Branch (2052) Branch Phone: (520) 797-1917   Branch Fax: (520) 575-1917  
Direct Phone: 520-249-6755  Direct Fax: 520-459-0948 www.carteretmortgage.com/BOJH

Lee Corbett, Branch Manager  (lee@leecorbett.com) 8121 North Rancho Catalina Drive   Tucson, AZ  85704
Tucson Branch  Branch (2052) Branch Phone: (520) 797-1917   Branch Fax: (520) 575-1917  
Direct Phone: 520-797-1917  Direct Fax:  (520)575-1917 www.carteretmortgage.com/LEAC

Dora Tempkins, Loan Officer  (d.tempkins07@comcast.net) 8121 North Rancho Catalina Drive   Tucson, AZ  85704
Tucson Branch  Branch (2052) Se Habla Espanol Branch Phone: (520) 797-1917   Branch Fax: (520) 575-1917  
Direct Phone: 520-891-0653  Direct Fax: 480-626-7388 www.carteretmortgage.com/DORT

Frederic Din, Branch Manager/Sr. Loan Officer  (fred@homeloans.cc) 226 West K Street   Brawley, CA  92227
Brawley Branch  Branch (530) 760-344-5363 Branch Phone: (760) 344-5363   Branch Fax: 208-979-6551  
Direct Phone: 760-344-5363  Direct Fax: 208-979-6551 www.carteretmortgage.com/FD

LOUIS SOQUI, Reverse Mortgage Specialist  (Lou@ReverseAMortgage.com) 1120 Mariposa Drive   Brea, CA  92821
Brea Branch  Branch (116) Turn your dream house into your dream retirement Branch Phone: 714-990-6595   Branch Fax: 714-990-3293  
Direct Phone: 714-990-6595  Direct Fax: 714-464-2216 www.carteretmortgage.com/LOS

Jeffery Kerkhoff,  (sr.services@juno.com) 2060 East Route 66 Suite 105   Glendora, CA  91740
Glendora Branch  Branch (2070) Branch Phone: (626) 963-4500   Branch Fax: (626) 963-4556  
Direct Phone: 626-962-6008  Direct Fax: 626-962-9757 www.carteretmortgage.com/JELK

Kathleen Pacheco,  (kathypacheco@socal.rr.com) 2060 East Route 66 Suite 105   Glendora, CA  91740
Glendora Branch  Branch (2070) Branch Phone: (626) 963-4500   Branch Fax: (626) 963-4556  
Direct Phone: 949-439-1031 www.carteretmortgage.com/KATP

Kirk Rose  (krose@surgery.usc.edu) 2060 East Route 66 Suite 105   Glendora, CA  91740
Glendora Branch  Branch (2070) Branch Phone: (626) 963-4500   Branch Fax: (626) 963-4556  
www.carteretmortgage.com/KIRR

Ruth Powers,  (powers.re@sbcglobal.net) 2060 East Route 66 Suite 105   Glendora, CA  91740
Glendora Branch  Branch (2070) Branch Phone: (626) 963-4500   Branch Fax: (626) 963-4556  
Direct Phone: 707.539.5631  Direct Fax: 707.539.0601 www.carteretmortgage.com/RUTP

Gregory Wilder, Loan Officer  (gwilder@lakeport.net) 2060 East Route 66 Suite 105   Glendora, CA  91740
Glendora Branch  Branch (2070) Branch Phone: (626) 963-4500   Branch Fax: (626) 963-4556  
Direct Phone: 707-263-8282  Direct Fax: 707-263-8288 www.carteretmortgage.com/GREGW

George Figueroa, Reverse Mortgage Advisor  (george.figueroa@carteretmortgage.com) 2060 East Route 66 Suite 105   Glendora, CA  91740
Glendora Branch  Branch (2070) Servicio en Espanol Branch Phone: (626) 963-4500   Branch Fax: (626) 963-4556  
Direct Phone: 909-482-0341  Direct Fax: 609-482-0341 www.carteretmortgage.com/GEOF

Baxter Slaton, Senior Loan Officer  (baxters@onebox.com) 2060 East Route 66 Suite 105   Glendora, CA  91740
Glendora Branch  Branch (2070) Branch Phone: (626) 963-4500   Branch Fax: (626) 963-4556  
Direct Phone: 866-734-5572 x5  Direct Fax: 805-435-0486 www.carteretmortgage.com/BAXS

Mark Atilano,  (mark.atilano@sbcglobal.net) 2060 East Route 66 Suite 105   Glendora, CA  91740
Glendora Branch  Branch (2070) Branch Phone: (626) 963-4500   Branch Fax: (626) 963-4556  
Direct Phone: 909-938-6275  Direct Fax: 714-464-4749 www.carteretmortgage.com/MACA

Michael Gulitz, Professional Mortgage Planner  (michael.gulitz@carteretmortgage.com) 2060 East Route 66 Suite 105   Glendora, CA  91740
Glendora Branch  Branch (2070) Branch Phone: (626) 963-4500   Branch Fax: (626) 963-4556  
Direct Phone: 619.255.4704  Direct Fax: 619.615.2064 www.carteretmortgage.com/MICWG

Cheryl Nikki Rose, Personal Mortgage Consultant/National Recruiter  (nikki.rose@carteretmortgage.com) 2060 East Route 66 Suite 105   Glendora, CA  91740
Glendora Branch  Branch (2070) Integrity and Honesty Branch Phone: (626) 963-4500   Branch Fax: (626) 963-4556  
Direct Phone: 626-963-4500  Direct Fax: 626-963-4556 www.carteretmortgage.com/NS

Oscar Hernandez, LO  (oscarcarteret@yahoo.com) 2060 East Route 66 Suite 105   Glendora, CA  91740
Glendora Branch  Branch (2070) Branch Phone: (626) 963-4500   Branch Fax: (626) 963-4556  
Direct Phone: 858-776-2896  Direct Fax: 858-764-2838 www.carteretmortgage.com/OSCH

Paul Turk  (npbball1@adelphia.net) 2060 East Route 66 Suite 105   Glendora, CA  91740
Glendora Branch  Branch (2070) Branch Phone: (626) 963-4500   Branch Fax: (626) 963-4556  
www.carteretmortgage.com/PAMT

Calvin Winbush Jr., Loan Officer  (calwinbush@sac.sticare.com) 2060 East Route 66 Suite 105   Glendora, CA  91740
Glendora Branch  Branch (2070) Branch Phone: (626) 963-4500   Branch Fax: (626) 963-4556  
Direct Phone: 916-239-6902  Direct Fax: 916-239-6948 www.carteretmortgage.com/CLVW

Madeleine Clair, Reverse Mortgage Specialist  (mkclair@earthlink.net) 2060 East Route 66 Suite 105   Glendora, CA  91740
Glendora Branch  Branch (2070) Branch Phone: (626) 963-4500   Branch Fax: (626) 963-4556  
Direct Phone: 661-299-4855  Direct Fax: 661-554 7127 www.carteretmortgage.com/MAKC

Marshawn Hogans, Mortgage Specialist  (marshawn.hogans@carteretmortgage.com) 2060 East Route 66 Suite 105   Glendora, CA  91740
Glendora Branch  Branch (2070) Are rates will interest you. Branch Phone: (626) 963-4500   Branch Fax: (626) 963-4556  
Direct Phone: 818-481-8189  Direct Fax: 310-903-4912 www.carteretmortgage.com/MAJH

Marvella Parmer, Loan consultant  (mbparmer@yahoo.com) 2060 East Route 66 Suite 105   Glendora, CA  91740
Glendora Branch  Branch (2070) Branch Phone: (626) 963-4500   Branch Fax: (626) 963-4556  
Direct Phone: 310 677-4757  Direct Fax: 310 677-4765 www.carteretmortgage.com/MABP

Jason Carey,  (carey.jw@verizon.net) 2060 East Route 66 Suite 105   Glendora, CA  91740
Glendora Branch  Branch (2070) Branch Phone: (626) 963-4500   Branch Fax: (626) 963-4556  
Direct Phone: 626-373-5216 www.carteretmortgage.com/JAWC

Jason Vogler, Senior Loan Officer  (homefinance@gmail.com) 2060 East Route 66 Suite 105   Glendora, CA  91740
Glendora Branch  Branch (2070) Be Accessible, Offer Solutions, Build Relationships Branch Phone: (626) 963-4500   Branch Fax: (626) 963-4556  
Direct Phone: 314-262-4262  Direct Fax: 314-262-4263 www.carteretmortgage.com/JASV

Alonzo Barber IV, Sr.Mortgage Consultant  (mortgagegroupinc@hotmail.com) 2060 East Route 66 Suite 105   Glendora, CA  91740
Glendora Branch  Branch (2070) Branch Phone: (626) 963-4500   Branch Fax: (626) 963-4556  
Direct Phone: 310-493-9490 www.carteretmortgage.com/ALLB

Patrick Okoro, Branch Manager/Sr. Loan Officer.  (carteret_home_loans@hotmail.com) 13658 Hawthorne Boulevard Suite 301   Hawthorne, CA  90250
Hawthorne Branch  Branch (251) Let's Show You The Way Home! Branch Phone: 310-679-7262   Branch Fax: 310-679-7238  
Direct Phone: 310-679-7262  Direct Fax: 310-679-7238 www.carteretmortgage.com/PAO

Simon Todd, Loan Officer  (simonjtodd@yahoo.com) 19072 Florida Street Suite 5   Huntington Beach, CA  92648
Huntington Beach Branch  Branch (385) Branch Phone: 877-311-1776   Branch Fax: 775-878-5306  
Direct Phone: 440-390-0499  Direct Fax: 440-328-4577 www.carteretmortgage.com/SIT

Carina Quinn, Loan Officer  (carina.quinn@carteretmortgage.com) 425 Montague Court   Modesto, CA  95351
Modesto Branch  Branch (1982) Branch Phone: (800) 789-1477   Branch Fax: (208) 545-4955  
Direct Phone: 530-877-2717  Direct Fax: 866-355-5865 www.carteretmortgage.com/CARQ

Ira Blatt,  (brokerpal@yahoo.com) 425 Montague Court   Modesto, CA  95351
Modesto Branch  Branch (1982) Branch Phone: (800) 789-1477   Branch Fax: (208) 545-4955  
 Direct Fax: 208-545-4955 www.carteretmortgage.com/IRWB

Carol Berry  (designbenefits@gmail.com) 5270 Harrison Road   Paradise, CA  95969
Paradise Branch  Branch (2103) Branch Phone: 479-200-7289   Branch Fax: 866-355-5865  
www.carteretmortgage.com/CAJB

Pedro (Pete) Villa III,  (starbay@sbcglobal.net) 5270 Harrison Road   Paradise, CA  95969
Paradise Branch  Branch (2103) Se habla espanol!!! Branch Phone: 479-200-7289   Branch Fax: 866-355-5865  
Direct Phone: 510-649-7615  Direct Fax: 510-722-0322 www.carteretmortgage.com/PEDV

Diana Stansbury,  (dlstansbury@earthlink.net) 10222 San Diego Mission Road   San Diego, CA  92108
San Diego Branch  Branch (1854) Branch Phone: 619-640-0300   Branch Fax: 619-330-2662  
www.carteretmortgage.com/DIANS

Donald Tessier, loan officer  (dtessier@san.rr.com) 10222 San Diego Mission Road   San Diego, CA  92108
San Diego Branch  Branch (1854) Branch Phone: 619-640-0300   Branch Fax: 619-330-2662  
Direct Phone: 619-640-0300  Direct Fax: 858-452-0152 www.carteretmortgage.com/DOET

Carl Mistek, reverse mortgage specialist  (carlmistek@sbcglobal.net) 10222 San Diego Mission Road   San Diego, CA  92108
San Diego Branch  Branch (1854) Branch Phone: 619-640-0300   Branch Fax: 619-330-2662  
Direct Phone: 408-296-4424  Direct Fax: 408-296-4424 www.carteretmortgage.com/CARTM

Elbert Duncantel Jr., Sr. Loan Consultant / Reverse Mortgage Specialist  (elbert.duncantel@carteretmortgage.com) 10644 Burlington Place   Whittier, CA  90603
Whittier Branch  Branch (695) Branch Phone: (562) 964-0899   Branch Fax: (562) 309-8003  
Direct Phone: 310-400-3278  Direct Fax: 310-715-6263 www.carteretmortgage.com/ELBD

Gloria Greco,  (gloriagreco@aol.com) 10644 Burlington Place   Whittier, CA  90603
Whittier Branch  Branch (695) Designated Broker / Manager CA Branch Phone: (562) 964-0899   Branch Fax: (562) 309-8003  
Direct Phone: 562-964-0899  Direct Fax: 562-309-8003 www.carteretmortgage.com/GIG

Charlotte Wells,  (cjwells5@msn.com) 1526 Spruce Street Suite 207   Boulder, CO  80302
Boulder Branch  Branch (659) Branch Phone: (303) 928-2301   Branch Fax: 303-265-9267  
Direct Phone: 720-470-4386 www.carteretmortgage.com/CJW

Christopher Merkel, Loan Officer  (christopher.merkel@carteretmortgage.com) 1526 Spruce Street Suite 207   Boulder, CO  80302
Boulder Branch  Branch (659) Providing Ethical Loan Mortgage Services Branch Phone: (303) 928-2301   Branch Fax: 303-265-9267  
Direct Phone: 720-221-7408  Direct Fax: 720-246-8011 www.carteretmortgage.com/CHME

Laura Phillips, Branch Manager  (laura@havemortgageswilltravel.com) 1526 Spruce Street Suite 207   Boulder, CO  80302
Boulder Branch  Branch (659) Registared Mortgage Adivsor and Mortgage Coach Analysts Branch Phone: (303) 928-2301   Branch Fax: 303-265-9267  
Direct Phone: 303-928-2301  Direct Fax: 303-265-9267 www.carteretmortgage.com/LUP

Donald Carr, Mortgage Consultant  (donald.carr@carteretmortgage.com) 1526 Spruce Street Suite 207   Boulder, CO  80302
Boulder Branch  Branch (659) Licensed in: AK,CO,IN,IA,MI,MN,MO,NE,NH,NM,ND,SD,TN,TX,WA,WY Branch Phone: (303) 928-2301   Branch Fax: 303-265-9267  
Direct Phone: 1-877-240-2600  Direct Fax: 1-877-240-2600 www.carteretmortgage.com/DONLC

Sharyl Woodstein,  (swoodstein@yahoo.com) 1526 Spruce Street Suite 207   Boulder, CO  80302
Boulder Branch  Branch (659) Branch Phone: (303) 928-2301   Branch Fax: 303-265-9267  
Direct Phone: 303-366-6919  Direct Fax: 702-975-2373 www.carteretmortgage.com/SHARW

Leta Lucente,  (llucente@adelphia.net) 1526 Spruce Street Suite 207   Boulder, CO  80302
Boulder Branch  Branch (659) Branch Phone: (303) 928-2301   Branch Fax: 303-265-9267  
Direct Phone: 719-302-4541  Direct Fax: 719-302-4541 www.carteretmortgage.com/LEL

Huan Nguyen, Branch Manager  (huantnguyen@hotmail.com) 4401 Crestone Circle   Broomfield, CO  80020
Broomfield Branch  Branch (1467) Branch Phone: (303) 506-3321   Branch Fax: 303-469-2006  
www.carteretmortgage.com/HUN

Michael Oboley  (oboley@hotmail.com) 6890 South Tucson Way Suite 200-214   Centennial, CO  80112
Centennial Branch  Branch (2101) Branch Phone: 303-792-3044   Branch Fax:  
www.carteretmortgage.com/MICO

Christina Banfe, Loan Officer/Processor  (banfetina@yahoo.com) 1889 Denver West Drive Suite 1523   Golden, CO  80401
Golden Branch  Branch (2063) Branch Phone: 619-318-2506   Branch Fax: 613-330-2662  
Direct Phone: 303-877-6694 www.carteretmortgage.com/CHOB

Helen Cantu  (jmkdalzell@yahoo.com) 1889 Denver West Drive Suite 1523   Golden, CO  80401
Golden Branch  Branch (2063) Branch Phone: 619-318-2506   Branch Fax: 613-330-2662  
www.carteretmortgage.com/HELC

Sharon Banfe,  (sbanfe@cs.com) 1889 Denver West Drive Suite 1523   Golden, CO  80401
Golden Branch  Branch (2063) Branch Phone: 619-318-2506   Branch Fax: 613-330-2662  
Direct Phone: 970-587-0185  Direct Fax: 619-330-2662 www.carteretmortgage.com/SHLB

Charles F. Banfe, Branch Manager  (reversemortgage1@cs.com) 1889 Denver West Drive Suite 1523   Golden, CO  80401
Golden Branch  Branch (2063) Reverse Mortgages Only Branch Phone: 619-318-2506   Branch Fax: 613-330-2662  
Direct Phone: 970 587 0185  Direct Fax: 619-330-2662 www.carteretmortgage.com/CHFB

Dolores Naylor,  (juneindenver@msn.com) 1889 Denver West Drive Suite 1523   Golden, CO  80401
Golden Branch  Branch (2063) Branch Phone: 619-318-2506   Branch Fax: 613-330-2662  
Direct Phone: 303-562-3123  Direct Fax: 303-562-3123 www.carteretmortgage.com/DOJN

Sean Johnson,  (sean.johnson@carteretmortgage.com) 10364 Heatherglen Court   Highlands Ranch, CO  80130
Highlands Ranch Branch  Branch (661) Branch Phone: (303) 795-1991   Branch Fax: (720) 283-4384  
www.carteretmortgage.com/SEJ

Maria Windbigler-Forster, Branch Manager  (maria.forster@carteretmortgage.com) 13334 Rimrock Rd.   Hotchkiss, CO  81419
Hotchkiss Branch  Branch (2092) Branch Phone: 970-835-3036   Branch Fax:  
Direct Phone: 970-835-5040  Direct Fax: 970-835-5040 www.carteretmortgage.com/MWXF

Stephen Gordon, Branch Manager  (mtgsandbeyond@aol.com) 365 Warren Avenue Unit A104   Silverthorne, CO  80498
Silverthorne Branch  Branch (510) Licensed in the following states: Ak Ar Az Ca Co Dc Fl Ia IL In Ks Ma Md Mi Mn Ms Mo Ne Nh Nm Ny Nd Pa Sd Tn Tx Ut Va WVa Wy Branch Phone: 970-513-9077   Branch Fax: 970-262-9059  
Direct Phone: 970-418-0092  Direct Fax: 970-262-9059 www.carteretvirtualtours.com

Josh David, Senior Loan Officer  (joshdav1999@yahoo.com) 365 Warren Avenue Unit A104   Silverthorne, CO  80498
Silverthorne Branch  Branch (510) Branch Phone: 970-513-9077   Branch Fax: 970-262-9059  
Direct Phone: 303-905-1492  Direct Fax: 303-756-0257 www.carteretmortgage.com/JOJD

Dane Goodson,  (daneobigdog@yahoo.com) 114 South Main Street   Cheshire, CT  06410
Cheshire Branch  Branch (1972) Branch Phone: 203-651-0005   Branch Fax:  
Direct Phone: 203-640-6252 www.carteretmortgage.com/DNRG

Paula Murphy, Branch Manager  (paula.murphy@carteretmortgage.com) 4 Research Drive, Suite 402   Shelton, CT  06484
Shelton Branch  Branch (1371) Branch Phone: 203-402-7227   Branch Fax: 203-567-8023  
Direct Phone: 203-537-0358  Direct Fax: 203-567-8023 www.carteretmortgage.com/PALM

Patricia (Tricia) Kallmeyer,  (kallmeyer@charter.net) 4 Research Drive, Suite 402   Shelton, CT  06484
Shelton Branch  Branch (1371) Branch Phone: 203-402-7227   Branch Fax: 203-567-8023  
Direct Phone: 203-395-4810 www.carteretmortgage.com/PK

Frank Medina  (kingdomfinancialgroup@yahoo.com) 4 Research Drive, Suite 402   Shelton, CT  06484
Shelton Branch  Branch (1371) Branch Phone: 203-402-7227   Branch Fax: 203-567-8023  
www.carteretmortgage.com/FRANM

Nicole Richardson,  (nic393@gmail.com) 4 Research Drive, Suite 402   Shelton, CT  06484
Shelton Branch  Branch (1371) Branch Phone: 203-402-7227   Branch Fax: 203-567-8023  
Direct Phone: 203-273-6052  Direct Fax: 914-730-9808 www.carteretmortgage.com/NICLR

Michele Engel,  (mengel.carteret@yahoo.com) 4 Research Drive, Suite 402   Shelton, CT  06484
Shelton Branch  Branch (1371) Branch Phone: 203-402-7227   Branch Fax: 203-567-8023  
Direct Phone: 203-881-3560 www.carteretmortgage.com/MICHE

R. Scott Richardson  (rscottrichardson@gmail.com) 4 Research Drive, Suite 402   Shelton, CT  06484
Shelton Branch  Branch (1371) Branch Phone: 203-402-7227   Branch Fax: 203-567-8023  
www.carteretmortgage.com/ROSR

Matthew Griswold  (ctboy71@hotmail.com) 4 Research Drive, Suite 402   Shelton, CT  06484
Shelton Branch  Branch (1371) Branch Phone: 203-402-7227   Branch Fax: 203-567-8023  
www.carteretmortgage.com/MATG

Robert Maida,  (rjmcbc@aol.com) 4 Research Drive, Suite 402   Shelton, CT  06484
Shelton Branch  Branch (1371) Branch Phone: 203-402-7227   Branch Fax: 203-567-8023  
www.carteretmortgage.com/RJM

John Irick,  (john.irick@carteretmortgage.com) 1348 T Street Nw Suite 200   Washington, DC  20009
Washington Branch  Branch (180) Branch Phone: 202-667-6676   Branch Fax: 202-667-6671  
Direct Phone: 301-343-0083  Direct Fax: 301-220-2836 www.carteretmortgage.com/JOHI

Louis Patierno, Branch Manager/Sr Loan Officer  (louis.patierno@carteretmortgage.com) 1348 T Street Nw Suite 200   Washington, DC  20009
Washington Branch  Branch (180) Specializing in 2nd and Vacation Homes Branch Phone: 202-667-6676   Branch Fax: 202-667-6671  
Direct Phone: 202-494-1308  Direct Fax: 202-318-0487 www.LouPatierno.com

LaVerne Mitchell, Sr. Loan Officer  (mortgagestoday@aol.com) 1348 T Street Nw Suite 200   Washington, DC  20009
Washington Branch  Branch (180) Branch Phone: 202-667-6676   Branch Fax: 202-667-6671  
Direct Phone: 202-549-7014  Direct Fax: 202-315-3725 www.carteretmortgage.com/LAVM

Kevin Goharian,  (Kevin.Goharian@carteretmortgage.com) 1348 T Street Nw Suite 200   Washington, DC  20009
Washington Branch  Branch (180) Construction and SubPrime Branch Phone: 202-667-6676   Branch Fax: 202-667-6671  
Direct Phone: (877) 599-5586 / www.carteretmortgage.com/KNG

Fred Hicks, Jr., Loan Consultant  (fred.hicks@carteretmortgage.com) 1348 T Street Nw Suite 200   Washington, DC  20009
Washington Branch  Branch (180) Branch Phone: 202-667-6676   Branch Fax: 202-667-6671  
Direct Phone: 703-652-0909  Direct Fax: 703-880-6647 www.carteretmortgage.com/FRDH

Victor Emeli, Loan Officer  (victor.emeli@carteretmortgage.com) 1348 T Street Nw Suite 200   Washington, DC  20009
Washington Branch  Branch (180) Branch Phone: 202-667-6676   Branch Fax: 202-667-6671  
Direct Phone: 202-427-3118  Direct Fax: 301-962-6043 www.carteretmortgage.com/VIIE

Blair  Cappuccio, Loan Officer  (blair@blaircappuccio.com) 1348 T Street Nw Suite 200   Washington, DC  20009
Washington Branch  Branch (180) Branch Phone: 202-667-6676   Branch Fax: 202-667-6671  
Direct Phone: 202-674-1564  Direct Fax: 202 315-3450 www.carteretmortgage.com/BWC

Janice Rau,  (waccsoverall@yahoo.com) 1348 T Street Nw Suite 200   Washington, DC  20009
Washington Branch  Branch (180) Branch Phone: 202-667-6676   Branch Fax: 202-667-6671  
Direct Phone: 301-770-0772  Direct Fax: 301-881-1157 www.carteretmortgage.com/JR

Jayson Bonetti, Loan Officer  (jayson.bonetti@carteretmortgage.com) 1348 T Street Nw Suite 200   Washington, DC  20009
Washington Branch  Branch (180) Branch Phone: 202-667-6676   Branch Fax: 202-667-6671  
Direct Phone: 202-415-2060  Direct Fax: 202-315-3490 www.carteretmortgage.com/JAPB

Charlotte Higginbotham-Van Horn, Senior Loan Officer  (charlotte.vanhorn@carteretmortgage.com) 1348 T Street Nw Suite 200   Washington, DC  20009
Washington Branch  Branch (180) Customer Service is my No. 1 Priority; Reverse Mortgage Specialist Branch Phone: 202-667-6676   Branch Fax: 202-667-6671  
Direct Phone: 540-657-2105  Direct Fax: 540-659-0205 www.carteretmortgage.com/CHXVH

Matthew Wallace,  (mwallacecarteretmc@yahoo.com) 4446 Summitt Bridge Road Unit 4   Middletown, DE  19709
Middletown Branch  Branch (750) Branch Phone: 302-285-0300   Branch Fax: 302-285-0310  
Direct Phone: 302-753-7546 www.carteretmortgage.com/MATTW

Wesley Garnett, Loan Officer  (wesgarnettmortg@yahoo.com) 4446 Summitt Bridge Road Unit 4   Middletown, DE  19709
Middletown Branch  Branch (750) Branch Phone: 302-285-0300   Branch Fax: 302-285-0310  
www.carteretmortgage.com/WESG

Cindy Hinkle, Mortgage Consultant  (cindymillerloan@msn.com) 4446 Summitt Bridge Road Unit 4   Middletown, DE  19709
Middletown Branch  Branch (750) Branch Phone: 302-285-0300   Branch Fax: 302-285-0310  
Direct Phone: 717-792-2483  Direct Fax: 717-792-2483 www.carteretmortgage.com/CIU

Robert Kempner,  (kempnerk@aol.com) 4446 Summitt Bridge Road Unit 4   Middletown, DE  19709
Middletown Branch  Branch (750) Branch Phone: 302-285-0300   Branch Fax: 302-285-0310  
Direct Phone: 302-285-0300 www.carteretmortgage.com/RBRK

Michael Day, Mortgage Consultant  (mjday317@verizon.net) 4446 Summitt Bridge Road Unit 4   Middletown, DE  19709
Middletown Branch  Branch (750) Branch Phone: 302-285-0300   Branch Fax: 302-285-0310  
Direct Phone: 717-993-0289  Direct Fax: 717-326-1065 www.carteretmortgage.com/MJD

Kim Sechrest,  (sechrestloans@aol.com) 849 Rock Creek Street   Apopka, FL  32712
Apopka Branch  Branch (1511) Branch Phone: 407-928-2878   Branch Fax: 407-386-6504  
Direct Phone: 407-928-2878  Direct Fax: 4073866504 www.carteretmortgage.com/KIMS

Mario Lefevre, Senior Loan Counsultant  (mario.lefevre@carteretmortgage.com) 312 State Road 84   Fort Lauderdale, FL  33315
Fort Lauderdale Branch  Branch (587) Branch Phone: 954-931-1534   Branch Fax: 954-768-0253  
Direct Phone: 954-665-6433  Direct Fax: 954-337-0833 www.carteretmortgage.com/MPL

Jeffrey Burruano  (barazaar@msn.com) 312 State Road 84   Fort Lauderdale, FL  33315
Fort Lauderdale Branch  Branch (587) Branch Phone: 954-931-1534   Branch Fax: 954-768-0253  
www.carteretmortgage.com/JESB

Kesha Hall,  (keshalanice@yahoo.com) 4251 University Boulevard Suite 101b   Jacksonville, FL  32216
Jacksonville Branch  Branch (1177) Branch Phone: 904-215-6455   Branch Fax: 904-215-6457  
Direct Phone: 904-234-4694  Direct Fax: 888-363-6896 www.carteretmortgage.com/KESH

Marc Navarra,  (marc.navarra@carteretmortgage.com) 4251 University Boulevard Suite 101b   Jacksonville, FL  32216
Jacksonville Branch  Branch (1177) Branch Phone: 904-215-6455   Branch Fax: 904-215-6457  
Direct Phone: 904-318-4591 www.carteretmortgage.com/MACN

Basil Burwell, VICE PRESIDENT  (basil.burwell@carteretmortgage.com) 4251 University Boulevard Suite 101b   Jacksonville, FL  32216
Jacksonville Branch  Branch (1177) Toll free 888-453-6156 Branch Phone: 904-215-6455   Branch Fax: 904-215-6457  
Direct Phone: 904-247-6571  Direct Fax: 904-247-6570 www.carteretmortgage.com/BAZ

William Eng, Senior Loan Officer/Reverse Mortgage Specialist  (william.eng@carteretmortgage.com) 4251 University Boulevard Suite 101b   Jacksonville, FL  32216
Jacksonville Branch  Branch (1177) Reverse Mortgage Specialist Branch Phone: 904-215-6455   Branch Fax: 904-215-6457  
Direct Phone: 954-647-0287  Direct Fax: 954-340-1387 www.carteretmortgage.com/WILLE

William Miller, Loan Officer  (wjmiller333@bellsouth.net) 4251 University Boulevard Suite 101b   Jacksonville, FL  32216
Jacksonville Branch  Branch (1177) Branch Phone: 904-215-6455   Branch Fax: 904-215-6457  
Direct Phone: 386-785-0497  Direct Fax: 386-785-0497 www.carteretmortgage.com/WIJM

Kelly Anderson,  (kellydior@yahoo.com) 4251 University Boulevard Suite 101b   Jacksonville, FL  32216
Jacksonville Branch  Branch (1177) Branch Phone: 904-215-6455   Branch Fax: 904-215-6457  
Direct Phone: 904-382-4137  Direct Fax: 440-809-9041 www.carteretmortgage.com/KDA

Frederick Johnson, Loan Officer  (fjlogic@yahoo.com) 4251 University Boulevard Suite 101b   Jacksonville, FL  32216
Jacksonville Branch  Branch (1177) Branch Phone: 904-215-6455   Branch Fax: 904-215-6457  
www.carteretmortgage.com/FREJ

Bridget Carter,  (Bridget@BDCarter.com) 4251 University Boulevard Suite 101b   Jacksonville, FL  32216
Jacksonville Branch  Branch (1177) Branch Phone: 904-215-6455   Branch Fax: 904-215-6457  
Direct Phone: 904-993-6068  Direct Fax: 904-980-9229 www.carteretmortgage.com/BRDC

Dana Bass,  (carteretlender@comcast.net) 4251 University Boulevard Suite 101b   Jacksonville, FL  32216
Jacksonville Branch  Branch (1177) Se habla espanol Branch Phone: 904-215-6455   Branch Fax: 904-215-6457  
Direct Phone: 904-215-6455  Direct Fax: 904-215-6457 www.carteretmortgage.com/DANB

LaShonda Dudley-Beller, Senior Loan Officer  (risehighlb@yahoo.com) 4251 University Boulevard Suite 101b   Jacksonville, FL  32216
Jacksonville Branch  Branch (1177) Branch Phone: 904-215-6455   Branch Fax: 904-215-6457  
Direct Phone: 904-449-6768  Direct Fax: 904-641-1166 www.carteretmortgage.com/LDXB

Charles Simon,  (charles.simon@carteretmortgage.com) 4251 University Boulevard Suite 101b   Jacksonville, FL  32216
Jacksonville Branch  Branch (1177) 800-865-2759 Branch Phone: 904-215-6455   Branch Fax: 904-215-6457  
Direct Phone: 386-760-2759  Direct Fax: 877-817-9098 www.carteretmortgage.com/CHAL

R. Michael Gonzales, Branch Manager  (mike.gonzales@carteretmortgage.com) 4251 University Boulevard Suite 101b   Jacksonville, FL  32216
Jacksonville Branch  Branch (1177) Se habla español Branch Phone: 904-215-6455   Branch Fax: 904-215-6457  
Direct Phone: 904-215-6455  Direct Fax: 904-215-6457 www.carteretmortgage.com/RUG

Paul Munn, Branch Manager  (pmunn@adelphia.net) 849 University Boulevard Suite 305   Jupiter, FL  33458
Jupiter Branch  Branch (742) Branch Phone: 561-799-2900   Branch Fax: (561) 422-4581  
 Direct Fax: 561-422-4581 www.carteretmortgage.com/PLM

DeAnna Dearden,  (ddearden@swfla.rr.com) 8127 Wilshire Lakes Boulevard   Naples, FL  34109
Naples Branch  Branch (1043) Providing Mortgage Solutions Branch Phone: 239-514-1189   Branch Fax: 239-591-2881  
www.carteretmortgage.com/DED

Staci Visconti-Cottone, Licenced Florida Mortgage Broker  (stacimmc@yahoo.com) 8050 Friendship Lane   Naples, FL  34120
Naples Branch  Branch (1183) Branch Phone: 239-348-3478   Branch Fax: 239-348-3491  
Direct Phone: 941-876-6174  Direct Fax: 941-876-0418 www.carteretmortgage.com/SVXC

Sandra Oestrike, Loan Officer  (sandra.oestrike@carteretmortgage.com) 8050 Friendship Lane   Naples, FL  34120
Naples Branch  Branch (1183) Branch Phone: 239-348-3478   Branch Fax: 239-348-3491  
www.carteretmortgage.com/SAO

Sharlee Lee,  (sharlee2004@cfl.rr.com) 1005 North Dixie Freeway   New Smyrna Beach, FL  32168
New Smyrna Beach Branch  Branch (249) Branch Phone: (386) 427-0072   Branch Fax: 703-991-2609  
Direct Phone: 321-749-3896  Direct Fax: 321-777-6221 www.carteretmortgage.com/SHSL

Christopher Botting,  (Christopher.Botting@carteretmortgage.com) 1005 North Dixie Freeway   New Smyrna Beach, FL  32168
New Smyrna Beach Branch  Branch (249) Branch Phone: (386) 427-0072   Branch Fax: 703-991-2609  
Direct Phone: 386-426-6112  Direct Fax: 800-294-7618 www.carteretmortgage.com/CHRPB

Susan Disney,  (sue.disney@carteretmortgage.com) 1005 North Dixie Freeway   New Smyrna Beach, FL  32168
New Smyrna Beach Branch  Branch (249) Branch Phone: (386) 427-0072   Branch Fax: 703-991-2609  
www.carteretmortgage.com/SUD

Emilio Crincoli,  (EMILIOCRINCOLI@MSN.COM) 1005 North Dixie Freeway   New Smyrna Beach, FL  32168
New Smyrna Beach Branch  Branch (249) SPEAK ITALIAN Branch Phone: (386) 427-0072   Branch Fax: 703-991-2609  
Direct Phone: 407-306-7881  Direct Fax: 775-243-0987 www.carteretmortgage.com/EMIC

Raiza Otero, Loan Officer  (raiza.otero@carteretmortgage.com) 1125 Tucker Avenue   Orlando, FL  32807
Orlando Branch  Branch (2078) Se habla espanol Branch Phone: (352) 242-2982   Branch Fax: (866) 323-5711  
Direct Phone: 352-242-2982  Direct Fax: 866-323-5711 www.carteretmortgage.com/RAIO

Jocelyn Jones, Loan Officer  (minorpublish1@juno.com) 12111 Poppy Field Lane Unit 106   Orlando, FL  32837
Orlando Branch  Branch (1462) Will meet all your financial needs and Se habla espanol. Branch Phone: 407-888-8186   Branch Fax: 407-858-5722  
Direct Phone: 407-677-8032  Direct Fax: 407-677-8032 www.carteretmortgage.com/JOCJ

Jerry Haskins, Senior Loan Consultant  (jerry.haskins@carteretmortgage.com) 12111 Poppy Field Lane Unit 106   Orlando, FL  32837
Orlando Branch  Branch (1462) Branch Phone: 407-888-8186   Branch Fax: 407-858-5722  
Direct Phone: 407-888-8186  Direct Fax: 407-858-5722 www.carteretmortgage.com/JH

Vivian Lee Cortes, Branch Manager  (vivian.cortes@carteretmortgage.com) 1125 Tucker Avenue   Orlando, FL  32807
Orlando Branch  Branch (2078) Se habla espanol, Branch Phone: (352) 242-2982   Branch Fax: (866) 323-5711  
Direct Phone: 352-242-2982  Direct Fax: 866-323-5711 www.carteretmortgage.com/VIVC

Maria Goulart, Loan Officer  (theloanlady2003@earthlink.net) 1125 Tucker Avenue   Orlando, FL  32807
Orlando Branch  Branch (2078) Se habla espanol, Fala-se Portugues Branch Phone: (352) 242-2982   Branch Fax: (866) 323-5711  
Direct Phone: 407-397-3449  Direct Fax: 866-4867207 www.carteretmortgage.com/MAFG

Joseph Stadler,  (jrstadler@yahoo.com) 12111 Poppy Field Lane Unit 106   Orlando, FL  32837
Orlando Branch  Branch (1462) Branch Phone: 407-888-8186   Branch Fax: 407-858-5722  
Direct Phone: 407-656-6059  Direct Fax: 407-656-4872 www.carteretmortgage.com/JORS

Jean Poitevien,  (jeanpoitevien@earthlink.net) 1207 Bradwell Drive   Orlando, FL  32837
Orlando Branch  Branch (1246) I speak: french, creole, spanish Branch Phone: 407-852-3967   Branch Fax: 407-851-8104  
Direct Phone: 321-251-6497  Direct Fax: 321-206-9116 www.carteretmortgage.com/JEAP

Liza Felix-Ortiz, Senior Loan Consultant  (lizafelix@hotmail.com) 1125 Tucker Avenue   Orlando, FL  32807
Orlando Branch  Branch (2078) Se habla español! Branch Phone: (352) 242-2982   Branch Fax: (866) 323-5711  
Direct Phone: 407-808-5619  Direct Fax: 352-394-6347 www.carteretmortgage.com/LFXO

Brenda Ortiz, Senior Loan Officer  (pirela13@msn.com) 1125 Tucker Avenue   Orlando, FL  32807
Orlando Branch  Branch (2078) Se Habla Espanol Branch Phone: (352) 242-2982   Branch Fax: (866) 323-5711  
Direct Phone: 407-721-1980 www.carteretmortgage.com/BREO

Karen Kellermann, Branch Manager  (kkellermann@cfl.rr.com) 50 Canterbury Woods   Ormond Beach, FL  32174
Ormond Beach Branch  Branch (1923) Residential, Commercial & Reverse Mortgage Specialist Branch Phone: (386) 673-8277   Branch Fax: (866) 280-4064  
Direct Phone: 386-673-8277  Direct Fax: 866-280-4064 www.carteretmortgage.com/KAMK

Brent Spychalski,  (brentwood2k4@aol.com) 10901 Front Beach Road #1405   Panama City Beach, FL  32408
Panama City Beach Branch  Branch (2066) Branch Phone: 815-986-5349   Branch Fax:  
Direct Phone: 850-276-0551  Direct Fax: 815-425-6270 www.carteretmortgage.com/BRENS

Lolita Howard  (lolita.howard@carteretmortgage.com) 3821 Southwest Janiga Street   Port Saint Lucie, FL  34953
Port Saint Lucie Branch  Branch (1765) Branch Phone: 772-873-5813   Branch Fax: 772-873-8534  
Direct Phone: 772-708-3499 www.carteretmortgage.com/LTH

Kim Myers, Mortgage Loan Specialist  (kimmyers2027@yahoo.com) 5319 Paylor Lane Suite 400   Sarasota, FL  34240
Sarasota Branch  Branch (2044) Branch Phone: (941) 907-4201   Branch Fax: 941-741-8029  
Direct Phone: 941-505-2027  Direct Fax: 941-347-4031 www.carteretmortgage.com/KIEM

Cecilia  Barbee-Poole, Mortgage Consultant  (ciel1@earthlink.net) 5319 Paylor Lane Suite 400   Sarasota, FL  34240
Sarasota Branch  Branch (2044) Serving all of MD & FL! Branch Phone: (941) 907-4201   Branch Fax: 941-741-8029  
Direct Phone: 239-458-3487  Direct Fax: 239-458-4184 www.carteretmortgage.com/CBXP

Kristi Service, Commercial & Residential Loan Specialist  (kristiservice@yahoo.com) 5319 Paylor Lane Suite 400   Sarasota, FL  34240
Sarasota Branch  Branch (2044) Branch Phone: (941) 907-4201   Branch Fax: 941-741-8029  
Direct Phone: 941-628-6625  Direct Fax: 941-743-8996 www.carteretmortgage.com/KRES

Michael Kaitz, Senior Loan Officer  (Michael.Kaitz@CarteretMortgage.com) 5319 Paylor Lane Suite 400   Sarasota, FL  34240
Sarasota Branch  Branch (2044) Branch Phone: (941) 907-4201   Branch Fax: 941-741-8029  
Direct Phone: 941-751-1701  Direct Fax: 941-751-6649 www.carteretmortgage.com/MICHK

Sean Hegarty, VP/National Recruiter  (carteretmortgage@tampabay.rr.com) 5319 Paylor Lane Suite 400   Sarasota, FL  34240
Sarasota Branch  Branch (2044) Branch Phone: (941) 907-4201   Branch Fax: 941-741-8029  
Direct Phone: 941-750-8537  Direct Fax: 941-741-8029 www.carteretmortgage.com/SEH

Cindy Slusher,  (great-loans@hotmail.com) 5319 Paylor Lane Suite 400   Sarasota, FL  34240
Sarasota Branch  Branch (2044) Branch Phone: (941) 907-4201   Branch Fax: 941-741-8029  
Direct Phone: 941-922-8009  Direct Fax: 941-922-8003 www.carteretmortgage.com/CINLS

HELEN WILLIAMS, Sr. Loan Officer  (helen.williams@carteretmortgage.com) 2440 Se Federal Highway Suite 111   Stuart, FL  34994
Stuart Branch  Branch (1815) Regency Square Executive Suites Branch Phone: (772) 287-6466   Branch Fax: (772) 287-2980  
www.carteretmortgage.com/HEW

Robert Owen ,  (rso2@yahoo.com) 9104 North West 67 Court   Tamarac, FL  33321
Tamarac Branch  Branch (1098) Branch Phone: 754-368-2453   Branch Fax: 954-720-1344  
Direct Phone: 754-235-7132  Direct Fax: 954-973-3901 www.carteretmortgage.com/RSO

Phyllis J May,  (mcwillin@myacc.net) 9104 North West 67 Court   Tamarac, FL  33321
Tamarac Branch  Branch (1098) Branch Phone: 754-368-2453   Branch Fax: 954-720-1344  
www.carteretmortgage.com/PHYM

Alberto Crespo,  (acrespo@carteretmortgage.biz) 7041 West Commercial Boulevard Suite 6a   Tamarac, FL  33319
Tamarac Branch  Branch (2019) Branch Phone: 954-727-3348   Branch Fax: 954-727-1730  
Direct Phone: 954-937-6631  Direct Fax: 954-241-6829 www.carteretmortgage.com/ALBC

Peter Olaechea, Loan Officer  (polaechea@carteretmortgage.biz) 7041 West Commercial Boulevard Suite 6a   Tamarac, FL  33319
Tamarac Branch  Branch (2019) Branch Phone: 954-727-3348   Branch Fax: 954-727-1730  
 Direct Fax: 954-827-0497 www.carteretmortgage.com/PTAO

Elizabeth Braden  (betsy.braden@carteretmortgage.com) 3802 Ehrlich Road Suite 307   Tampa, FL  33624
Tampa Branch  Branch (1216) Branch Phone: 813-514-2106   Branch Fax: 813-961-9527  
www.carteretmortgage.com/BB

Michael  Samuels, Senior Mortgage Specialist  (hrdc22@msn.com) 3802 Ehrlich Road Suite 307   Tampa, FL  33624
Tampa Branch  Branch (1216) Toll Free 888-878-0305 Branch Phone: 813-514-2106   Branch Fax: 813-961-9527  
Direct Phone: 888-878-0305  Direct Fax: 813-425-6347 www.carteretmortgage.com/MISA

Michelle Samuels, Senior Mortgage Specialist  (MichelleSamuels@BeHappy.Com) 3802 Ehrlich Road Suite 307   Tampa, FL  33624
Tampa Branch  Branch (1216) Toll Free (888)878-0305 Branch Phone: 813-514-2106   Branch Fax: 813-961-9527  
Direct Phone: 888-878-0305  Direct Fax: 813-425-6347 www.carteretmortgage.com/MHS

Katherine Norcross,  (knorcros@tampabay.rr.com) 3802 Ehrlich Road Suite 307   Tampa, FL  33624
Tampa Branch  Branch (1216) Branch Phone: 813-514-2106   Branch Fax: 813-961-9527  
Direct Phone: 813-376-4823 www.carteretmortgage.com/KATN

Kenneth Soileau, Branch Manager  (ksoileau@tampabay.rr.com) 8614 Chadwick Drive   Tampa, FL  33635
Tampa Branch  Branch (1458) East Lake & WestChase Specialist Branch Phone: 813-854-4136   Branch Fax: 813-354-4823  
www.carteretmortgage.com/KNTS

Andrea Turbeville, Loan Officer  (dwtapt@aol.com) 3802 Ehrlich Road Suite 307   Tampa, FL  33624
Tampa Branch  Branch (1216) Branch Phone: 813-514-2106   Branch Fax: 813-961-9527  
Direct Phone: 863-688-8200  Direct Fax: 863-688-1922 www.carteretmortgage.com/ANPT

Jahine Arnold,  (jarnold.arnold@carteretmortgage.com) 3802 Ehrlich Road Suite 307   Tampa, FL  33624
Tampa Branch  Branch (1216) Branch Phone: 813-514-2106   Branch Fax: 813-961-9527  
Direct Phone: 813-892-1496  Direct Fax: 888-225-6593 www.carteretmortgage.com/JAHA

Iris Takata, Hawaii State Designated Principal and Loan Officer  (phi888@hawaii.rr.com) 3208 Waialae Avenue   Honolulu, HI  96816
Honolulu Branch  Branch (1534) Branch Phone: (808) 737-8008   Branch Fax: (808) 356-0649  
Direct Phone: 808-737-8008  Direct Fax: 808-356-0649 www.carteretmortgage.com/IRT

Anthony Moore, Senior Loan Officer  (tony.moore@carteretmortgage.com) 3208 Waialae Avenue   Honolulu, HI  96816
Honolulu Branch  Branch (1534) Branch Phone: (808) 737-8008   Branch Fax: (808) 356-0649  
Direct Phone: 808-737-8008 www.carteretmortgage.com/ANTHM

Michael Belfor,  (michael.belfor@carteretmortgage.com) 3208 Waialae Avenue   Honolulu, HI  96816
Honolulu Branch  Branch (1534) Branch Phone: (808) 737-8008   Branch Fax: (808) 356-0649  
Direct Phone: 808-291-8068  Direct Fax: 808-356-0400 www.carteretmortgage.com/MICHB

Martin Garrahan, Loan Officer  (mgarrahan@hawaii.rr.com) 3208 Waialae Avenue   Honolulu, HI  96816
Honolulu Branch  Branch (1534) Branch Phone: (808) 737-8008   Branch Fax: (808) 356-0649  
Direct Phone: 808-330-5039  Direct Fax: 808-585-6409 www.carteretmortgage.com/MAMG

Christopher Relacion, MORTGAGE BROKER  (chrisrelacion@aol.com) 3208 Waialae Avenue   Honolulu, HI  96816
Honolulu Branch  Branch (1534) Island of Kauai, construction or residential Branch Phone: (808) 737-8008   Branch Fax: (808) 356-0649  
Direct Phone: 808-634-0605 www.carteretmortgage.com/CHRSR

Jason Blake, Loan Consultant  (jason.blake@carteretmortgage.com) 3208 Waialae Avenue   Honolulu, HI  96816
Honolulu Branch  Branch (1534) Specializing on Kauai, Personalized Mortgage Solutions Branch Phone: (808) 737-8008   Branch Fax: (808) 356-0649  
Direct Phone: 808-652-5210  Direct Fax: 808-823-1273 www.carteretmortgage.com/JASB

Buford Helms, Loan Officer  (bufordhelms@aol.com) 3208 Waialae Avenue   Honolulu, HI  96816
Honolulu Branch  Branch (1534) Branch Phone: (808) 737-8008   Branch Fax: (808) 356-0649  
www.carteretmortgage.com/BUFH

Steven Penske  (steve@carterethi.com) 74-1477 Hao Kuni Street   Kailua-kona, HI  96740
Kailua-kona Branch  Branch (1592) Lowest 0 pt. rates in HI Branch Phone: (808) 375-8422   Branch Fax: 419-831-2625  
www.carteretmortgage.com/SVP

John Moore, Vice President Production Development  (john.moore@carteretmortgage.com) 74-1477 Hao Kuni Street   Kailua-kona, HI  96740
Kailua-kona Branch  Branch (1592) Senior Vice President - Strategic Alliances Branch Phone: (808) 375-8422   Branch Fax: 419-831-2625  
Direct Phone: 808-331-1170  Direct Fax: 708-253-4421 www.carteretmortgage.com/JHM

Eric Markham, Designated Commercial Branch Manager  (Eric@CarteretQC.com) 4811 North Brady Street Suite 9n   Davenport, IA  52806
Davenport Branch  Branch (1852) Logon to www.CarteretQC.com for FREE Consumer Information! Branch Phone: (563) 445-7900   Branch Fax: (866) 638-2718  
Direct Phone: 563-445-7900  Direct Fax: 866-638-2718 www.carteretmortgage.com/ERJM

David Sodemann, Private Mortgage Broker  (david_sodemann@mchsi.com) 4811 North Brady Street Suite 9n   Davenport, IA  52806
Davenport Branch  Branch (1852) Branch Phone: (563) 445-7900   Branch Fax: (866) 638-2718  
Direct Phone: 563-323-0205  Direct Fax: 563-323-0215 www.carteretmortgage.com/DAVJS

Daron Van Zuiden, Branch Manager  (DVZDmortgage@mchsi.com) 3515 Spring Street   Davenport, IA  52807
Davenport Branch  Branch (1594) Branch Phone: 563-355-3311   Branch Fax: 952-674-8201  
Direct Phone: 563-355-3311  Direct Fax: 952-674-8201 www.carteretmortgage.com/DAVZ

Mark Yoder, Branch Sales Manager  (mark@carteretqc.com) 4811 North Brady Street Suite 9n   Davenport, IA  52806
Davenport Branch  Branch (1852) Branch Phone: (563) 445-7900   Branch Fax: (866) 638-2718  
Direct Phone: 563-445-7900  Direct Fax: 866-638-2718 www.carteretmortgage.com/MAAY

Janel Robertson  (trtoadblonde@aol.com) 4811 North Brady Street Suite 9n   Davenport, IA  52806
Davenport Branch  Branch (1852) Branch Phone: (563) 445-7900   Branch Fax: (866) 638-2718  
www.carteretmortgage.com/JANR

Phillip Witter, Mortgage Consultant  (phil@carteretqc.com) 4811 North Brady Street Suite 9n   Davenport, IA  52806
Davenport Branch  Branch (1852) Branch Phone: (563) 445-7900   Branch Fax: (866) 638-2718  
Direct Phone: 563-445-7900  Direct Fax: 866-638-2718 www.carteretmortgage.com/PHIW

John Amman, Licensed Mortgage Professional  (john.amman@carteretmortgage.com) 4811 North Brady Street Suite 9n   Davenport, IA  52806
Davenport Branch  Branch (1852) www.johnamman.com Branch Phone: (563) 445-7900   Branch Fax: (866) 638-2718  
Direct Phone: 563-445-7900 x 102  Direct Fax: 563-391-4268 www.carteretmortgage.com/JOWA

Jim Sonneville, Mortgage Broker  (JimSonneville@CarteretMortgage.com) 4811 North Brady Street Suite 9n   Davenport, IA  52806
Davenport Branch  Branch (1852) Branch Phone: (563) 445-7900   Branch Fax: (866) 638-2718  
Direct Phone: 563-579-8181  Direct Fax: 563-391-4268 www.carteretmortgage.com/JAJS

Julie Geppert,  (carteret_mortgage@mchsi.com) 3500 South Lakeport Street   Sioux City, IA  51106
Sioux City Branch  Branch (1411) Branch Phone: 712-274-4650   Branch Fax: 712-274-4651  
Direct Phone: 515-975-1746  Direct Fax: 801-761-9400 www.carteretmortgage.com/JULG

Jarrad Schossow,  (jarrad.schossow@carteretmortgage.com) 3500 South Lakeport Street   Sioux City, IA  51106
Sioux City Branch  Branch (1411) Apply Online on my website. Branch Phone: 712-274-4650   Branch Fax: 712-274-4651  
Direct Phone: 712-274-4650  Direct Fax: 712-274-4651 www.carteretmortgage.com/JADS

Lucy Valentine,  (lucyvalentine@sbcglobal.net) 5443 West Division   Chicago, IL  60644
Chicago Branch  Branch (1234) Branch Phone: 773-378-4274   Branch Fax: 773-378-4277  
Direct Phone: 773-378-4274  Direct Fax: 773-378-4277 www.carteretmortgage.com/LYV

Montgomery Stewart, loan officer  (mstewart-homeloan@sbcglobal.net) 8725 South State Street   Chicago, IL  60619
Chicago Branch  Branch (1076) Branch Phone: 773-873-4816   Branch Fax: 773-873-4819  
Direct Phone: 708/333-4785  Direct Fax: 708/575-5475 www.carteretmortgage.com/MONTS

Michael Moloney,  (michaelpmoloney@msn.com) 5443 West Division   Chicago, IL  60644
Chicago Branch  Branch (1234) Branch Phone: 773-378-4274   Branch Fax: 773-378-4277  
 Direct Fax: 847-741-2858 www.carteretmortgage.com/MPM

Nikki Robinson, Loan Originator  (nr_mortgage@yahoo.com) 8725 South State Street   Chicago, IL  60619
Chicago Branch  Branch (1076) Branch Phone: 773-873-4816   Branch Fax: 773-873-4819  
Direct Phone: 414-265-5404  Direct Fax: 414-265-5404 www.carteretmortgage.com/NIYR

Tiffini Chism, Mortgage Consultant  (tiffiniloans@yahoo.com) 8725 South State Street   Chicago, IL  60619
Chicago Branch  Branch (1076) Branch Phone: 773-873-4816   Branch Fax: 773-873-4819  
Direct Phone: 708-799-5147  Direct Fax: 708-589-3395 www.carteretmortgage.com/TIFC

John  Johnson, Branch Manager  (johnwjohn@sbcglobal.net) 8725 South State Street   Chicago, IL  60619
Chicago Branch  Branch (1076) BRANCH MANAGER Branch Phone: 773-873-4816   Branch Fax: 773-873-4819  
Direct Phone: 773-873-4816  Direct Fax: 773-873-4819 www.carteretmortgage.com/JOHJ

Jimmie Williams, loan officer  (success_finders@hotmail.com) 8725 South State Street   Chicago, IL  60619
Chicago Branch  Branch (1076) Branch Phone: 773-873-4816   Branch Fax: 773-873-4819  
Direct Phone: 708-257-1101  Direct Fax: 708-748-7320 www.carteretmortgage.com/JIMLW

German Aguirre, Mortgage Consultant  (GermanA@mc.net) 474 Virginia   Crystal Lake, IL  60014
Crystal Lake Branch  Branch (775) Where Experience and Knowledge Count! Branch Phone: 815-444-6200   Branch Fax: (815) 444-6201  
www.carteretmortgage.com/GERA

Gerald DuPaw  (jdupaw@cartereteloan.com) 474 Virginia   Crystal Lake, IL  60014
Crystal Lake Branch  Branch (775) Branch Phone: 815-444-6200   Branch Fax: (815) 444-6201  
www.carteretmortgage.com/GERD

Demetri aka D. Jim Sawchuk, Mortgage Consultant  (jimzbiz@aol.com) 474 Virginia   Crystal Lake, IL  60014
Crystal Lake Branch  Branch (775) Branch Phone: 815-444-6200   Branch Fax: (815) 444-6201  
Direct Phone: 815-986-4794  Direct Fax: 815-349-1111 www.carteretmortgage.com/DEMS

Algie Horton, Senior Loan Officer  (algieh1@yahoo.com) 474 Virginia   Crystal Lake, IL  60014
Crystal Lake Branch  Branch (775) Branch Phone: 815-444-6200   Branch Fax: (815) 444-6201  
Direct Phone: 815-726-0046  Direct Fax: 815-726-0046 www.carteretmortgage.com/ALGH

Scott LeFevre, Loan Originator  (slefevre007@hotmail.com) 474 Virginia   Crystal Lake, IL  60014
Crystal Lake Branch  Branch (775) Branch Phone: 815-444-6200   Branch Fax: (815) 444-6201  
Direct Phone: 815-986-6554  Direct Fax: 815-425-3264 www.carteretmortgage.com/SJL

Gerald R. DuPaw, Sr.  (gdupaw@cartereteloan.com) 474 Virginia   Crystal Lake, IL  60014
Crystal Lake Branch  Branch (775) Branch Phone: 815-444-6200   Branch Fax: (815) 444-6201  
Direct Phone: 847-815-5627 www.carteretmortgage.com/GRDS

Sheila DuPaw, VIce President, National Recruiter  (mbanker59@aol.com) 474 Virginia   Crystal Lake, IL  60014
Crystal Lake Branch  Branch (775) V.P. National Recruiter Branch Phone: 815-444-6200   Branch Fax: (815) 444-6201  
Direct Phone: 8478155628  Direct Fax: 8154446201 www.carteretmortgage.com/SHDU

Debbie Lyons,  (lyons@worldnet.att.net) 474 Virginia   Crystal Lake, IL  60014
Crystal Lake Branch  Branch (775) Experience the difference experience makes! Branch Phone: 815-444-6200   Branch Fax: (815) 444-6201  
Direct Phone: 815-289-0833  Direct Fax: 815-282-5351 www.carteretmortgage.com/DEBL

Catherine Okoroh, Senior Loan Officer  (cocarteret@comcast.net) 2201 East Higgins Road #204   Elk Grove Village, IL  60007
Elk Grove Village Branch  Branch (1827) Branch Phone: (847) 921-1280   Branch Fax: (309) 937-1702  
Direct Phone: 708-583-2255  Direct Fax: 708-405-3999 www.carteretmortgage.com/CATHO

Tyrone Mathews, Personal Mortgage Advisor  (houzin@sbcglobal.net) 2201 East Higgins Road #204   Elk Grove Village, IL  60007
Elk Grove Village Branch  Branch (1827) Branch Phone: (847) 921-1280   Branch Fax: (309) 937-1702  
Direct Phone: 708-647-8134  Direct Fax: 708-590-0785 www.carteretmortgage.com/TYJM

Tresa Wetteland, Vice President/National Recruiter  (mortgageloan@mchsi.com) 2201 East Higgins Road #204   Elk Grove Village, IL  60007
Elk Grove Village Branch  Branch (1827) Branch Phone: (847) 921-1280   Branch Fax: (309) 937-1702  
Direct Phone: 309-507-2588  Direct Fax: 309-937-1702 www.carteretmortgage.com/TRSW

Ricardo Rodriguez, Branch Manager  (ricardomortgage@sbcglobal.net) 2201 East Higgins Road #204   Elk Grove Village, IL  60007
Elk Grove Village Branch  Branch (1827) Residential, New developement and Commercial Branch Phone: (847) 921-1280   Branch Fax: (309) 937-1702  
Direct Phone: 773-386-3989  Direct Fax: 847-890-6176 www.carteretmortgage.com/RIR

Mark Hargrove, Senior Loan Officer  (ml.hargrove@sbcglobal.net) 2201 East Higgins Road #204   Elk Grove Village, IL  60007
Elk Grove Village Branch  Branch (1827) I work hard for YOU because you're important Branch Phone: (847) 921-1280   Branch Fax: (309) 937-1702  
Direct Phone: 847-543-9907  Direct Fax: 847-557-2211 www.carteretmortgage.com/MAVH

Jacqueline Stults, Loan Originator  (jackie.stults@carteretmortgage.com) 2201 East Higgins Road #204   Elk Grove Village, IL  60007
Elk Grove Village Branch  Branch (1827) Branch Phone: (847) 921-1280   Branch Fax: (309) 937-1702  
Direct Phone: 866-479-3908  Direct Fax: 866-481-2940 www.carteretmortgage.com/JACQS

Daniel Podraza, Branch Manager  (dpodraza@insightbb.com) 2201 East Higgins Road #204   Elk Grove Village, IL  60007
Elk Grove Village Branch  Branch (1827) Branch Phone: (847) 921-1280   Branch Fax: (309) 937-1702  
Direct Phone: 317-374-4554 www.carteretmortgage.com/DPP

Pamela  LaVinka, Licensed Senior Loan Specialist  (pamlavinka@hotmail.com) 2201 East Higgins Road #204   Elk Grove Village, IL  60007
Elk Grove Village Branch  Branch (1827) 25 years financial experience Branch Phone: (847) 921-1280   Branch Fax: (309) 937-1702  
Direct Phone: 847-746-5332  Direct Fax: 847-746-2331 www.carteretmortgage.com/PAML

William Gerena, Senior Mortgage Loan Consultant  (w.gerena@sbcglobal.net) 2201 East Higgins Road #204   Elk Grove Village, IL  60007
Elk Grove Village Branch  Branch (1827) Se Habla Espanol Branch Phone: (847) 921-1280   Branch Fax: (309) 937-1702  
Direct Phone: 773-610-6553  Direct Fax: 708-788-3491 www.carteretmortgage.com/WIJG

Teresa Stephenson, Senior Loan Officer  (loanofficer@comcast.net) 2201 East Higgins Road #204   Elk Grove Village, IL  60007
Elk Grove Village Branch  Branch (1827) Residential, Commercial, Investments and Construction Loans. Branch Phone: (847) 921-1280   Branch Fax: (309) 937-1702  
Direct Phone: 708-804-2252  Direct Fax: 708-422-4676 www.carteretmortgage.com/TERAS

David Sprague, Loan Officer  (d.sprague123@comcast.net) 2201 East Higgins Road #204   Elk Grove Village, IL  60007
Elk Grove Village Branch  Branch (1827) Branch Phone: (847) 921-1280   Branch Fax: (309) 937-1702  
Direct Phone: 847-710-2123 www.carteretmortgage.com/DVES

Stacey D Ward, Mortgage Consultant  (stacey.ward@carteretmortgage.com) 2201 East Higgins Road #204   Elk Grove Village, IL  60007
Elk Grove Village Branch  Branch (1827) Branch Phone: (847) 921-1280   Branch Fax: (309) 937-1702  
Direct Phone: 269-325-3362  Direct Fax: 888-220-3433 www.carteretmortgage.com/STDW

James DeFano, Mortgage Specialist  (james.defano@carteretmortgage.com) 2201 East Higgins Road #204   Elk Grove Village, IL  60007
Elk Grove Village Branch  Branch (1827) Helping customers achieve their financial goals. Branch Phone: (847) 921-1280   Branch Fax: (309) 937-1702  
Direct Phone: 877-529-6809  Direct Fax: 815-436-7525 www.carteretmortgage.com/JALD

Guadalupe Miranda, Loan Originator  (mirandagr@earthlink.net) 2201 East Higgins Road #204   Elk Grove Village, IL  60007
Elk Grove Village Branch  Branch (1827) "Se Habla Espanol" Branch Phone: (847) 921-1280   Branch Fax: (309) 937-1702  
Direct Phone: 773-710-8837  Direct Fax: 847-750-0214 www.carteretmortgage.com/GUEM

Linda Linn, Branch Manager  (lindallinn@msn.com) 2201 East Higgins Road #204   Elk Grove Village, IL  60007
Elk Grove Village Branch  Branch (1827) I never forget who am working for! Branch Phone: (847) 921-1280   Branch Fax: (309) 937-1702  
Direct Phone: 563-332-0483  Direct Fax: 563-332-1355 www.carteretmortgage.com/LINL

Cynthia Wilkins, Loan Orginator  (schenias@aol.com) 2201 East Higgins Road #204   Elk Grove Village, IL  60007
Elk Grove Village Branch  Branch (1827) SPECIALIZING IN FHA & SUBPRIME LOANS Branch Phone: (847) 921-1280   Branch Fax: (309) 937-1702  
Direct Phone: 312-296-2413  Direct Fax: 773-355-4296 www.carteretmortgage.com/CYW

Frederick  Redmond, Senior Mortgage Specialist  (fred_redmond@earthlink.net) 2201 East Higgins Road #204   Elk Grove Village, IL  60007
Elk Grove Village Branch  Branch (1827) Nothing means more to me than knowing I tried my best, and succeeded in helping you!! Branch Phone: (847) 921-1280   Branch Fax: (309) 937-1702  
Direct Phone: 708-914-1232  Direct Fax: 763-647-6702 www.carteretmortgage.com/FREDR

DELORES ALLEN, SENIOR LOAN OFFICER  (delores.allen@carteretmortgage.com) 2201 East Higgins Road #204   Elk Grove Village, IL  60007
Elk Grove Village Branch  Branch (1827) FHA , Conventional & Home Equity Branch Phone: (847) 921-1280   Branch Fax: (309) 937-1702  
Direct Phone: 773-721-8237  Direct Fax: 312-893-2008 www.carteretmortgage.com/DA

Nicolas Timlin,  (nicktimlin@yahoo.com) 2201 East Higgins Road #204   Elk Grove Village, IL  60007
Elk Grove Village Branch  Branch (1827) Branch Phone: (847) 921-1280   Branch Fax: (309) 937-1702  
Direct Phone: 847-732-3107 www.carteretmortgage.com/NICT

Tim Smith, Sr. Mortgage Advisor  (Timothy.Smith@carteretmortgage.com) 2201 East Higgins Road #204   Elk Grove Village, IL  60007
Elk Grove Village Branch  Branch (1827) Branch Phone: (847) 921-1280   Branch Fax: (309) 937-1702  
Direct Phone: 847-946-5070  Direct Fax: 847-325-0923 www.carteretmortgage.com/TIMMS

Mia James, Mortgage Specialist  (mj.homeloans@gmail.com) 2201 East Higgins Road #204   Elk Grove Village, IL  60007
Elk Grove Village Branch  Branch (1827) Building a long lasting relationship is priority! Branch Phone: (847) 921-1280   Branch Fax: (309) 937-1702  
Direct Phone: 815-986-8171  Direct Fax: 815-986-9548 www.carteretmortgage.com/MIAJ

Rodney Muckensturm,  (muckloans@charter.net) 10314 Lincoln Trail Suite 204   Fairview Heights, IL  62208
Fairview Heights Branch  Branch (47) Branch Phone: (618) 394-9588   Branch Fax: (618) 394-9589  
Direct Phone: 618-628-3266  Direct Fax: 270-675-4222 www.carteretmortgage.com/RODM

Melody Higdon, Loan Officer  (melodyhigdon@hotmail.com) 10314 Lincoln Trail Suite 204   Fairview Heights, IL  62208
Fairview Heights Branch  Branch (47) Branch Phone: (618) 394-9588   Branch Fax: (618) 394-9589  
 Direct Fax: 618-667-5974 www.carteretmortgage.com/MELH

Ronald  Jones,  (rjones74@aol.com) 10314 Lincoln Trail Suite 204   Fairview Heights, IL  62208
Fairview Heights Branch  Branch (47) Branch Phone: (618) 394-9588   Branch Fax: (618) 394-9589  
Direct Phone: 618-239-9317  Direct Fax: 618-239-9318 www.carteretmortgage.com/RONJ

Kimberly Hagely,  (khagely@charter.net) 10314 Lincoln Trail Suite 204   Fairview Heights, IL  62208
Fairview Heights Branch  Branch (47) Branch Phone: (618) 394-9588   Branch Fax: (618) 394-9589  
Direct Phone: 618-344-2610  Direct Fax: 618-344-2624 www.carteretmortgage.com/KSH

Daniel Gustafson, Loan Specialist  (daniel.gustafson@insightbb.com) 10314 Lincoln Trail Suite 204   Fairview Heights, IL  62208
Fairview Heights Branch  Branch (47) Branch Phone: (618) 394-9588   Branch Fax: (618) 394-9589  
Direct Phone: 812-303-2607  Direct Fax: 812-661-457-1966 www.carteretmortgage.com/DAJG

David Taillon,  (davidtaillon@charter.net) 10314 Lincoln Trail Suite 204   Fairview Heights, IL  62208
Fairview Heights Branch  Branch (47) Spezalising in sub-prime and commercial loans! Branch Phone: (618) 394-9588   Branch Fax: (618) 394-9589  
Direct Phone: 636-600-1271  Direct Fax: 636-305-7753 www.carteretmortgage.com/DAVJT

Vickey Pettiford,  (vpett130@aol.com) 10314 Lincoln Trail Suite 204   Fairview Heights, IL  62208
Fairview Heights Branch  Branch (47) Branch Phone: (618) 394-9588   Branch Fax: (618) 394-9589  
Direct Phone: 618-978-4663 www.carteretmortgage.com/VIP

Aron Gobble,  (agobble72@hotmail.com) 10314 Lincoln Trail Suite 204   Fairview Heights, IL  62208
Fairview Heights Branch  Branch (47) Branch Phone: (618) 394-9588   Branch Fax: (618) 394-9589  
Direct Phone: 618-978-3533 www.carteretmortgage.com/AROG

Robert Wetteland, Branch Manager  (robert.wetteland@carteretmortgage.com) Building 100 Rodman Avenue   Rock Island, IL  61299
Rock Island Branch  Branch (457) Branch Phone: (309) 283-0311   Branch Fax: (309) 412-7903  
Direct Phone: 309-507-3069  Direct Fax: 309-937-1702 www.carteretmortgage.com/RTW

Thomas Wiley,  (tjw@nbson.net) Building 100 Rodman Avenue   Rock Island, IL  61299
Rock Island Branch  Branch (457) Branch Phone: (309) 283-0311   Branch Fax: (309) 412-7903  
Direct Phone: 309-937-1891  Direct Fax: 309-937-1702 www.carteretmortgage.com/TMSW

Johnathan Ahlf, Branch Manager  (jahlf_ubs@machlink.com) Building 100 Rodman Avenue   Rock Island, IL  61299
Rock Island Branch  Branch (457) Branch Phone: (309) 283-0311   Branch Fax: (309) 412-7903  
Direct Phone: 563-288-3435  Direct Fax: 563-264-0201 www.carteretmortgage.com/JOCA

Sandra Heard, Sr. Loan Officer  (1grandsand@sbcglobal.net) Building 100 Rodman Avenue   Rock Island, IL  61299
Rock Island Branch  Branch (457) 100LTV-Stated-NOO-Low FICO-Jumbo Branch Phone: (309) 283-0311   Branch Fax: (309) 412-7903  
Direct Phone: 708-534-9073  Direct Fax: 708-534-9072 www.carteretmortgage.com/SANH

Gerry Hardison, Loan Officer  (gerry.hardison@carteretmortgage.com) Building 100 Rodman Avenue   Rock Island, IL  61299
Rock Island Branch  Branch (457) Branch Phone: (309) 283-0311   Branch Fax: (309) 412-7903  
Direct Phone: 563-212-8381  Direct Fax: 563-259-1274 www.carteretmortgage.com/GERH

Deborah Head-Baker  (debb74888@aol.com) Building 100 Rodman Avenue   Rock Island, IL  61299
Rock Island Branch  Branch (457) Branch Phone: (309) 283-0311   Branch Fax: (309) 412-7903  
www.carteretmortgage.com/DHXB

Mark Moore,  (mark.moore@carteretmortgage.com) Building 100 Rodman Avenue   Rock Island, IL  61299
Rock Island Branch  Branch (457) Specialize in debt reduction Branch Phone: (309) 283-0311   Branch Fax: (309) 412-7903  
Direct Phone: 309-314-4634  Direct Fax: 309-799-1243 www.carteretmortgage.com/MMOO

Jose Germoso, Senior Loan Officer  (joraleo@prodigy.net) Building 100 Rodman Avenue   Rock Island, IL  61299
Rock Island Branch  Branch (457) Se habla espanol Branch Phone: (309) 283-0311   Branch Fax: (309) 412-7903  
Direct Phone: 708-409-5147  Direct Fax: 708-409-5148 www.carteretmortgage.com/JOSRG

Rudy Lopez, Employment Recruiter/ Branch Manager  (rlopez@carteretmtgloans.com) 1901 North Roselle Road Suite 800   Schaumburg, IL  60195
Schaumburg Branch  Branch (1074) Employment Recruiter/ Branch Manager Branch Phone: (847) 592-7020   Branch Fax: (847) 592-7021  
www.carteretmortgage.com/RDL

Denise Druck, Mortgage Specialist  (denise1-carteret@sbcglobal.net) 1901 North Roselle Road Suite 800   Schaumburg, IL  60195
Schaumburg Branch  Branch (1074) Branch Phone: (847) 592-7020   Branch Fax: (847) 592-7021  
Direct Phone: 847-592-7022 www.carteretmortgage.com/DEND

Arthur Monroe, Branch Manager/Loan Officer  (arth@supersaverloan.com) 3550 Hobson Road Suite 303   Woodridge, IL  60517
Woodridge Branch  Branch (1739) Mowie po polsku Branch Phone: (630) 953-8525   Branch Fax:  
Direct Phone: 630-953-8525  Direct Fax: 630-390-2204 www.carteretmortgage.com/ARRM

John Weber,  (jwebercarteret@aim.com) 3550 Hobson Road Suite 303   Woodridge, IL  60517
Woodridge Branch  Branch (1739) All Programs & Property Types Branch Phone: (630) 953-8525   Branch Fax:  
Direct Phone: 773-544-9044  Direct Fax: 773-442-0076 www.carteretmortgage.com/JOW

Bernidette Davis,  (bernidette.davis@carteretmortgage.com) 3550 Hobson Road Suite 303   Woodridge, IL  60517
Woodridge Branch  Branch (1739) Branch Phone: (630) 953-8525   Branch Fax:  
Direct Phone: 866-839-5280  Direct Fax: 630-585-0951 www.carteretmortgage.com/BERD

Fred McIntire, Branch Manager  (Fred.McIntire@CarteretMortgage.Com) 211 East Main Street Suite 4   Brownsburg, IN  46112
Brownsburg Branch  Branch (1974) Branch Phone: 317-216-8250   Branch Fax:  
www.carteretmortgage.com/FREM

Daniel Weems, Sr.,  (thsdhw@hotmail.com) 211 East Main Street Suite 4   Brownsburg, IN  46112
Brownsburg Branch  Branch (1974) What You Need When You Need It! Branch Phone: 317-216-8250   Branch Fax:  
Direct Phone: 317-362-7714  Direct Fax: 877-893-6674 www.carteretmortgage.com/DAHW

Tonya Fisher,  (tfisher_carteret@comcast.net) 2118 Inwood Drive Suite 120   Fort Wayne, IN  46815
Fort Wayne Branch  Branch (1320) Branch Phone: 260-482-9009   Branch Fax: 260-482-9011  
Direct Phone: 260-387-5272  Direct Fax: 260-387-5274 www.carteretmortgage.com/FIT

John Lane  (jlaner69@earthlink.net) 718 1/2 Union Street   Fort Wayne, IN  46802
Fort Wayne Branch  Branch (1475) Free Application! Branch Phone: (260) 422-3789   Branch Fax: 775-248-9526  
www.carteretmortgage.com/JOHL

Charon Long, Loan Officer  (clong@landmere.com) 2118 Inwood Drive Suite 120   Fort Wayne, IN  46815
Fort Wayne Branch  Branch (1320) Branch Phone: 260-482-9009   Branch Fax: 260-482-9011  
Direct Phone: 517-765-0013  Direct Fax: 517-765-9977 www.carteretmortgage.com/CHRL

Tony Melton, Sr. Loan Officer  (tony@melton.com) 5150 East 71st Street   Indianapolis, IN  46220
Indianapolis Branch  Branch (1999) Branch Phone: 317-284-1151   Branch Fax: 317-225-5757  
Direct Phone: 317-506-6539  Direct Fax: 317-225-5757 www.carteretmortgage.com/TONRM

Edward Young, loan officer  (bancmark@indy.rr.com) 450 East 96th Street Suite 500   Indianapolis, IN  46240
Indianapolis Branch  Branch (2042) Branch Phone: 317-581-6311   Branch Fax: 618-819-9880  
Direct Phone: 317-844-6685  Direct Fax: 610-819-9880 www.carteretmortgage.com/EDY

April Bloom,  (april.bloom@carteretmortgage.com) 2441 South Old Sr 3   La Otto, IN  46763
La Otto Branch  Branch (1346) Branch Phone: 260-897-3691   Branch Fax: 260-897-3380  
Direct Phone: 260-740-1094 www.carteretmortgage.com/APRB

SUMMER SLANKARD, SR. LOAN OFFICER  (SSLAN10143@AOL.COM) 6801 East Tryon Drive   Pimento, IN  47866
Pimento Branch  Branch (1478) Branch Phone: (812) 495-5010   Branch Fax: 812-495-5043  
Direct Phone: 812-495-5010  Direct Fax: 812-495-5043 www.carteretmortgage.com/SLS

Anishia Fisher, Mortgage Specialist  (anishia.fisher@carteretmortgage.com) 333 West Vine Street Suite 300   Lexington, KY  40507
Lexington Branch  Branch (1816) Branch Phone: 859-685-1040   Branch Fax: 859-685-1041  
Direct Phone: 502-969-8840  Direct Fax: 502-968-5513 www.carteretmortgage.com/ANNF

Kimberly Carter, Branch Manager  (kimberlycarter@alltel.net) 333 West Vine Street Suite 300   Lexington, KY  40507
Lexington Branch  Branch (1816) Branch Phone: 859-685-1040   Branch Fax: 859-685-1041  
www.carteretmortgage.com/KBC

Karen Jones  (kareninky@bellsouth.net) 333 West Vine Street Suite 300   Lexington, KY  40507
Lexington Branch  Branch (1816) Branch Phone: 859-685-1040   Branch Fax: 859-685-1041  
www.carteretmortgage.com/KARJ

Robin S. McBride,  (rs9d@bellsouth.net) 1232 Lancaster Road Suite A   Richmond, KY  40475
Richmond Branch  Branch (1249) Branch Phone: (859) 624-3212   Branch Fax: (859) 624-3213  
Direct Phone: 859-979-4150 www.carteretmortgage.com/ROBM

Jonathan Brown,  (jonathan.brown@carteretmortgage.com) 1232 Lancaster Road Suite A   Richmond, KY  40475
Richmond Branch  Branch (1249) Branch Phone: (859) 624-3212   Branch Fax: (859) 624-3213  
Direct Phone: 859-514-3332  Direct Fax: 859-514-7378 www.carteretmortgage.com/JOKB

Jay Pierce, Loan Officer  (mtgman@gmail.com) 1232 Lancaster Road Suite A   Richmond, KY  40475
Richmond Branch  Branch (1249) Branch Phone: (859) 624-3212   Branch Fax: (859) 624-3213  
Direct Phone: 502-243-5626`  Direct Fax: 502-243-9883 www.carteretmortgage.com/WILLP

Todd Avery, Vice President  (todd.avery@carteretmortgage.com) 1232 Lancaster Road Suite A   Richmond, KY  40475
Richmond Branch  Branch (1249) Nationwide Mentor - Toll Free 877-624-3212 Branch Phone: (859) 624-3212   Branch Fax: (859) 624-3213  
Direct Phone: 877-624-3212  Direct Fax: 877-624-3213 www.carteretmortgage.com/TOA

David Harris, Mortgage & Real Estate Consultant  (David.Harris@carteretmortgage.com) 1232 Lancaster Road Suite A   Richmond, KY  40475
Richmond Branch  Branch (1249) FHA & 106% Loan Specialist Branch Phone: (859) 624-3212   Branch Fax: (859) 624-3213  
Direct Phone: 859-514-0545  Direct Fax: 859-559-4271 www.carteretmortgage.com/DAVMH

Bobby Reynolds,  (bobbyoreynolds@gmail.com) 1232 Lancaster Road Suite A   Richmond, KY  40475
Richmond Branch  Branch (1249) Branch Phone: (859) 624-3212   Branch Fax: (859) 624-3213  
Direct Phone: 502-316-3293 www.carteretmortgage.com/BOBR

James Palmer, Loan Officer  (jim@mservicesusa.com) 1232 Lancaster Road Suite A   Richmond, KY  40475
Richmond Branch  Branch (1249) Branch Phone: (859) 624-3212   Branch Fax: (859) 624-3213  
Direct Phone: 606-663-8850  Direct Fax: 606-663-8850 www.carteretmortgage.com/JAHP

Jean Salley, Loan Officer  (Jean.Salley@CarteretMortgage.com) 1232 Lancaster Road Suite A   Richmond, KY  40475
Richmond Branch  Branch (1249) Branch Phone: (859) 624-3212   Branch Fax: (859) 624-3213  
Direct Phone: 859-797-1226  Direct Fax: 859-245-5937 www.carteretmortgage.com/JEAMS

Sheila McBride, loan Officer  (rs9d@bellsouth.net) 1232 Lancaster Road Suite A   Richmond, KY  40475
Richmond Branch  Branch (1249) Branch Phone: (859) 624-3212   Branch Fax: (859) 624-3213  
Direct Phone: 8596236996  Direct Fax: 8596236996 www.carteretmortgage.com/SHEM

Amy Kinder,  (amy.kinder@carteretmortgage.com) 1232 Lancaster Road Suite A   Richmond, KY  40475
Richmond Branch  Branch (1249) Branch Phone: (859) 624-3212   Branch Fax: (859) 624-3213  
Direct Phone: 859-624-3212  Direct Fax: 859-624-3213 www.carteretmortgage.com/AMMK

William Pelfrey,  (cliff.pelfrey@yahoo.com) 1232 Lancaster Road Suite A   Richmond, KY  40475
Richmond Branch  Branch (1249) Branch Phone: (859) 624-3212   Branch Fax: (859) 624-3213  
Direct Phone: 606-789-4505 www.carteretmortgage.com/WICP

DINAH BEVERLY, Branch Manager  (dbeverly9@earthlink.net) 157 Bishop Drive   Avondale, LA  70094
Avondale Branch  Branch (308) NEW ORLEANS -- SERVING ALL OF LOUISIANA Branch Phone: 504-342-8604   Branch Fax: 504-342-1200  
www.carteretmortgage.com/DHB

Chrystal Ellis, Loan Officer  (chrystalellis500@yahoo.com) 157 Bishop Drive   Avondale, LA  70094
Avondale Branch  Branch (308) Branch Phone: 504-342-8604   Branch Fax: 504-342-1200  
Direct Phone: 225-343-9056  Direct Fax: 225-343-9056 www.carteretmortgage.com/CHRE

Echevarria Wells,  (ortezwells@yahoo.com) 12694 Parkwood Drive   Baton Rouge, LA  70815
Baton Rouge Branch  Branch (1334) Branch Phone: 225-248-0153   Branch Fax: 225-612-4621  
Direct Phone:  504-234-5724  Direct Fax: 504-943-9830 www.carteretmortgage.com/ECHW

Russell Flowers, Branch Manager  (russell.flowers@carteretmortgage.com) 12694 Parkwood Drive   Baton Rouge, LA  70815
Baton Rouge Branch  Branch (1334) SERVING ALL OF LOUISIANA, COLORADO, TEXAS Branch Phone: 225-248-0153   Branch Fax: 225-612-4621  
Direct Phone: 225-248-0153  Direct Fax: 225-612-4621 www.carteretmortgage.com/RUSF

Ingrid Wilson,  (ingrid-wilson@hotmail.com) 2173 Bellevue Street   Paulina, LA  70763
Paulina Branch  Branch (462) Branch Phone: 225-869-9595   Branch Fax: (775) 383-4069  
Direct Phone: 225-252-5681 www.carteretmortgage.com/IL

Darrin Brumley, Senior Loan Officer / Branch Manager  (dbrumley@charter.net) 2173 Bellevue Street   Paulina, LA  70763
Paulina Branch  Branch (462) Branch Phone: 225-869-9595   Branch Fax: (775) 383-4069  
www.carteretmortgage.com/DRRB

Delaine Yocum, Loan Originator  (football_2x@centurytel.net) 184 Yocum Road   Trout, LA  71371
Trout Branch  Branch (2013) Branch Phone: 318-992-2754   Branch Fax: 206-309-0247  
Direct Phone: 318-992-2754  Direct Fax: 206-309-0247 www.carteretmortgage.com/DMY

John Tetreault, Loan Officer  (john.tetreault@carteretmortgage.com) 21 Park Street   Attleboro, MA  02703
Attleboro Branch  Branch (1543) Good or bad credit, bankruptcy/foreclosure OK. Web site en español Branch Phone: (508) 222-5955   Branch Fax: (508) 222-5989  
Direct Phone: 603-369-4567 x301  Direct Fax: 603-375-0424 www.carteretmortgage.com/JOHHT

Peter Ashby, Loan Officer  (peter.ashby@carteretmortgage.com) 21 Park Street   Attleboro, MA  02703
Attleboro Branch  Branch (1543) Branch Phone: (508) 222-5955   Branch Fax: (508) 222-5989  
Direct Phone: 401-954-1110  Direct Fax: 401-521-0019 www.carteretmortgage.com/PETA

Sandra Listenfelt, Loan Originator  (Sandyscarteretmail@cox.net) 21 Park Street   Attleboro, MA  02703
Attleboro Branch  Branch (1543) Fablo Portugues, Hablo Espanol Branch Phone: (508) 222-5955   Branch Fax: (508) 222-5989  
Direct Phone: 401-356-4585  Direct Fax: 401-356-4622 www.carteretmortgage.com/SPL

Dee Chasse, Mortgage Professional  (deescarteret@cs.com) 21 Park Street   Attleboro, MA  02703
Attleboro Branch  Branch (1543) Commited to educating our client Branch Phone: (508) 222-5955   Branch Fax: (508) 222-5989  
Direct Phone: 866-267-0467  Direct Fax: 508-876-9423 www.carteretmortgage.com/DSC

Linda Alfonso, mortgage loan planner  (linda.alfonso@carteretmortgage.com) 21 Park Street   Attleboro, MA  02703
Attleboro Branch  Branch (1543) creative home financing Branch Phone: (508) 222-5955   Branch Fax: (508) 222-5989  
Direct Phone: 413-442-2420  Direct Fax: 413-442-7570 www.carteretmortgage.com/LINMA

Cheryl Maiorano, Processor  (emailcherylm@hotmail.com) 21 Park Street   Attleboro, MA  02703
Attleboro Branch  Branch (1543) Branch Phone: (508) 222-5955   Branch Fax: (508) 222-5989  
Direct Phone: 508-252-6415  Direct Fax:  626-605-0418 www.carteretmortgage.com/CHLM

Paul Zois,  (paulzois@gmail.com) 21 Park Street   Attleboro, MA  02703
Attleboro Branch  Branch (1543) Branch Phone: (508) 222-5955   Branch Fax: (508) 222-5989  
Direct Phone: 401-527-9100 www.carteretmortgage.com/PLWZ

Marian Lanouette, Senior Loan Officer  (marian.lanouette@sbcglobal.net) 21 Park Street   Attleboro, MA  02703
Attleboro Branch  Branch (1543) Branch Phone: (508) 222-5955   Branch Fax: (508) 222-5989  
Direct Phone: 203-879-0369  Direct Fax: 203-879-7503 www.carteretmortgage.com/MARIL

Linda Randall, Branch Manager/National Recruiter  (linda.randall@carteretmortgage.com) 21 Park Street   Attleboro, MA  02703
Attleboro Branch  Branch (1543) Visit us at our Downtown Offices Branch Phone: (508) 222-5955   Branch Fax: (508) 222-5989  
Direct Phone: 866-209-5565 /50  Direct Fax: 508-222-5989 www.carteretmortgage.com/LNR

Christopher Wypasek, Mortgage Consultant  (chriswypasek@comcast.net) 21 Park Street   Attleboro, MA  02703
Attleboro Branch  Branch (1543) Rozmawiam po Polsku Branch Phone: (508) 222-5955   Branch Fax: (508) 222-5989  
Direct Phone: 508-336-8395  Direct Fax: 508-448-0080 www.carteretmortgage.com/CHJW

Jennifer Rousseau, Mortgage Consultant  (jennr1@verizon.net) 21 Park Street   Attleboro, MA  02703
Attleboro Branch  Branch (1543) Branch Phone: (508) 222-5955   Branch Fax: (508) 222-5989  
Direct Phone: 401-762-0207  Direct Fax: 401-762-0208 www.carteretmortgage.com/JENAR

Delonida Ashby, Processor  (dee.ashby@carteretmortgage.com) 21 Park Street   Attleboro, MA  02703
Attleboro Branch  Branch (1543) You can call me Dee! Branch Phone: (508) 222-5955   Branch Fax: (508) 222-5989  
Direct Phone: 401-952-6456  Direct Fax: 401-521-0019 www.carteretmortgage.com/DEMA

Andrew Kofman,  (akofmancpa@comcast.net) 21 Park Street   Attleboro, MA  02703
Attleboro Branch  Branch (1543) Branch Phone: (508) 222-5955   Branch Fax: (508) 222-5989  
Direct Phone: 781-784-3662  Direct Fax: 781-784-0436 www.carteretmortgage.com/ANTK

Mary Greene, Processor & Loan Officer  (mkmath6@comcast.net) 21 Park Street   Attleboro, MA  02703
Attleboro Branch  Branch (1543) Branch Phone: (508) 222-5955   Branch Fax: (508) 222-5989  
Direct Phone: 603-206-4346  Direct Fax: 603-206-4346 www.carteretmortgage.com/MYG

Jennifer Melton,  (meltono@aol.com) 21 Park Street   Attleboro, MA  02703
Attleboro Branch  Branch (1543) Branch Phone: (508) 222-5955   Branch Fax: (508) 222-5989  
Direct Phone: 603-425-7415  Direct Fax: 603-425-2561 www.carteretmortgage.com/JENNM

Warren Loew,  (warren.loew@carteretmortgage.com) 21 Park Street   Attleboro, MA  02703
Attleboro Branch  Branch (1543) Branch Phone: (508) 222-5955   Branch Fax: (508) 222-5989  
Direct Phone: 781-953-6565  Direct Fax: 781-344-8158 www.carteretmortgage.com/WARL

Wayne Glassman, Loan Officer  (wsg2662@comcast.net) 21 Park Street   Attleboro, MA  02703
Attleboro Branch  Branch (1543) Branch Phone: (508) 222-5955   Branch Fax: (508) 222-5989  
Direct Phone: 774-254-5131  Direct Fax: 508-222-5989 www.carteretmortgage.com/WASG

Larry Alfonso  (lalfonso@myibocs.com) 21 Park Street   Attleboro, MA  02703
Attleboro Branch  Branch (1543) Branch Phone: (508) 222-5955   Branch Fax: (508) 222-5989  
www.carteretmortgage.com/LARLA

Gen Gagnon, Mortgage Specialist  (Gen.Gagnon@carteretmortgage.com) 21 Park Street   Attleboro, MA  02703
Attleboro Branch  Branch (1543) App. to Close, no middle woman Branch Phone: (508) 222-5955   Branch Fax: (508) 222-5989  
Direct Phone: 508-539-4108  Direct Fax: 775-320-2307 www.carteretmortgage.com/GNG

Hugh Miller, Mortgage Analyst  (ezmortgageloanz@aol.com) 236 Huntington Avenue Suite 418   Boston, MA  02115
Boston Branch  Branch (804) Branch Phone: (617) 859-0123   Branch Fax: (617) 266-6543  
www.carteretmortgage.com/HUSM

Louis Varone,  (lvarone@kkm.com) 236 Huntington Avenue Suite 418   Boston, MA  02115
Boston Branch  Branch (804) Branch Phone: (617) 859-0123   Branch Fax: (617) 266-6543  
www.carteretmortgage.com/LOMV

C. Robert (Bob) Paulson, Loan Officer  (bobpaulson@verizon.net) 236 Huntington Avenue Suite 418   Boston, MA  02115
Boston Branch  Branch (804) Branch Phone: (617) 859-0123   Branch Fax: (617) 266-6543  
Direct Phone: 508-865-5956  Direct Fax: 508-865-5956 www.carteretmortgage.com/CARRP

Thomas Oswald,  (tom@tomoswald.com) 236 Huntington Avenue Suite 418   Boston, MA  02115
Boston Branch  Branch (804) Branch Phone: (617) 859-0123   Branch Fax: (617) 266-6543  
Direct Phone: 617-202-5593  Direct Fax: 617-202-5594 www.carteretmortgage.com/THJO

Bernard Mulhall,  (abmulhall@comcast.net) 236 Huntington Avenue Suite 418   Boston, MA  02115
Boston Branch  Branch (804) Branch Phone: (617) 859-0123   Branch Fax: (617) 266-6543  
Direct Phone: 978-750-9710  Direct Fax: Same www.carteretmortgage.com/BERAM

Harry Nikitin, Reverse Mortgage Specialist  (hnikitin@aol.com) 236 Huntington Avenue Suite 418   Boston, MA  02115
Boston Branch  Branch (804) Branch Phone: (617) 859-0123   Branch Fax: (617) 266-6543  
Direct Phone: 978-887-0890  Direct Fax: 978-887-2961 www.carteretmortgage.com/HARN

Alex Gottfried, Reverse Mortgage Specialist  (alex.gottfried@carteretmortgage.com) 236 Huntington Avenue Suite 418   Boston, MA  02115
Boston Branch  Branch (804) Branch Phone: (617) 859-0123   Branch Fax: (617) 266-6543  
Direct Phone: 978-443-4883  Direct Fax: 978-443-4928 www.carteretmortgage.com/ALMG

Kevin Ellis,  (ssellis5@aol.com) 236 Huntington Avenue Suite 418   Boston, MA  02115
Boston Branch  Branch (804) Branch Phone: (617) 859-0123   Branch Fax: (617) 266-6543  
Direct Phone: 401-725-0016  Direct Fax: 401-725-0031 www.carteretmortgage.com/KBE

Kevin McGuirk, Reverse Mortgage Advisor  (Kevin.McGuirk@CarteretMortgage.com) 236 Huntington Avenue Suite 418   Boston, MA  02115
Boston Branch  Branch (804) Branch Phone: (617) 859-0123   Branch Fax: (617) 266-6543  
Direct Phone: 978-249-0221  Direct Fax: 864-752-3693 www.carteretmortgage.com/KEMM

George Craddock,  (george.craddock@carteretmortgage.com) 236 Huntington Avenue Suite 418   Boston, MA  02115
Boston Branch  Branch (804) Branch Phone: (617) 859-0123   Branch Fax: (617) 266-6543  
Direct Phone: 508-697-1994  Direct Fax: 508-697-1994 www.carteretmortgage.com/GEAC

Robert Sawin,  (rsawin@verizon.net) 236 Huntington Avenue Suite 418   Boston, MA  02115
Boston Branch  Branch (804) Branch Phone: (617) 859-0123   Branch Fax: (617) 266-6543  
Direct Phone: 978-744-2765  Direct Fax: 978-745-2371 www.carteretmortgage.com/ROBOS

Edward Sherman IV, Mr.  (tsherman24@hotmail.com) 236 Huntington Avenue Suite 418   Boston, MA  02115
Boston Branch  Branch (804) Branch Phone: (617) 859-0123   Branch Fax: (617) 266-6543  
www.carteretmortgage.com/EDAS

Dee Kumar,  (dee@cmcboston.com) 236 Huntington Avenue Suite 418   Boston, MA  02115
Boston Branch  Branch (804) Specialty Mortgage Finance Branch Phone: (617) 859-0123   Branch Fax: (617) 266-6543  
Direct Phone: 617-859-0123  Direct Fax: 617-344-5678 www.carteretmortgage.com/DPK

Jacqueline Allen,  (jaylin200@yahoo.com) 236 Huntington Avenue Suite 418   Boston, MA  02115
Boston Branch  Branch (804) Branch Phone: (617) 859-0123   Branch Fax: (617) 266-6543  
Direct Phone: 617-426-5459  Direct Fax: 617-848-8963 www.carteretmortgage.com/JACMA

Michael Matook, Reverse Mortgage Specialist  (michaelmatook@yahoo.com) 236 Huntington Avenue Suite 418   Boston, MA  02115
Boston Branch  Branch (804) Branch Phone: (617) 859-0123   Branch Fax: (617) 266-6543  
Direct Phone: 781-436-3445  Direct Fax: 781-436-3445 www.carteretmortgage.com/MCAM

Matthew Silverman,  (mattsilverman@aol.com) 81 Middle Street   Concord, MA  01742
Concord Branch  Branch (1049) Branch Phone: 978-369-4560   Branch Fax: 978-246-8339  
Direct Phone: 978-369-4560  Direct Fax: 978-246-8339 www.carteretmortgage.com/MATTS

Sheka Kargbo, Senior Loan Officer  (cmcbaystate@verizon.net) 964 Morton Street   Dorchester, MA  02126
Dorchester Branch  Branch (1876) Branch Phone: (617) 825-3374   Branch Fax: (617) 507-6017  
Direct Phone: 617-825-3374  Direct Fax: 617-507-6017 www.carteretmortgage.com/SHEK

Rolando Montanez,  (rmontanez4mtg@yahoo.com) 49 Blanchard Street Suite 208   Lawrence, MA  01843
Lawrence Branch  Branch (2018) RESIDENTIAL & COMMERCIAL SPECIALIST !! Branch Phone: (888) 682-0074   Branch Fax: (978) 682-0073  
Direct Phone: 978-994-5281  Direct Fax: 978-682-0073 www.carteretmortgage.com/ROLM

Rudy Batista, Senior Loan Officer  (rudyb42@verizon.net) 49 Blanchard Street Suite 208   Lawrence, MA  01843
Lawrence Branch  Branch (2018) Se habla espanol Branch Phone: (888) 682-0074   Branch Fax: (978) 682-0073  
Direct Phone: 888-682-0074  Direct Fax: 978-682-0073 www.carteretmortgage.com/RUDB

Scott Acciard, Loan Originator  (sacciard@aol.com) 1 Vine Street   Methuen, MA  01844
Methuen Branch  Branch (11) Branch Phone: 978-423-5930   Branch Fax: 978-687-6575  
Direct Phone: 603-382-8185  Direct Fax: 603-382-9155 www.carteretmortgage.com/SCA

James Sarcione  (jimsarcione@comcast.net) 14 Bartlett Road   Methuen, MA  01844
Methuen Branch  Branch (1837) Branch Phone:    Branch Fax:  
www.carteretmortgage.com/JAESS

Robert Scalia,  (Bobscalia1@aol.com) 1 Vine Street   Methuen, MA  01844
Methuen Branch  Branch (11) for TRUST, SERVICE and SPEED...Call Today ! Branch Phone: 978-423-5930   Branch Fax: 978-687-6575  
www.carteretmortgage.com/RORS

Raymond Cavallaro  (raycavallaro@comcast.net) 1 Vine Street   Methuen, MA  01844
Methuen Branch  Branch (11) Branch Phone: 978-423-5930   Branch Fax: 978-687-6575  
Direct Phone: 978-804-3290 www.carteretmortgage.com/RASC

Howard Moe,  (howard.moe@carteretmortgage.com) 859 Turnpike Street   North Andover, MA  01845
North Andover Branch  Branch (1539) Branch Phone: 978-685-7076   Branch Fax: 978-685-3225  
Direct Phone: 978-685-7076  Direct Fax: 978-824-2308 www.carteretmortgage.com/HOM

Herb Entwistle, Branch Manager  (herb@cmlender.com) 211 West Street Suite 12b   Quincy, MA  02169
Quincy Branch  Branch (443) Self Employed - Less Than perfect Credit! Branch Phone: 617-376-0753   Branch Fax: 775-205-5489  
Direct Phone: 617-376-0753  Direct Fax: 775-205-5489 www.carteretmortgage.com/HBE

Nnamdi Onubogu,  (nnamdi.onubogu@carteretmortgage.com) 211 West Street Suite 12b   Quincy, MA  02169
Quincy Branch  Branch (443) Branch Phone: 617-376-0753   Branch Fax: 775-205-5489  
Direct Phone: 508 588 0150  Direct Fax: 508 638 5682 www.carteretmortgage.com/NNAO

Stephen Shepard, Senior Loan Analyst  (msdi1@comcast.net) 211 West Street Suite 12b   Quincy, MA  02169
Quincy Branch  Branch (443) Branch Phone: 617-376-0753   Branch Fax: 775-205-5489  
Direct Phone: 508-339-1238  Direct Fax: 775-628-2381 www.carteretmortgage.com/STEPS

Kris Bradley,  (kbradley.carteret@verizon.net) 33 Lyman Street   Westborough, MA  01581
Westborough Branch  Branch (1952) Branch Phone: 508-829-9011   Branch Fax: 508-829-9625  
Direct Phone: 508-234-1585  Direct Fax: 508-234-1586 www.carteretmortgage.com/KRSB

Rachel Currie,  (rcprocess@aol.com) 33 Lyman Street   Westborough, MA  01581
Westborough Branch  Branch (1952) Branch Phone: 508-829-9011   Branch Fax: 508-829-9625  
Direct Phone: 978-939-2135  Direct Fax: 978-939-8665 www.carteretmortgage.com/RAAC

Carol Bradley, Mortgage Planner  (ck.bradley@verizon.net) 33 Lyman Street   Westborough, MA  01581
Westborough Branch  Branch (1952) "fast track loans" no documentation Branch Phone: 508-829-9011   Branch Fax: 508-829-9625  
Direct Phone: 508-234-3798  Direct Fax: 508-526-0239 www.carteretmortgage.com/CBB

William Sargent III,  (sargemen@charter.net) 33 Lyman Street   Westborough, MA  01581
Westborough Branch  Branch (1952) Branch Phone: 508-829-9011   Branch Fax: 508-829-9625  
Direct Phone: 508-612-9300  Direct Fax: 800-865-9197 www.carteretmortgage.com/WIHS

Gene "Geno" Connelly,  (geno.connelly@carteretmortgage.com) 33 Lyman Street   Westborough, MA  01581
Westborough Branch  Branch (1952) Branch Phone: 508-829-9011   Branch Fax: 508-829-9625  
Direct Phone: 508-816-1660  Direct Fax: 866-838-9643 www.carteretmortgage.com/GENEC

Ronald Nelson,  (ronnelsonloans@hotmail.com) 33 Lyman Street   Westborough, MA  01581
Westborough Branch  Branch (1952) Branch Phone: 508-829-9011   Branch Fax: 508-829-9625  
Direct Phone: 508-755-0249  Direct Fax: 508-755-1354 www.carteretmortgage.com/RVN

Marc Pisa, Branch Manager  (mpisa@charter.net) 33 Lyman Street   Westborough, MA  01581
Westborough Branch  Branch (1952) Reverse Mortgage Specialist Branch Phone: 508-829-9011   Branch Fax: 508-829-9625  
Direct Phone: 508-829-9011  Direct Fax: 508-829-9625 www.carteretmortgage.com/MARAP

Howard O'Brien, Loan Officer  (hobrien@townisp.com) 33 Lyman Street   Westborough, MA  01581
Westborough Branch  Branch (1952) Branch Phone: 508-829-9011   Branch Fax: 508-829-9625  
Direct Phone: 508-340-6946  Direct Fax: 508-519-5918 www.carteretmortgage.com/HOWO

Paul Cogliandro, Loan Advisor  (psccog@charter.net) 33 Lyman Street   Westborough, MA  01581
Westborough Branch  Branch (1952) I specialize in working with the self employed Branch Phone: 508-829-9011   Branch Fax: 508-829-9625  
Direct Phone: 508-234-4675  Direct Fax: 508-234-4675 www.carteretmortgage.com/PAUC

Basil Cassanos, Mortgage Consultant  (bcass99@aol.com) 33 Lyman Street   Westborough, MA  01581
Westborough Branch  Branch (1952) Branch Phone: 508-829-9011   Branch Fax: 508-829-9625  
Direct Phone: 508-540-0019  Direct Fax: 508-540-0772 www.carteretmortgage.com/BASC

Sharon DiGirolamo, Mortgage Consultant  (sdigisol@comcast.net) 33 Lyman Street   Westborough, MA  01581
Westborough Branch  Branch (1952) Branch Phone: 508-829-9011   Branch Fax: 508-829-9625  
Direct Phone: 774-287-2508  Direct Fax: 508-478-7312 www.carteretmortgage.com/SHMD

Angela Nelson  (nelson4911@aol.com) 1381 Log Inn Road   Annapolis, MD  21401
Annapolis Branch  Branch (256) Branch Phone: 443-871-3127   Branch Fax: 410-757-8818  
www.carteretmortgage.com/ANN

Andrew Hoyt,  (andyh.mortgage@verizon.net) 952 Woodland Circle   Annapolis, MD  21401
Annapolis Branch  Branch (1135) Branch Phone: 410-757-3315   Branch Fax: 707-281-3607  
www.carteretmortgage.com/ADH

Jessica Young, Loan officer  (jessica.young@carteretmortgage.com) 1511 Ritchie Highway Suite 301   Arnold, MD  21012
Arnold Branch  Branch (2057) Branch Phone: 410-757-8821   Branch Fax: 410-757-3467  
Direct Phone: 443-623-8271  Direct Fax: 410-255-8078 www.carteretmortgage.com/JESY

Jason Doucette,  (mortgagebanker27@aol.com) 631 Bellerive Court   Arnold, MD  21012
Arnold Branch  Branch (919) Branch Phone: 866-626-8420   Branch Fax: 410-349-0412  
Direct Phone: 410-349-1419  Direct Fax: 410-626-8420 www.carteretmortgage.com/JASD

Carlton Holloway,  (carlton.holloway@carteretmortgage.com) 1511 Ritchie Highway Suite 301   Arnold, MD  21012
Arnold Branch  Branch (2057) Branch Phone: 410-757-8821   Branch Fax: 410-757-3467  
Direct Phone: 443-854-5976  Direct Fax: 301-768-4321 www.carteretmortgage.com/CARH

Karyn Britt,  (suzanne.britt@comcast.net) 1511 Ritchie Highway Suite 301   Arnold, MD  21012
Arnold Branch  Branch (2057) Branch Phone: 410-757-8821   Branch Fax: 410-757-3467  
Direct Phone: 443-822-5919  Direct Fax: 866-406-3687 www.carteretmortgage.com/KARB

Kristofer Webb,  (kriswebb@comcast.net) 1511 Ritchie Highway Suite 301   Arnold, MD  21012
Arnold Branch  Branch (2057) Branch Phone: 410-757-8821   Branch Fax: 410-757-3467  
www.carteretmortgage.com/KRIW

Keith Seeley, Loan Officer  (keith.seeley@carteretmortgage.com) 7902 Belair Road   Baltimore, MD  21236
Baltimore Branch  Branch (1024) Great rates and service! Branch Phone: 410-612-0273   Branch Fax: 410-612-0274  
Direct Phone: 410-569-9715 www.yourcarteret.com

DeBorah West , Sr. National Loan Officer  (deborah@mycarteret.net) 2101 Gwynn Oak Avenue   Baltimore, MD  21207
Baltimore Branch  Branch (1322) *FREE CREDIT & INCOME ANALYSIS* Branch Phone: 410-944-3520   Branch Fax: 755-383-6409  
Direct Phone: 877-735-4500  Direct Fax: 866-839-1507 www.carteretmortgage.com/DEBW

Vinette Josephs, Loan Officer  (vinette.josephs@carteretmortgage.com) 2101 Gwynn Oak Avenue   Baltimore, MD  21207
Baltimore Branch  Branch (1322) Branch Phone: 410-944-3520   Branch Fax: 755-383-6409  
Direct Phone: 301-622-5400  Direct Fax: 301-622-3434 www.carteretmortgage.com/VINJ

Kendrick Brown,  (kendrick@kendrickbrown.com) 2101 Gwynn Oak Avenue   Baltimore, MD  21207
Baltimore Branch  Branch (1322) Branch Phone: 410-944-3520   Branch Fax: 755-383-6409  
Direct Phone: 410-878-2165 www.carteretmortgage.com/KEDB

Julie Williamson, Branch Manager  (julie.williamson@carteretmortgage.com) 2101 Gwynn Oak Avenue   Baltimore, MD  21207
Baltimore Branch  Branch (1322) Branch Phone: 410-944-3520   Branch Fax: 755-383-6409  
Direct Phone: 410-944-3520  Direct Fax: 775-383-6409 www.carteretmortgage.com/JUW

Steve Paraschis,  (steve.paraschis@carteretmortgage.com) 7902 Belair Road   Baltimore, MD  21236
Baltimore Branch  Branch (1024) Branch Phone: 410-612-0273   Branch Fax: 410-612-0274  
www.carteretmortgage.com/SP

Winston Thomas,  (newlifemortgage@aol.com) 2101 Gwynn Oak Avenue   Baltimore, MD  21207
Baltimore Branch  Branch (1322) Branch Phone: 410-944-3520   Branch Fax: 755-383-6409  
Direct Phone: 240-601-4385  Direct Fax: 301-625-9389 www.carteretmortgage.com/WIWT

June Kim,  (pufffer7@verizon.net) 2700 Proctor Lane   Baltimore, MD  21234
Baltimore Branch  Branch (536) Branch Phone: (410) 499-0230   Branch Fax: 410-882-0511  
 Direct Fax: 410-882-0511 www.carteretmortgage.com/JUYK

Kristina Heatherman, Loan Officer  (kristina.heatherman@carteretmortgage.com) 7902 Belair Road   Baltimore, MD  21236
Baltimore Branch  Branch (1024) Making Mortgages Work For You! Branch Phone: 410-612-0273   Branch Fax: 410-612-0274  
Direct Phone: 410-982-1157  Direct Fax: 443-381-0260 www.carteretmortgage.com/KRIH

Michael Dupye, Sr. Loan Officer  (michael.dupye@carteretmortgage.com) 2101 Gwynn Oak Avenue   Baltimore, MD  21207
Baltimore Branch  Branch (1322) Branch Phone: 410-944-3520   Branch Fax: 755-383-6409  
Direct Phone: 800-878-6493  Direct Fax: 443-836-0522 www.carteretmortgage.com/MIAD

Robert Donaldson,  (robcdonaldson@yahoo.com) 2101 Gwynn Oak Avenue   Baltimore, MD  21207
Baltimore Branch  Branch (1322) Branch Phone: 410-944-3520   Branch Fax: 755-383-6409  
Direct Phone: 443-267-0113 www.carteretmortgage.com/ROCD

Charles Landever, Manager  (landins@erols.com) 2101 Gwynn Oak Avenue   Baltimore, MD  21207
Baltimore Branch  Branch (1322) Branch Phone: 410-944-3520   Branch Fax: 755-383-6409  
Direct Phone: 410-840-2922  Direct Fax: 410-840-2921 www.carteretmortgage.com/CHARL

James Marchesani, VP / Loan Specialist / National Recruiter  (james.marchesani@carteretmortgage.com) 2101 Gwynn Oak Avenue   Baltimore, MD  21207
Baltimore Branch  Branch (1322) 7-day closing / Purchase & Refi /Commerical & Residential Branch Phone: 410-944-3520   Branch Fax: 755-383-6409  
Direct Phone: 888-515-3102 x526  Direct Fax: 888-515-3102 www.carteretmortgage.com/JAMM

Jermaine Mackall, Mortgage Advisor  (jmack0415@yahoo.com) 2101 Gwynn Oak Avenue   Baltimore, MD  21207
Baltimore Branch  Branch (1322) Refinance/Purchase/Residential and Commercial Branch Phone: 410-944-3520   Branch Fax: 755-383-6409  
Direct Phone: 410-517-2113  Direct Fax: 443-267-0111 www.carteretmortgage.com/JERDM

Sondra Hayes,  (nicki06@mail.com) 2101 Gwynn Oak Avenue   Baltimore, MD  21207
Baltimore Branch  Branch (1322) Branch Phone: 410-944-3520   Branch Fax: 755-383-6409  
Direct Phone: 4106586636  Direct Fax: 6786698519 www.carteretmortgage.com/SONH

Harry Stephens, Loan Officer  (harricee49@yahoo.com) 2101 Gwynn Oak Avenue   Baltimore, MD  21207
Baltimore Branch  Branch (1322) Branch Phone: 410-944-3520   Branch Fax: 755-383-6409  
Direct Phone: 410-594-1798  Direct Fax: 410-594-1798 www.carteretmortgage.com/HACS

Frank Checkes III, Financial Specialist  (frank.checkes@checkesfinancial.com) 2101 Gwynn Oak Avenue   Baltimore, MD  21207
Baltimore Branch  Branch (1322) Branch Phone: 410-944-3520   Branch Fax: 755-383-6409  
Direct Phone: 410-335-2822  Direct Fax: 410-335-2846 www.carteretmortgage.com/FRPC

Michelle Hale, Loan Officer  (mimh_carteret@yahoo.com) 7902 Belair Road   Baltimore, MD  21236
Baltimore Branch  Branch (1024) Branch Phone: 410-612-0273   Branch Fax: 410-612-0274  
Direct Phone: 410-871-0114 www.carteretmortgage.com/MIMH

Jeanne Woodward, Mortgage Consultant  (jeanne.woodward@carteretmortgage.com) 8117 Harford Road Suite A   Baltimore, MD  21234
Baltimore Branch  Branch (2062) Branch Phone:    Branch Fax:  
Direct Phone: 410-665-3033  Direct Fax: 410-668-7370 www.carteretmortgage.com/JEANW

Merida  Donnelly,  (merida@fdonnelly.com) 3060 Mitchellville Road Suite 218   Bowie, MD  20716
Bowie Branch  Branch (578) Se habla espanol, MD,DC &VA Branch Phone: 301-249-3768   Branch Fax: 301-249-8126  
www.carteretmortgage.com/MDD

Tyrone Harrod,  (tyrone@a-better-mortgage.com) 12606 Beechfern Lane   Bowie, MD  20715
Bowie Branch  Branch (208) Branch Phone: 301-464-8938   Branch Fax: 301-464-5870  
www.carteretmortgage.com/TYRH

Tammy White-Harrod,  (tammy@a-better-mortgage.com) 12606 Beechfern Lane   Bowie, MD  20715
Bowie Branch  Branch (208) Branch Phone: 301-464-8938   Branch Fax: 301-464-5870  
www.carteretmortgage.com/TAR

Valerie DuBois  (vdubois@comcast.net) 2920 Vandever Street   Brookeville, MD  20833
Brookeville Branch  Branch (563) Mortgage Specialist Branch Phone: 301-570-2546   Branch Fax: 301-260-1443  
www.carteretmortgage.com/VD

Henrietta Stokes, Sr. Loan Officer / Reverse Mortgage Specialist  (yettastokes@aol.com) 5625 Allentown Rd, Suite 104   Camp Springs, MD  20746
Camp Springs Branch  Branch (857) Branch Phone: 301-316-0675   Branch Fax: 301-316-8802  
Direct Phone: 301-583-0050  Direct Fax: 301-583-0045 www.carteretmortgage.com/HTTS

Shari Le May, Loan Officer  (lemaymortgage@yahoo.com) 5625 Allentown Rd, Suite 104   Camp Springs, MD  20746
Camp Springs Branch  Branch (857) Branch Phone: 301-316-0675   Branch Fax: 301-316-8802  
Direct Phone: 202-309-5487  Direct Fax: 1-800-807-6693 www.carteretmortgage.com/SHLL

David Allen, Loan Specialist  (david.allen@carteretmortgage.com) 5625 Allentown Rd, Suite 104   Camp Springs, MD  20746
Camp Springs Branch  Branch (857) Branch Phone: 301-316-0675   Branch Fax: 301-316-8802  
Direct Phone: 301-843-0916  Direct Fax: 301-861-4581 www.carteretmortgage.com/DGA

Chike Oluonye,  (chikeoluonye@yahoo.com) 5625 Allentown Rd, Suite 104   Camp Springs, MD  20746
Camp Springs Branch  Branch (857) Branch Phone: 301-316-0675   Branch Fax: 301-316-8802  
Direct Phone: 240-463-7341 www.carteretmortgage.com/CHIO

Carolyn Mobley, Branch Manager  (cmobleymortgage@comcast.net) 5625 Allentown Rd, Suite 104   Camp Springs, MD  20746
Camp Springs Branch  Branch (857) Branch Phone: 301-316-0675   Branch Fax: 301-316-8802  
Direct Phone: 301-316-0675 Ext  Direct Fax: 301-316-8802 www.carteretmortgage.com/CLYM

Richard Stokes, Processor  (rsstokes25@yahoo.com) 5625 Allentown Rd, Suite 104   Camp Springs, MD  20746
Camp Springs Branch  Branch (857) Branch Phone: 301-316-0675   Branch Fax: 301-316-8802  
Direct Phone: 301-583-0050 www.carteretmortgage.com/RISS

L'TANYA  JONES, Loan Officer  (TANYAMORTGAGE@comcast.net) 5625 Allentown Rd, Suite 104   Camp Springs, MD  20746
Camp Springs Branch  Branch (857) Branch Phone: 301-316-0675   Branch Fax: 301-316-8802  
Direct Phone: 301-316-0675 EXT102  Direct Fax: 202 315-3780 www.carteretmortgage.com/LYJ

Julie Mech,  (loansbyjulie@verizon.net) 10107 Woodlake Drive Suite F   Cockeysville, MD  21030
Cockeysville Branch  Branch (2050) Branch Phone:    Branch Fax:  
Direct Phone: 443-506-2240  Direct Fax: 443-503-4373 www.carteretmortgage.com/JULLM

Jaylin Bailey, Branch Manager  (loansbyjaylin@comcast.net) 10107 Woodlake Drive Suite F   Cockeysville, MD  21030
Cockeysville Branch  Branch (2050) Branch Phone:    Branch Fax:  
Direct Phone: 866-595-LEND  Direct Fax: 775-307-5567 www.carteretmortgage.com/JACM

Christopher Sottin, Mr  (christophersottin@mac.com) 1658 Village Green Suite B   Crofton, MD  21114
Crofton Branch  Branch (666) Branch Phone: 410-721-8800   Branch Fax: 410-721-8820  
Direct Phone: 301-809-6103  Direct Fax: 301-576-5654 www.carteretmortgage.com/CHRAS

Lisa Pappas,  (lgp8@cox.net) 1658 Village Green Suite B   Crofton, MD  21114
Crofton Branch  Branch (666) Branch Phone: 410-721-8800   Branch Fax: 410-721-8820  
Direct Phone: 703-495-8862  Direct Fax: 703-495-8863 www.carteretmortgage.com/LISAP

John  Pappas,  (john.pappas@carteretmortgage.com) 1658 Village Green Suite B   Crofton, MD  21114
Crofton Branch  Branch (666) Branch Phone: 410-721-8800   Branch Fax: 410-721-8820  
Direct Phone: 703-549-1017  Direct Fax: 703-549-2129 www.carteretmortgage.com/JP

Dennis Howell,  (dphconsulting@comcast.net) 1658 Village Green Suite B   Crofton, MD  21114
Crofton Branch  Branch (666) Branch Phone: 410-721-8800   Branch Fax: 410-721-8820  
Direct Phone: 410-721-8800  Direct Fax: 410-721-8820 www.carteretmortgage.com/DENH

Kathye Claytor,  (kclaytor563347@comcast.net) 1658 Village Green Suite B   Crofton, MD  21114
Crofton Branch  Branch (666) Branch Phone: 410-721-8800   Branch Fax: 410-721-8820  
Direct Phone: 301-860-1765  Direct Fax: 443-302-4008 www.carteretmortgage.com/KHC

Gerry Paradiso, Mortgage Consultant  (gap1963@comcast.net) 1658 Village Green Suite B   Crofton, MD  21114
Crofton Branch  Branch (666) Branch Phone: 410-721-8800   Branch Fax: 410-721-8820  
Direct Phone: 410-404-3298 www.carteretmortgage.com/GERP

GLORIA MISHOU,  (gloriamishou@hotmail.com) 1658 Village Green Suite B   Crofton, MD  21114
Crofton Branch  Branch (666) Branch Phone: 410-721-8800   Branch Fax: 410-721-8820  
www.carteretmortgage.com/GLM

John  Porter, Jr.,  (jackporter@atlanticbb.net) 1658 Village Green Suite B   Crofton, MD  21114
Crofton Branch  Branch (666) Branch Phone: 410-721-8800   Branch Fax: 410-721-8820  
www.carteretmortgage.com/JBP

Kristopher Shenton, Mortgage Consultant  (krisshenton@verizon.net) 1658 Village Green Suite B   Crofton, MD  21114
Crofton Branch  Branch (666) Branch Phone: 410-721-8800   Branch Fax: 410-721-8820  
Direct Phone: 443-995-4866  Direct Fax: 410-721-8820 www.carteretmortgage.com/KRMS

David Dorozinsky  (dorozinsky@comcast.net) 14404 Weathered Barn Court   Darnestown, MD  20874
Darnestown Branch  Branch (280) Branch Phone: 301-908-7989   Branch Fax: 301-977-6837  
www.carteretmortgage.com/DADD

Donieta Kneessi, LOAN OFFICER  (djkloans@aol.com) 1126 Mayo Road   Edgewater, MD  21037
Edgewater Branch  Branch (119) Branch Phone: 443-871-5962   Branch Fax: 410-798-0453  
Direct Phone: 443-871-5962  Direct Fax: 410-798-0453 www.carteretmortgage.com/DOK

Kim Amponsah,  (kamponsa@msn.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 301-854-9523  Direct Fax: 301-854-9523 www.carteretmortgage.com/KIRA

Gladys Orbezo-Bateman,  (mortgage.1@netzero.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 301.788.4279 www.carteretmortgage.com/GOXB

David Metter, National Loan Officer  (bmetter@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 410-203-1406  Direct Fax: 410-203-1408 www.carteretmortgage.com/DABM

Hilda Flower,  (hflower@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 410-203-1406  Direct Fax: 410-203-1208 www.carteretmortgage.com/HILF

Edwina Zackpah,  (ezackpah@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 410.203.1406  Direct Fax: 410.203.1408 www.carteretmortgage.com/EDZ

Keith Becraft, Mortgage Planner  (kbecraft@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 8776400026  Direct Fax: 4102031408 www.carteretmortgage.com/KEIB

Daimon Glenn, Loan Officer  (dglenn@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 877-640-0026  Direct Fax: 410-203-1408 www.carteretmortgage.com/DAIG

Tina Miller, loan officer  (tinaaleo@yahoo.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 410-636-7030  Direct Fax: 410-636-1770 www.carteretmortgage.com/TINM

Daryl Pratt,  (dpratt@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 410-203-1406  Direct Fax: 410-203-1408 www.carteretmortgage.com/DALP

Melissa Tart, Mortgage Consultant  (meltart1@aol.com) 7700 Heatherside Lane   Ellicott City, MD  21043
Ellicott City Branch  Branch (1010) Branch Phone: 410-379-5797   Branch Fax: 410-379-5798  
Direct Phone: 410-379-5797  Direct Fax: 410-379-5798 www.carteretmortgage.com/MLT

Daniel Mongello,  (dmongello@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 877-640-0026  Direct Fax: 410-203-1408 www.carteretmortgage.com/DANJM

Andrew G. Richardson, National Loan Officer  (arichardson@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 877-640-0026 www.carteretmortgage.com/ANDR

Michael  Dye,  (cdye@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
www.carteretmortgage.com/MIHD

Michael Hollimon,  (mhollimon@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 410-203-1406  Direct Fax: 410-203-1408 www.carteretmortgage.com/MIGH

Ryan Tripp,  (rtripp@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
www.carteretmortgage.com/RYT

Derek Novell,  (dnovell@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 877-640-0026 Ext. 211  Direct Fax: 410-203-1406 www.carteretmortgage.com/DERAN

Rhonda Neuman, Mortgage Consultant  (rneuman20@comcast.net) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 410-461-8285  Direct Fax: 410-461-8590 www.carteretmortgage.com/RHON

Bruce Winstead, loan officer  (bbwinstead@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 8776400026ext.21  Direct Fax: 4102031433 www.carteretmortgage.com/BBW

Nnaemeka Onuorah, Mr.  (eonuorah@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 410-203-1406  Direct Fax: 410-203-1408 www.carteretmortgage.com/NNO

Al-Nisa Aduwu, Loan Officer  (Al-Nisa.Aduwu@CarteretMortgage.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 301-776-2783  Direct Fax: 443-583-2667 www.carteretmortgage.com/ALNA

william huff,  (bhuff@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 410-203-1406  Direct Fax: 410-203-1408 www.carteretmortgage.com/WMH

Ronald Strauss,  (bmore1904@verizon.net) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 410-633-1700  Direct Fax: 410-633-2900 www.carteretmortgage.com/RNSS

Lisha Evans,  (levans@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 410-203-1406 www.carteretmortgage.com/LISHE

Earl Omer, Mr.  (evomer@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
www.carteretmortgage.com/EAO

George Leidemer, Senior Loan Officer  (george.leidemer@carteretmortgage.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 410-720-0340  Direct Fax: 410-720-0342 www.carteretmortgage.com/GEOL

Edward McKay, Sr. Mortgage Consultant  (emckay@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) My pledge: Honesty and Integrity Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 866-840-0868  Direct Fax: 410-203-1433 www.carteretmortgage.com/EDWM

Charles Dennis,  (cdennis@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 866-840-0860  Direct Fax: 410-203-1408 www.carteretmortgage.com/CHTD

Waleid Taweel, Senior Loan Officer  (waleid.taweel@carteretmortgage.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 410-720-0341  Direct Fax: 410-720-0342 www.carteretmortgage.com/WBT

Jonathan Wald,  (jwald@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 877-640-0026 X210  Direct Fax: 410-203-1408 www.carteretmortgage.com/JONAW

Jason Metter, Branch Manager  (jmetter@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) #1 Producing Carteret Office 2004 Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 877-640-0026 x20 www.carteretmortgage.com/JSNM

GARY REIN,  (garylrein@zoominternet.net) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 410-444-4955  Direct Fax: 410-793-4600 www.carteretmortgage.com/GLR

Jason Lowry, Senior Loan Officer  (jlowry@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 410-203-1406 X 2  Direct Fax: 410-203-1408 www.carteretmortgage.com/JACL

James Reid, Mr  (jreid@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 877-640-0026 x216  Direct Fax: 410-203-1433 www.carteretmortgage.com/JAMER

Ann Miller, Loan Specialist  (amiller@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
Direct Phone: 443-790-7764  Direct Fax: 410-203-1433 www.carteretmortgage.com/ANMM

Greg Frostbutter,  (gfrostbutter@carteret-mortgagemd.com) 8167 Main Street Suite 201   Ellicott City, MD  21043
Ellicott City Branch  Branch (1047) Branch Phone: (410) 203-1406   Branch Fax: (410) 203-1408  
www.carteretmortgage.com/GGF

Henry Moton Jr.,  (louismoton@yahoo.com) 9400 Livingston Road Suite 435   Fort Washington, MD  20744
Fort Washington Branch  Branch (1126) Branch Phone: 301-932-4610   Branch Fax: 301-932-5341  
www.carteretmortgage.com/HENM

Shelly Belton,  (shellybelton@yahoo.com) 13316 Fort Washington Road   Fort Washington, MD  20744
Fort Washington Branch  Branch (240) Branch Phone: 301-292-3639   Branch Fax: 301-203-7616  
www.carteretmortgage.com/SYRB

Vivian Strong,  (vestrong@hotmail.com) 9400 Livingston Road Suite 435   Fort Washington, MD  20744
Fort Washington Branch  Branch (1126) Branch Phone: 301-932-4610   Branch Fax: 301-932-5341  
Direct Phone: 202-581-7817 www.carteretmortgage.com/VIVS

Jacqueline Harvey  (jackie_harvey@comcast.net) 13316 Fort Washington Road   Fort Washington, MD  20744
Fort Washington Branch  Branch (240) Home/Commercial Loan Specialist Branch Phone: 301-292-3639   Branch Fax: 301-203-7616  
www.carteretmortgage.com/JQH

Shirley Carr, Senior Loan Officer  (luckyscarr@msn.com) 9400 Livingston Road Suite 435   Fort Washington, MD  20744
Fort Washington Branch  Branch (1126) Commercial As Well Branch Phone: 301-932-4610   Branch Fax: 301-932-5341  
Direct Phone: 301-630-9776  Direct Fax: 301-630-4522 www.carteretmortgage.com/SHIC

Joel Carignan,  (joelc1977@yahoo.com) 9400 Livingston Road Suite 435   Fort Washington, MD  20744
Fort Washington Branch  Branch (1126) Branch Phone: 301-932-4610   Branch Fax: 301-932-5341  
Direct Phone: 301-632-9755  Direct Fax: 240-213-0211 www.carteretmortgage.com/JLC

Sheila Watson, Loan Officer  (sheila.watson@hotmail.com) 13316 Fort Washington Road   Fort Washington, MD  20744
Fort Washington Branch  Branch (240) Branch Phone: 301-292-3639   Branch Fax: 301-203-7616  
Direct Phone: 301-203-8844  Direct Fax: 301-203-5393 www.carteretmortgage.com/SHBW

Tasonja Mungro, Senior Loan Officer  (tasonja.mungro@carteretmortgage.com) 9400 Livingston Road Suite 435   Fort Washington, MD  20744
Fort Washington Branch  Branch (1126) Branch Phone: 301-932-4610   Branch Fax: 301-932-5341  
Direct Phone: 703-855-9521  Direct Fax: 301-495-7717 www.carteretmortgage.com/TASM

Sandra Logan, Mortgage Consultant  (svlogan@comcast.net) 9400 Livingston Road Suite 435   Fort Washington, MD  20744
Fort Washington Branch  Branch (1126) Branch Phone: 301-932-4610   Branch Fax: 301-932-5341  
Direct Phone: 301-399-6013  Direct Fax: 301-283-3614 www.carteretmortgage.com/SANL

Lillian Middleton, Sr. Loan Consultant  (lamiddleton@msn.com) 13316 Fort Washington Road   Fort Washington, MD  20744
Fort Washington Branch  Branch (240) Branch Phone: 301-292-3639   Branch Fax: 301-203-7616  
Direct Phone: 301-379-6860  Direct Fax: 301 809-4288 www.carteretmortgage.com/LILM

Jacqueline Washington,  (JWASHINGTON62@AOL.COM) 9400 Livingston Road Suite 435   Fort Washington, MD  20744
Fort Washington Branch  Branch (1126) The answer to buying your dream home Branch Phone: 301-932-4610   Branch Fax: 301-932-5341  
Direct Phone: 301-257-6814 www.carteretmortgage.com/JACQW

Paul Skeens  (PESkeens@aol.com) 9400 Livingston Road Suite 435   Fort Washington, MD  20744
Fort Washington Branch  Branch (1126) Branch Phone: 301-932-4610   Branch Fax: 301-932-5341  
www.carteretmortgage.com/PAS

Kevin McCarter, Mortgage Consultant  (dealmkr@comcast.net) 9400 Livingston Road Suite 435   Fort Washington, MD  20744
Fort Washington Branch  Branch (1126) Branch Phone: 301-932-4610   Branch Fax: 301-932-5341  
Direct Phone: 3017497173  Direct Fax: 301749-7174 www.carteretmortgage.com/KVRM

Linda Baldwin, Loan Specialist  (cfm306@aol.com) 9400 Livingston Road Suite 435   Fort Washington, MD  20744
Fort Washington Branch  Branch (1126) Branch Phone: 301-932-4610   Branch Fax: 301-932-5341  
Direct Phone: 3018120794  Direct Fax: 2403372348 www.carteretmortgage.com/LINB

Willie Harvey, LOAN OFFICER  (WBMoneyman@verizon.net) 9400 Livingston Road Suite 435   Fort Washington, MD  20744
Fort Washington Branch  Branch (1126) Branch Phone: 301-932-4610   Branch Fax: 301-932-5341  
Direct Phone: 301-248-5317  Direct Fax: 301-248-3952 www.carteretmortgage.com/WLH

Paul Washington  (paulwashington2001@yahoo.com) 6301 Ivy Lane Suite 700   Greenbelt, MD  20770
Greenbelt Branch  Branch (917) Branch Phone: 301-513-9004   Branch Fax: (301) 513-5727  
www.carteretmortgage.com/PAUW

Beverly Nunn,  (beverlynunn@mris.com) 6301 Ivy Lane Suite 700   Greenbelt, MD  20770
Greenbelt Branch  Branch (917) Branch Phone: 301-513-9004   Branch Fax: (301) 513-5727  
www.carteretmortgage.com/BEN

Joseph Onumonu, Loan Officer  (josephonumonu@verizon.net) 6301 Ivy Lane Suite 700   Greenbelt, MD  20770
Greenbelt Branch  Branch (917) Branch Phone: 301-513-9004   Branch Fax: (301) 513-5727  
Direct Phone: 301-262-6358  Direct Fax: 301-262-5655 www.carteretmortgage.com/JDO

Diane Turner Edmonds, Branch Manager  (Diedmonds@aol.com) 6301 Ivy Lane Suite 700   Greenbelt, MD  20770
Greenbelt Branch  Branch (917) Branch Phone: 301-513-9004   Branch Fax: (301) 513-5727  
www.carteretmortgage.com/DIE

Malika Bruno, Loan Officer  (Loans@MalikaBruno.com) 6301 Ivy Lane Suite 700   Greenbelt, MD  20770
Greenbelt Branch  Branch (917) Branch Phone: 301-513-9004   Branch Fax: (301) 513-5727  
Direct Phone: 240-475-4525  Direct Fax: 301-560-8321 www.carteretmortgage.com/MALB

Kyle Winkfield, Mortgage Planner  (kyle@americancollegefunding.org) 6301 Ivy Lane Suite 700   Greenbelt, MD  20770
Greenbelt Branch  Branch (917) Branch Phone: 301-513-9004   Branch Fax: (301) 513-5727  
Direct Phone: 301-220-1996  Direct Fax: 301-513-5727 www.carteretmortgage.com/KYLW

RUDOLPH FRASER, SR. HOME LOAN CONSULTANT  (rudyfraser@comcast.net) 6301 Ivy Lane Suite 700   Greenbelt, MD  20770
Greenbelt Branch  Branch (917) Branch Phone: 301-513-9004   Branch Fax: (301) 513-5727  
Direct Phone: 240-413-2360  Direct Fax: 240-337-4005 www.carteretmortgage.com/RUF

Glenn Simmons, Loan Officer  (glenn.simmons@carteretmortgage.com) 6301 Ivy Lane Suite 700   Greenbelt, MD  20770
Greenbelt Branch  Branch (917) Branch Phone: 301-513-9004   Branch Fax: (301) 513-5727  
www.carteretmortgage.com/GLES

LaCountess Corbitt, Loan Officer  (bcorbitt7@yahoo.com) 6301 Ivy Lane Suite 700   Greenbelt, MD  20770
Greenbelt Branch  Branch (917) Branch Phone: 301-513-9004   Branch Fax: (301) 513-5727  
Direct Phone: 301-883-0984 x10  Direct Fax: 301-883-0988 www.carteretmortgage.com/LABC

B.Michael Hamilton  (Strategic83@MSN.Com) 7622 Bear Forest Road   Hanover, MD  21076
Hanover Branch  Branch (1008) Branch Phone: 301-912-1545   Branch Fax: 410-551-3380  
www.carteretmortgage.com/BMH

Laura Zeps, Senior Loan Officer  (mortgages@lauralee-loans.com) 3951 Patuxent River Road   Harwood, MD  20776
Harwood Branch  Branch (684) Branch Phone: 877-798-7622   Branch Fax: 410-798-8031  
Direct Phone: 410-859-8981  Direct Fax: 410-859-8987 www.carteretmortgage.com/LZ

DON McCOMBS, Senior Loan Consultant  (loan@mris.com) 3951 Patuxent River Road   Harwood, MD  20776
Harwood Branch  Branch (684) Branch Phone: 877-798-7622   Branch Fax: 410-798-8031  
Direct Phone: 410-803-8641  Direct Fax: 410-803-8927 www.carteretmortgage.com/DOM

Franklin E. Nichols, Mortgage Loan Consultant  (frankenichols@yahoo.com) 3951 Patuxent River Road   Harwood, MD  20776
Harwood Branch  Branch (684) Branch Phone: 877-798-7622   Branch Fax: 410-798-8031  
Direct Phone: (703) 400-9312  Direct Fax: (703) 935-2622 www.carteretmortgage.com/FREN

Grant Smith, Senior Loan Officer  (gmanlaxdad@yahoo.com) 3951 Patuxent River Road   Harwood, MD  20776
Harwood Branch  Branch (684) Branch Phone: 877-798-7622   Branch Fax: 410-798-8031  
Direct Phone: 410-437-9721  Direct Fax: 410-437-0081 www.carteretmortgage.com/GRANS

JACKIE Manson,  (jmanson@direcway.com) 3951 Patuxent River Road   Harwood, MD  20776
Harwood Branch  Branch (684) Branch Phone: 877-798-7622   Branch Fax: 410-798-8031  
Direct Phone: 301-274-5445  Direct Fax: 301-274-5455 www.carteretmortgage.com/JYNM

Josh Pomles, VP/Natioinal Recruiter  (jpomles@yahoo.com) 3951 Patuxent River Road   Harwood, MD  20776
Harwood Branch  Branch (684) Servicing 40 States Branch Phone: 877-798-7622   Branch Fax: 410-798-8031  
Direct Phone: 410-241-5555  Direct Fax: 410-560-2984 www.carteretmortgage.com/JOP

Delia Abrams  (info@annearundelproperties.com) 3951 Patuxent River Road   Harwood, MD  20776
Harwood Branch  Branch (684) Branch Phone: 877-798-7622   Branch Fax: 410-798-8031  
www.carteretmortgage.com/DELA

Jean Smith,  (carteretmortgagejean@comcast.net) 3951 Patuxent River Road   Harwood, MD  20776
Harwood Branch  Branch (684) Branch Phone: 877-798-7622   Branch Fax: 410-798-8031  
Direct Phone: 410-610-4700  Direct Fax: 443-342-0069 www.carteretmortgage.com/JEAS

Stephen Batchelor, VP/National Recruiter  (stephen.batchelor@carteretmortgage.com) 3951 Patuxent River Road   Harwood, MD  20776
Harwood Branch  Branch (684) Branch Phone: 877-798-7622   Branch Fax: 410-798-8031  
Direct Phone: 410-672-3923  Direct Fax: 410-672-3924 www.carteretmortgage.com/SEB

Michael Smith, Loan Officer  (michael@smithandsmith.net) 3951 Patuxent River Road   Harwood, MD  20776
Harwood Branch  Branch (684) Branch Phone: 877-798-7622   Branch Fax: 410-798-8031  
Direct Phone: 410-798-7622  Direct Fax: 410-798-8031 www.carteretmortgage.com/MJS

Stephen  Smith, Senior Loan Officer  (stephenp.smith@carteretmortgage.com) 3951 Patuxent River Road   Harwood, MD  20776
Harwood Branch  Branch (684) Branch Phone: 877-798-7622   Branch Fax: 410-798-8031  
www.carteretmortgage.com/STPS

Natalie Webber, Loan Officer  (natalie.webber@carteretmortgage.com) 3951 Patuxent River Road   Harwood, MD  20776
Harwood Branch  Branch (684) glad to have you at my site :-) Branch Phone: 877-798-7622   Branch Fax: 410-798-8031  
Direct Phone: 301-399-2769  Direct Fax: 301-274-4490 www.carteretmortgage.com/NATW

Shannon M. Smith,  (Shannon@carteretmortgage.com) 3951 Patuxent River Road   Harwood, MD  20776
Harwood Branch  Branch (684) Branch Phone: 877-798-7622   Branch Fax: 410-798-8031  
Direct Phone: (410)798-7743 www.carteretmortgage.com/SSXW

TINA SISSON, MRS  (tina.sisson@carteretmortgage.com) 3951 Patuxent River Road   Harwood, MD  20776
Harwood Branch  Branch (684) Branch Phone: 877-798-7622   Branch Fax: 410-798-8031  
Direct Phone: 410-798-7622  Direct Fax: 410-798-8031 www.carteretmortgage.com/TIJ

Al Weaver, Senior Loan Officer  (weavergroup1@verizon.net) 3951 Patuxent River Road   Harwood, MD  20776
Harwood Branch  Branch (684) Branch Phone: 877-798-7622   Branch Fax: 410-798-8031  
Direct Phone: 301-204-5688  Direct Fax: 240-266-5373 www.carteretmortgage.com/AW

Adeniyi Makinde,  (adeniyi.makinde@carteretmortgage.com) 3951 Patuxent River Road   Harwood, MD  20776
Harwood Branch  Branch (684) Credit Problem Is Our Speciality Branch Phone: 877-798-7622   Branch Fax: 410-798-8031  
Direct Phone: 410-982-2980  Direct Fax: 410-558-6455 www.carteretmortgage.com/ADMM

EUGENE T. STEVENSON, JR, Branch Manager  (INFORMATION@STEVENSONSTAXSERVICE.COM) 6495 New Hampshire Avenue Suite Ll-100a Box 155   Hyattsville, MD  20783
Hyattsville Branch  Branch (931) Branch Phone: 301-270-8293   Branch Fax: 301-270-8294  
Direct Phone: 301-672-9638 www.carteretmortgage.com/EUS

Valerie Campbell,  (valerie.campbell@carteretmortgage.com) 6495 New Hampshire Avenue Suite Ll-100a Box 155   Hyattsville, MD  20783
Hyattsville Branch  Branch (931) Branch Phone: 301-270-8293   Branch Fax: 301-270-8294  
Direct Phone: 703-474-6767  Direct Fax: 703-441-3297 www.carteretmortgage.com/VAC

Jennifer Stevenson, Assistant Branch Manager  (jenpstevenson@aol.com) 6495 New Hampshire Avenue Suite Ll-100a Box 155   Hyattsville, MD  20783
Hyattsville Branch  Branch (931) Branch Phone: 301-270-8293   Branch Fax: 301-270-8294  
Direct Phone: 301-270-8293  Direct Fax: 301-270-8294 www.carteretmortgage.com/JEPS

Lorraine Chaney, BRANCH MANAGER  (lorraineschaney@hotmail.com) 9701 Apollo Drive Suite 100   Largo, MD  20774
Largo Branch  Branch (1523) Branch Phone: (301) 883-0985   Branch Fax: 301-883-0988  
www.carteretmortgage.com/LORC

Sheila Doucet, Branch Manager  (sbdoucet@aol.com) 1300 Mercantile Lane Suite 139   Largo, MD  20774
Largo Branch  Branch (282) Branch Phone: 301-772-9477   Branch Fax: 301-341-1299  
Direct Phone: 301-560-6777  Direct Fax: 301-560-6778 www.carteretmortgage.com/SHD

Barbara Hinton, Loan Officer  (barbara.hinton@carteretmortgage.com) 9701 Apollo Drive Suite 100   Largo, MD  20774
Largo Branch  Branch (1523) Branch Phone: (301) 883-0985   Branch Fax: 301-883-0988  
Direct Phone: 202-255-8809  Direct Fax: 301-883-0988 www.carteretmortgage.com/BARH

Robert Jackson, LOAN OFFICER/OPERATIONS MANAGER  (rjr1863@hotmail.com) 9701 Apollo Drive Suite 100   Largo, MD  20774
Largo Branch  Branch (1523) Branch Phone: (301) 883-0985   Branch Fax: 301-883-0988  
Direct Phone: 301-883-0984  Direct Fax: 301-883-0988 www.carteretmortgage.com/ROLJ

Carol Lichty,  (carol217@comcast.net) 6622 Weaver Court   Laurel, MD  20707
Laurel Branch  Branch (941) Branch Phone: 301-953-7585   Branch Fax: 301-953-3534  
www.carteretmortgage.com/CARL

FERNANDO (ANDY) HERNANDEZ,  (andy.hernandez@carteretmortgage.com) 3107 Main Street Suite D   Manchester, MD  21102
Manchester Branch  Branch (582) Se habla español Branch Phone: 410-239-4033   Branch Fax: 410-374-8223  
Direct Phone: 443-829-4142  Direct Fax: 410-374-8223 www.carteretmortgage.com/ANH

Kimberly Lape,  (kimberlylape@adelphia.net) 3107 Main Street Suite D   Manchester, MD  21102
Manchester Branch  Branch (582) In home settlements! Branch Phone: 410-239-4033   Branch Fax: 410-374-8223  
Direct Phone: 301-829-7867  Direct Fax: 301-829-7868 www.carteretmortgage.com/KML

Scott Simpson, Branch Manager  (ssimpson@erols.com) 3168 Caveat Court   Mount Airy, MD  21771
Mount Airy Branch  Branch (595) Free Appraisals Branch Phone: 301-831-7681   Branch Fax: 301-831-0339  
www.carteretmortgage.com/SCTM

Kathleen Posey  (kathleenposey@aol.com) 13810 Mustang Hill Lane   North Potomac, MD  20878
North Potomac Branch  Branch (257) Toll Free 866-294-7700 Branch Phone: 301-610-7690   Branch Fax: 301-610-7691  
www.carteretmortgage.com/KAP

Christa Mobley, Mortgage Specialist  (christa_lynn@msn.com) 13810 Mustang Hill Lane   North Potomac, MD  20878
North Potomac Branch  Branch (257) Branch Phone: 301-610-7690   Branch Fax: 301-610-7691  
Direct Phone: 301-610-7690  Direct Fax: 301-610-7691 www.carteretmortgage.com/CHRIM

Dean  Vaughan,  (dhv57@msn.com) 11615 1/2 Coastal Highway Suite H   Ocean City, MD  21842
Ocean City Branch  Branch (1742) Branch Phone: 410-524-2800   Branch Fax: (410) 524-2833  
Direct Phone: 410-524-2800  Direct Fax: 410-524-2833 www.carteretmortgage.com/DEV

Michael LeCompte, Mortgage Specialist  (malinc@earthlink.net) 11615 1/2 Coastal Highway Suite H   Ocean City, MD  21842
Ocean City Branch  Branch (1742) Branch Phone: 410-524-2800   Branch Fax: (410) 524-2833  
Direct Phone: 410-641-0378  Direct Fax: 410-641-2665 www.carteretmortgage.com/MIAL

Dawn  Cohee, Loan Officer  (dawn.cohee@carteretmortgage.com) 11615 1/2 Coastal Highway Suite H   Ocean City, MD  21842
Ocean City Branch  Branch (1742) Branch Phone: 410-524-2800   Branch Fax: (410) 524-2833  
Direct Phone: 302-398-7658  Direct Fax: 302-398-0502 www.carteretmortgage.com/DAMC

Kenneth Klawans,  (Klawans@LoanOfficer.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
 Direct Fax: 410-902-6100 www.carteretmortgage.com/KEK

Craig Kessler,  (craig.kessler@carteretmortgage.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) I offer loans in most states. Call me for details. Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: (410) 654-3900  Direct Fax: (410) 510-1075 www.carteretmortgage.com/CRHK

Brittany Moral,  (brittany.moral@carteretmortgage.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 301-515-1376 www.carteretmortgage.com/BRITM

Sonjia Baldwin, Loan Officer  (sonjianbaldwin@mail.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 301-877-4963  Direct Fax: 301-877-2036 www.carteretmortgage.com/SONB

Jeffrey Carswell,  (jeff@vetspring.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 301-576-4114  Direct Fax: 301-560-5848 www.carteretmortgage.com/JEJC

Lisa Carter,  (carter_lisa@comcast.net) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 410-298-8525 www.carteretmortgage.com/LISC

Dion Franklin,  (dfranklin@franklinacquisitions.net) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
www.carteretmortgage.com/DIOF

Brian Cooper, Reverse Mortgage Specialist  (brian.cooper@carteretmortgage.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Reverse Mortgage Specialist Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 410-833-0341  Direct Fax: 443-381-0264 www.carteretmortgage.com/BRRC

Dwight  Thomas, Sr., Loan officer  (dwight.thomas@carteretmortgage.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 717-848-5652  Direct Fax: 717-326-1169 www.carteretmortgage.com/DWIT

Anthony Booker  (tonybndc@aol.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
www.carteretmortgage.com/ANTHB

Bruce Kirchner,  (brucekirchner@comcast.net) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) I am looking forward to earning your trust!!! Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 410-544-2625  Direct Fax: 410-544-2645 www.carteretmortgage.com/BRUK

FLORENCE RICHIE, Sr Loan Consultant  (richfinancial@hotmail.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 410-523-7717  Direct Fax: 410-523-3342 www.carteretmortgage.com/FR

Jessica Irons, Mortgage Consultant  (jessicaairons@verizon.net) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 410-235-4363  Direct Fax: 410-235-0212 www.carteretmortgage.com/JESI

Lynn Sabin  (lynnsabin@hotmail.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
www.carteretmortgage.com/LYNS

CJ Rucker ,  (cj_rucker@yahoo.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 301-577-5360  Direct Fax: 301-576-5244 www.carteretmortgage.com/CEER

Lisa DiChiara, Reverse Mortgage Specialist  (lisa.carteretmortgage@yahoo.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 410-876-1103  Direct Fax: 410-876-1103 www.carteretmortgage.com/LISAD

Selwyn Joseph, Loan Officer  (selwyn53@yahoo.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 301-384-4191  Direct Fax: 301-384-2690 www.carteretmortgage.com/SELJ

Volante Gaston-Panpiboon, Loan Officer  (vogaston@aol.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) N/A Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 410-581-1718  Direct Fax: 410-581-0422 www.carteretmortgage.com/VGXP

Robin MoragneEl, Mortgage Specialist  (sugarobin21@yahoo.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) You have worked with the rest, Now let the best work for you. Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 410-602-3339  Direct Fax: 443-836-0264 www.carteretmortgage.com/ROBMM

Ryan Edwards, Senior Loan Officer  (ryan.edwards@carteretmortgage.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Secure Online Application Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 703-527-8222 www.carteretmortgage.com/RAE

Lauree Bazzell  (Lauree@LoanOfficer.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
www.carteretmortgage.com/LAUB

Charles Koehler,  (waves2900@comcast.net) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 301-529-7536 www.carteretmortgage.com/CHAK

Lowery Parker Jr., Branch Manager  (summitintinc@aol.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 7033522378 www.carteretmortgage.com/LOWP

Matthew Bennett, Loan Officer  (mb7100211@hotmail.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) For all your lending needs. Residential and Commercial Lending Pro. Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 301-213-4635  Direct Fax: 24-757-0425 www.carteretmortgage.com/MAIB

Jason Bennett, Mortgage Consultant  (jason.bennett@carteretmortgage.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Low Overhead Costs = Lowest Rate/Fee for borrower Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 717-791-0205  Direct Fax: 1-951-344-0433 www.carteretmortgage.com/JAAB

Robin Corbin, Loan Officer  (rcorbin@comcast.net) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 240-882-3849  Direct Fax: 320-215-7857 www.carteretmortgage.com/ROBIC

Maurice Major, Mortgage Banker  (maurice.major@carteretmortgage.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Commercial / Residential Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 410-982-6564  Direct Fax: 410-702-4635 www.carteretmortgage.com/MAUM

Sheila Scott-Spencer, Loan Originator  (trac9218@yahoo.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 301-392-6065  Direct Fax: 877-282-8077 www.carteretmortgage.com/SHSXS

Tina Fisher-Fonjungo,  (yourbestofficer@yahoo.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 866-383-4700 www.carteretmortgage.com/TFXF

Joshua Winston,  (joshwinston@hometoday.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 301-585-7383  Direct Fax: 301-585-7383 www.carteretmortgage.com/JOSW

Sydney Wright, Mortgage Banker  (sydney.wright@carteretmortgage.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Residential and Commercial Most States Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 410-583-6868 www.carteretmortgage.com/SYDW

Josiah Daniel, Loan Officer  (jdanll@comcast.net) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Se habla Español Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 410-419-7779  Direct Fax: 775-288-5738 www.carteretmortgage.com/JOPD

John Simms,  (j2simms@msn.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Reverse Mortgage Specialist Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 301-388-0502  Direct Fax: 301-388-0653 www.carteretmortgage.com/JOHAS

Joseph Wall, Senior Loan Officer  (jmwall1@comcast.net) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 301-893-6809  Direct Fax: 301-693-2517 www.carteretmortgage.com/JOSMW

D'Annette Roy,  (dannette_roy@yahoo.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 202-422-3230 www.carteretmortgage.com/DANNR

Michael Burke,  (harleymon@verizon.net) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 703-430-6900  Direct Fax: 703-450-4104 www.carteretmortgage.com/MICAB

Susan Dolinka, Mortgage Specialist  (susan.dolinka@carteretmortgage.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 410-531-7120  Direct Fax: 410-531-7120 www.carteretmortgage.com/SUSBD

Tioni Westley,  (tionigw@comcast.net) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 410-945-3178  Direct Fax: 240-524-8331 www.carteretmortgage.com/TIOW

George Scott, loan officer  (stangeo@aol.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 301-464-4460  Direct Fax: 301-464-7038 www.carteretmortgage.com/GEOS

Yoseph Orshan,  (yoseph.orshan@carteretmortgage.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 443-423-1754  Direct Fax: 443-264-0247 www.carteretmortgage.com/YVO

Bo Aina, Senior Mortgage Banker  (bo@boknowshomeloans.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 301 576 2231  Direct Fax: 301 576 2245 www.carteretmortgage.com/ABA

Frank Paris, Loan Officer  (paris6508@comcast.net) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 240 216-2761  Direct Fax: 301 638-3409 www.carteretmortgage.com/FRP

Janel  Reynolds,  (janel.reynolds@carteretmortgage.com) 3706 Crondall Lane Suite 100   Owings Mills, MD  21117
Owings Mills Branch  Branch (662) Branch Phone: (410) 902-7000   Branch Fax: (410) 902-6100  
Direct Phone: 866-685-4739  Direct Fax: 240-209-0997 www.carteretmortgage.com/JNLR

Alfredo Kolster,  (alfredok@comcast.net) 1010 Rockville Pike Suite 600   Rockville, MD  20852
Rockville Branch  Branch (389) Se habla español Branch Phone: 301-251-2072   Branch Fax: 301-251-2075  
www.carteretmortgage.com/AK

Theodore McCann, Loan Orignator  (teddymc@juno.com) 15825 Crabbs Branch Way Suite 101   Rockville, MD  20855
Rockville Branch  Branch (930) Following In The Code Of Honor Branch Phone: 301-990-2841   Branch Fax: 240-597-0293  
Direct Phone: 301-203-8879 www.carteretmortgage.com/TBM

Stephen Levine,  (Stephen.Levine@CarteretMortgage.com) 15200 Shady Grove Road Suite 350   Rockville, MD  20850
Rockville Branch  Branch (966) Commercial Construction Residential Branch Phone: 301-926-6655   Branch Fax: 240-597-0439  
Direct Phone: 301-926-6655  Direct Fax: 240-597-0439 www.carteretmortgage.com/STEL

TONY LOWSTUTER,  (tlowstutter@ratesandservices.com) 1010 Rockville Pike Suite 600   Rockville, MD  20852
Rockville Branch  Branch (389) Branch Phone: 301-251-2072   Branch Fax: 301-251-2075  
Direct Phone: 703-748-0747  Direct Fax: 703-748-0751 www.carteretmortgage.com/TL

Guy  Laurent, Senior Loan Officer  (mortgageguy1003@yahoo.com) 1010 Rockville Pike Suite 600   Rockville, MD  20852
Rockville Branch  Branch (389) (202) 528 5003 Branch Phone: 301-251-2072   Branch Fax: 301-251-2075  
Direct Phone: 301-847-1283  Direct Fax: 301-847-1294 www.carteretmortgage.com/GUJL

Deborah Newcomer,  (dtnewc@verizon.net) 15200 Shady Grove Road Suite 350   Rockville, MD  20850
Rockville Branch  Branch (966) Branch Phone: 301-926-6655   Branch Fax: 240-597-0439  
 Direct Fax: 301-831-7585 www.carteretmortgage.com/DEN

Adraine Mccann, Branch Manager  (wingssone@msn.com) 15825 Crabbs Branch Way Suite 101   Rockville, MD  20855
Rockville Branch  Branch (930) Subprime Specialist Branch Phone: 301-990-2841   Branch Fax: 240-597-0293  
Direct Phone: 301-203-8879  Direct Fax: 240-597-2393 www.carteretmortgage.com/ADNB

Alfreda Lopes, MORTGAGE PLANNER  (alfreda.lopes@carteretmortgage.com) 8403 Colesville Road Suite 640   Silver Spring, MD  20910
Silver Spring Branch  Branch (1951) Branch Phone: 301-565-3885   Branch Fax: 301-565-3884  
Direct Phone: 301-324-1857  Direct Fax: 301-324-9780 www.carteretmortgage.com/ALFL

John Yates, Branch Manager  (yatesj77@comcast.net) 10230 New Hampshire Avenue Suite 350   Silver Spring, MD  20903
Silver Spring Branch  Branch (1970) Branch Phone: (301) 439-1500   Branch Fax: (301) 390-4822  
Direct Phone: 301-390-5332  Direct Fax: 301-439-8003 www.carteretmortgage.com/JOHY

Thierno Diao, Loan Officer  (thierno.diao@carteretmortgage.com) 8403 Colesville Road Suite 640   Silver Spring, MD  20910
Silver Spring Branch  Branch (1951) Je parle francais Branch Phone: 301-565-3885   Branch Fax: 301-565-3884  
Direct Phone: 301-565-3885  Direct Fax: 301-565-3884 www.carteretmortgage.com/THD

Bert Aguilera, Senior Loan Officer  (bertaguilera@att.net) 10230 New Hampshire Avenue Suite 350   Silver Spring, MD  20903
Silver Spring Branch  Branch (1970) Branch Phone: (301) 439-1500   Branch Fax: (301) 390-4822  
Direct Phone: 301-576-6204  Direct Fax: 301-576-6302 www.carteretmortgage.com/ALBA

Jacques Bleus, Loan officer  (jcbleus@yahoo.com) 8403 Colesville Road Suite 640   Silver Spring, MD  20910
Silver Spring Branch  Branch (1951) Je parle Francais et creole Branch Phone: 301-565-3885   Branch Fax: 301-565-3884  
www.carteretmortgage.com/JACB

Eric Newman, Sr. Loan Officer  (eric.newman@carteretmortgage.com) 8403 Colesville Road Suite 640   Silver Spring, MD  20910
Silver Spring Branch  Branch (1951) Branch Phone: 301-565-3885   Branch Fax: 301-565-3884  
Direct Phone: 443-506-1524  Direct Fax: 410-309-4004 www.carteretmortgage.com/ERIAN

Steve Janoskie, Branch Manager  (sj@ptassoc.com) 6 Shanandale Court   Silver Spring, MD  20904
Silver Spring Branch  Branch (883) Branch Phone: 301-206-0075   Branch Fax: 801-459-0638  
www.carteretmortgage.com/SJ

Jerome Lopes, Senior Loan Officer  (jerome.lopes@carteretmortgage.com) 8403 Colesville Road Suite 640   Silver Spring, MD  20910
Silver Spring Branch  Branch (1951) Branch Phone: 301-565-3885   Branch Fax: 301-565-3884  
Direct Phone: 301-324-1857  Direct Fax: 301-324-9780 www.carteretmortgage.com/JRL

Richard Lichty, Branch manager  (rich@richlichty.com) 8403 Colesville Road Suite 640   Silver Spring, MD  20910
Silver Spring Branch  Branch (1951) Branch Phone: 301-565-3885   Branch Fax: 301-565-3884  
Direct Phone: 301-953-7585  Direct Fax: 301-953-3534 www.carteretmortgage.com/RCL

Luis Gonzalez, Loan Officer  (LGONZO99@AOL.COM) 8403 Colesville Road Suite 640   Silver Spring, MD  20910
Silver Spring Branch  Branch (1951) Hablamos Español Branch Phone: 301-565-3885   Branch Fax: 301-565-3884  
Direct Phone: 703-786-2026  Direct Fax: 301-565-3884 www.carteretmortgage.com/LUG

Reuben Simmons, Senior Loan Officer  (rsmtg33@msn.com) 10230 New Hampshire Avenue Suite 350   Silver Spring, MD  20903
Silver Spring Branch  Branch (1970) Branch Phone: (301) 439-1500   Branch Fax: (301) 390-4822  
Direct Phone: 301-802-0280  Direct Fax: 301-894-6044 www.carteretmortgage.com/REUS

John  Assevero, Mortgage Loan Consultant  (john_er_assevero@yahoo.com) 8403 Colesville Road Suite 640   Silver Spring, MD  20910
Silver Spring Branch  Branch (1951) Reverse Mortgage Specialist Branch Phone: 301-565-3885   Branch Fax: 301-565-3884  
Direct Phone: 301-336-5405  Direct Fax: 301-565-3884 www.carteretmortgage.com/JOHA

Robbyn Bland, Senior Loan Officer  (Robbyn.Bland@hotmail.com) 7566 Main Street   Sykesville, MD  21784
Sykesville Branch  Branch (949) Branch Phone: (410) 549-9880   Branch Fax: (443) 738-3514  
Direct Phone: 443-739-0505  Direct Fax: 410-542-0605 www.carteretmortgage.com/ROMB

Theresa Sipes, Branch Manager  (Theresa.Sipes@Carteretmortgage.com) 7566 Main Street   Sykesville, MD  21784
Sykesville Branch  Branch (949) Great branch, great atmosphere, great location. Branch Phone: (410) 549-9880   Branch Fax: (443) 738-3514  
Direct Phone: 410-549-9880  Direct Fax: 410-970-4573 www.carteretmortgage.com/THS

Therese Gayhardt,  (tgayhart@verizon.net) 7566 Main Street   Sykesville, MD  21784
Sykesville Branch  Branch (949) Branch Phone: (410) 549-9880   Branch Fax: (443) 738-3514  
Direct Phone: 410-750-2372  Direct Fax: 410-750-2372 www.carteretmortgage.com/THEG

Quinn Rossi,  (qrossi@adelphia.net) 7566 Main Street   Sykesville, MD  21784
Sykesville Branch  Branch (949) Please visit www.dulanygroup.com Branch Phone: (410) 549-9880   Branch Fax: (443) 738-3514  
Direct Phone: 410.549.9880  Direct Fax: 410-510-1584 www.carteretmortgage.com/QR

Christian Conklin, Mr.  (christian.conklin@carteretmortgage.com) 7566 Main Street   Sykesville, MD  21784
Sykesville Branch  Branch (949) Branch Phone: (410) 549-9880   Branch Fax: (443) 738-3514  
Direct Phone: 443-340-8729  Direct Fax: 410-751-2341 www.carteretmortgage.com/CHTC

Christine McDonald, Mortgage Broker  (bigmaclender2@verizon.net) 7566 Main Street   Sykesville, MD  21784
Sykesville Branch  Branch (949) Branch Phone: (410) 549-9880   Branch Fax: (443) 738-3514  
Direct Phone: 717-399-0283  Direct Fax: 717-399-0284 www.carteretmortgage.com/CTM

Anthony Wood Jr.,  (hummingbird2001@verizon.net) 7566 Main Street   Sykesville, MD  21784
Sykesville Branch  Branch (949) Branch Phone: (410) 549-9880   Branch Fax: (443) 738-3514  
Direct Phone: 410-493-1407  Direct Fax: 410-549-9800 www.carteretmortgage.com/ANMW

Kathryn Morley, Processor  (morleyjack@hotmail.com) 7566 Main Street   Sykesville, MD  21784
Sykesville Branch  Branch (949) Branch Phone: (410) 549-9880   Branch Fax: (443) 738-3514  
Direct Phone: 410-549-9880  Direct Fax: 410-549-9881 www.carteretmortgage.com/KATM

Tammy Marrapodi,  (trmarrapodi@adelphia.net) 7566 Main Street   Sykesville, MD  21784
Sykesville Branch  Branch (949) Branch Phone: (410) 549-9880   Branch Fax: (443) 738-3514  
Direct Phone: 410-857-6162  Direct Fax: 410-857-0224 www.carteretmortgage.com/TAC

Ronald Smith,  (smithrsam@adelphia.net) 100 West Road, Suite 349   Towson, MD  21204
Towson Branch  Branch (1154) Branch Phone: 410-337-4711   Branch Fax: 410-337-4713  
Direct Phone: 410-913-1299  Direct Fax: 410-374-2634 www.carteretmortgage.com/ROAS

Diane Williams, Senior Loan Processor  (dmwilliams9@aol.com) 100 West Road, Suite 349   Towson, MD  21204
Towson Branch  Branch (1154) Branch Phone: 410-337-4711   Branch Fax: 410-337-4713  
Direct Phone: 410-337-4711  Direct Fax: 410-337-4713 www.carteretmortgage.com/DIMW

Ronald Dyson, Mortgage Consultant  (ronmtgman@comcast.net) 100 West Road, Suite 349   Towson, MD  21204
Towson Branch  Branch (1154) Branch Phone: 410-337-4711   Branch Fax: 410-337-4713  
Direct Phone: 410 922-9444  Direct Fax: 410 922-9944 www.carteretmortgage.com/ROLD

Eric T. Williams, Branch Manager  (Ewilliams765@aol.com) 100 West Road, Suite 349   Towson, MD  21204
Towson Branch  Branch (1154) Branch Phone: 410-337-4711   Branch Fax: 410-337-4713  
www.carteretmortgage.com/EIW

William Matthews,  (keithwkm@yahoo.com) 100 West Road, Suite 349   Towson, MD  21204
Towson Branch  Branch (1154) Branch Phone: 410-337-4711   Branch Fax: 410-337-4713  
 Direct Fax: 410-337-4713 www.carteretmortgage.com/WIKM

Roland Gray  (e.williams765@aol.com) 100 West Road, Suite 349   Towson, MD  21204
Towson Branch  Branch (1154) Branch Phone: 410-337-4711   Branch Fax: 410-337-4713  
www.carteretmortgage.com/ROAG

Joyce Williams, Human Resource Coord  (wpikesville@aol.com) 100 West Road, Suite 349   Towson, MD  21204
Towson Branch  Branch (1154) Branch Phone: 410-337-4711   Branch Fax: 410-337-4713  
Direct Phone: 410-337-1411  Direct Fax: 410-337-1413 www.carteretmortgage.com/JOLW

Kim Lee, Mortgage Consultant  (klfinance@yahoo.com) 4803 Woodford Lane   Upper Marlboro, MD  20772
Upper Marlboro Branch  Branch (779) Branch Phone: 301-627-1555   Branch Fax: 301-627-1203  
Direct Phone: 301-627-1555  Direct Fax: 301-627-1203 www.carteretmortgage.com/KIML

Paul Skeens  (PESkeens@aol.com) 3261 Old Washington Road Suite 101   Waldorf, MD  20603
Waldorf Branch  Branch (1694) Branch Phone: (301) 932-4610   Branch Fax:  
www.carteretmortgage.com/PAS

Jennifer Carignan  (jenniferjoel@msn.com) 8649 Valley Drive   Waldorf, MD  20603
Waldorf Branch  Branch (1072) Branch Phone: 301-632-9755   Branch Fax: 301-396-4675  
www.carteretmortgage.com/JNS

Andrea Yohn,  (Andrea.Yohn@carteretmortgage.com) 62 West Main Street   Westminster, MD  21157
Westminster Branch  Branch (2031) Branch Phone:    Branch Fax:  
Direct Phone: 301-991-2566  Direct Fax: 301-733-3204 www.carteretmortgage.com/ANLY

Ray Haber, Branch Manager  (raymond.haber@carteretmortgage.com) 62 West Main Street   Westminster, MD  21157
Westminster Branch  Branch (2031) Branch Phone:    Branch Fax:  
Direct Phone: 410-857-1360  Direct Fax: 1-866-820-7422 www.carteretmortgage.com/RMH

Juan Winters Toledo, Loan officer  (juan.winters@carteretmortgage.com) 62 West Main Street   Westminster, MD  21157
Westminster Branch  Branch (2031) Se Habla Español Branch Phone:    Branch Fax:  
Direct Phone: 410-857-1360  Direct Fax: 866-820-7422 www.carteretmortgage.com/JSWT

Lisa Zepp,  (lisazepp@adelphia.net) 62 West Main Street   Westminster, MD  21157
Westminster Branch  Branch (2031) Branch Phone:    Branch Fax:  
Direct Phone: 410-857-5388 www.carteretmortgage.com/LISZ

Robert Hoy Jr., Loan Officer  (Bob.Hoy@Carteretmortgage.com) 62 West Main Street   Westminster, MD  21157
Westminster Branch  Branch (2031) Branch Phone:    Branch Fax:  
Direct Phone: 410-876-8228  Direct Fax: 410-876-3702 www.carteretmortgage.com/ROCH

Joseph Dumonchelle,  (joseph.dumonchelle@carteretmortgage.com) 62 West Main Street   Westminster, MD  21157
Westminster Branch  Branch (2031) Branch Phone:    Branch Fax:  
Direct Phone: 443-386-4759 www.carteretmortgage.com/JOAD

Joseph Miller  (millerjh2@hotmail.com) 62 West Main Street   Westminster, MD  21157
Westminster Branch  Branch (2031) Branch Phone:    Branch Fax:  
www.carteretmortgage.com/JSHM

John Paris, Mortgage Officer  (john.paris@carteretmortgage.com) 62 West Main Street   Westminster, MD  21157
Westminster Branch  Branch (2031) Branch Phone:    Branch Fax:  
Direct Phone: 410-857-7666  Direct Fax: 410-876-3702 www.carteretmortgage.com/JOHP

Raymond Haber, Sr., Loan Officer  (rl.haber@carteretmortgage.com) 62 West Main Street   Westminster, MD  21157
Westminster Branch  Branch (2031) Branch Phone:    Branch Fax:  
Direct Phone: 877-209-0511  Direct Fax: 866-370-4407 www.carteretmortgage.com/RALH

Jeanne Dumonchelle, Loan Officer  (jeanne.dumonchelle@carteretmortgage.com) 62 West Main Street   Westminster, MD  21157
Westminster Branch  Branch (2031) Branch Phone:    Branch Fax:  
Direct Phone: 410-857-1360  Direct Fax: 1-866-820-7422 www.carteretmortgage.com/JEAD

Nathaniel Utoh, Loan Officer  (natutoh@hotmail.com) 2416 Blue Ridge Avenue Suite 207   Wheaton, MD  20902
Wheaton Branch  Branch (186) Branch Phone: (301) 962-6040   Branch Fax: (301) 962-6043  
Direct Phone: 301-761-4102  Direct Fax: 301-761-4103 www.carteretmortgage.com/NATHU

Jacqueline Innis, Mortgage Consultant  (jacqueline.innis@carteretmortgage.com) 2416 Blue Ridge Avenue Suite 207   Wheaton, MD  20902
Wheaton Branch  Branch (186) Branch Phone: (301) 962-6040   Branch Fax: (301) 962-6043  
www.carteretmortgage.com/JI

TONY STAMP, LOAN OFFICER  (TONY.STAMP@CARTERETMORTGAGE.COM) 2416 Blue Ridge Avenue Suite 207   Wheaton, MD  20902
Wheaton Branch  Branch (186) SE HABLA ESPANOL Branch Phone: (301) 962-6040   Branch Fax: (301) 962-6043  
Direct Phone: 301-962-6040  Direct Fax: 301-962-6043 www.carteretmortgage.com/WILLS

Syreeta Prince, Mortgage Specialist  (syreeta.prince@carteretmortgage.com) 2416 Blue Ridge Avenue Suite 207   Wheaton, MD  20902
Wheaton Branch  Branch (186) Branch Phone: (301) 962-6040   Branch Fax: (301) 962-6043  
Direct Phone: 301-577-0690  Direct Fax: 1-775-522-5965 www.carteretmortgage.com/SYEP

Brettana Weathers, Mortgage Loan Officer  (misstanna43@aol.com) 2416 Blue Ridge Avenue Suite 207   Wheaton, MD  20902
Wheaton Branch  Branch (186) n/a Branch Phone: (301) 962-6040   Branch Fax: (301) 962-6043  
Direct Phone: 301-996-5111  Direct Fax: 301-962-6043 www.carteretmortgage.com/BRMW

Edward Holder, LOAN OFFICER  (edward.holder@carteretmortgage.com) 2416 Blue Ridge Avenue Suite 207   Wheaton, MD  20902
Wheaton Branch  Branch (186) Branch Phone: (301) 962-6040   Branch Fax: (301) 962-6043  
Direct Phone: 301-933-3412  Direct Fax: 301-933-3418 www.carteretmortgage.com/EDWH

Larry Akinyooye, Loan Officer  (lajump2@yahoo.com) 2416 Blue Ridge Avenue Suite 207   Wheaton, MD  20902
Wheaton Branch  Branch (186) Branch Phone: (301) 962-6040   Branch Fax: (301) 962-6043  
 Direct Fax: 301-920-1159 www.carteretmortgage.com/LAAA

Janice  Shane, Branch Manager  (loansbyjanice@aim.com) 890 Roosevelt Trail   Naples, ME  04055
Naples Branch  Branch (2051) Branch Phone: (207) 693-5525   Branch Fax: (207) 693-5374  
Direct Phone: 207-693-5525  Direct Fax: 207-693-5374 www.carteretmortgage.com/JAAH

Leslie Ballin,  (kfs37@aol.com) 890 Roosevelt Trail   Naples, ME  04055
Naples Branch  Branch (2051) Branch Phone: (207) 693-5525   Branch Fax: (207) 693-5374  
Direct Phone: 207-354-0616  Direct Fax: 866-283-4478 www.carteretmortgage.com/LEJB

Caroline Woodman,  (caroline.woodman@carteretmortgage.com) 890 Roosevelt Trail   Naples, ME  04055
Naples Branch  Branch (2051) Branch Phone: (207) 693-5525   Branch Fax: (207) 693-5374  
Direct Phone: 207-354-7206  Direct Fax: 207-354-7208 www.carteretmortgage.com/CARW

David McGovern, Senior Loan Officer  (lending@maine.rr.com) 65 West Commercial Street   Portland, ME  04101
Portland Branch  Branch (932) Branch Phone: 207-874-6669   Branch Fax: 207-8746644  
www.carteretmortgage.com/DDM

Nancy Crosby,  (loans4u@maine.rr.com) 65 West Commercial Street   Portland, ME  04101
Portland Branch  Branch (932) Branch Phone: 207-874-6669   Branch Fax: 207-8746644  
Direct Phone: 877-825-0905  Direct Fax: 603-691-8488 www.carteretmortgage.com/NAC

Patricia Plair, Branch Manager  (pplair@hotmail.com) 7 West Square Lake Road   Bloomfield, MI  48302
Bloomfield Branch  Branch (1500) Branch Phone: 248-443-8118   Branch Fax: 248-443-4985  
Direct Phone: 734-674-6180  Direct Fax: 248-281-0312 www.carteretmortgage.com/PATP

Judy Hyman-Miller, Branch Manager  (vitaljudy@aol.com) 7 West Square Lake Road   Bloomfield, MI  48302
Bloomfield Branch  Branch (1500) Branch Phone: 248-443-8118   Branch Fax: 248-443-4985  
Direct Phone: 248-758-2306  Direct Fax: 248-443-4985 www.carteretmortgage.com/JUAH

Tayna Stovall, Branch Manager  (tay_stovall@yahoo.com) 7 West Square Lake Road   Bloomfield, MI  48302
Bloomfield Branch  Branch (1500) Branch Phone: 248-443-8118   Branch Fax: 248-443-4985  
Direct Phone: 877-651-6387  Direct Fax: 877-651-6387 www.carteretmortgage.com/TAYAS

Robert Barr,  (bokabarr@peoplepc.com) 850 South Werners Landing   Bronson, MI  49028
Bronson Branch  Branch (1067) Branch Phone: 517-369-6224   Branch Fax: 517-369-6224  
Direct Phone: 517-369-6224  Direct Fax: 775-542-7932 www.carteretmortgage.com/ROMBB

Karon Fisher, Branch Manager  (karon.fisher@carteretmortgage.com ) 850 South Werners Landing   Bronson, MI  49028
Bronson Branch  Branch (1067) Branch Phone: 517-369-6224   Branch Fax: 517-369-6224  
Direct Phone: 517-369-6224  Direct Fax: 775-542-7932 www.carteretmortgage.com/KF

Darlene James, Branch Manager  (darlene.james@carteretmortgage.com) 39614 Randall   Canton, MI  48188
Canton Branch  Branch (1501) Over 20 years experience call today for your free pre approval! Branch Phone: 734-397-7230   Branch Fax: 734-397-7119  
Direct Phone: 734-552-5513 www.carteretmortgage.com/DAJ

Todd Oswald, Senior LO  (todd.oswald@ispinc.us) 52523 Robins Nest Drive Suite 100   Chesterfield, MI  48047
Chesterfield Branch  Branch (1502) Branch Phone: 586-855-3266   Branch Fax: 586-948-6677  
Direct Phone: 586-839-9906 www.carteretmortgage.com/TDO

Christopher Barbas, Sr Loan Consultant  (christopher.barbas@carteretmortgage.com) 23351 Nona   Dearborn, MI  48124
Dearborn Branch  Branch (1978) Branch Phone: 313-378-5968   Branch Fax: 313-359-2898  
Direct Phone: 313-378-5968  Direct Fax: 313-359-2989 www.carteretmortgage.com/CHRNB

Willie Harris, BRANCH MANAGER  (willie.harris@carteretmortgage.com) 243 West Congress Suite 350   Detroit, MI  48226
Detroit Branch  Branch (2075) Branch Phone:    Branch Fax: 800-801-3765  
Direct Phone: 248-286-6453  Direct Fax: 1800-8013765 www.carteretmortgage.com/WILLH

Kevin Wing, Branch manager  (kevin.wing@carteretmortgage.com) 1151 Michigan Avenue   East Lansing, MI  48823
East Lansing Branch  Branch (1989) Branch Phone: 517-332-3442   Branch Fax: 517-332-3449  
Direct Phone: 517-202-9094  Direct Fax: 517-332-3449 www.carteretmortgage.com/KEVW

Richard Bock, Branch Manager  (richard.bock@carteretmortgage.com) 1151 Michigan Avenue   East Lansing, MI  48823
East Lansing Branch  Branch (1989) Branch Phone: 517-332-3442   Branch Fax: 517-332-3449  
Direct Phone: 517-337-1700 ex 113  Direct Fax: 517-332-3449 www.carteretmortgage.com/RICHB

Chari Johnson,  (chari.johnson@carteretmortgage.com) 1151 Michigan Avenue   East Lansing, MI  48823
East Lansing Branch  Branch (1989) Branch Phone: 517-332-3442   Branch Fax: 517-332-3449  
Direct Phone: 517-980-1113  Direct Fax: 517-339-7048 www.carteretmortgage.com/CHARJ

Maria Smith, Branch manager  (thatmgtgirlquinn@yahoo.com) 22720 Woodward Avenue Suite 102   Ferndale, MI  48220
Ferndale Branch  Branch (1948) Branch Phone: 248-414-7008   Branch Fax: (248) 414-7198  
Direct Phone: 248-414-7008  Direct Fax: 248-282-0750 www.carteretmortgage.com/MAAS

Fernando Hernandez, Branch Manager  (fernando.hernandez@carteretmortgage.com) 401 Sheldon Avenue Se #2   Grand Rapids, MI  49503
Grand Rapids Branch  Branch (1990) Se habla español Branch Phone: 616-971-2067   Branch Fax: 616-458-6978  
Direct Phone: 616-971-2067  Direct Fax: 616-458-6978 www.carteretmortgage.com/FEH

Judy Thompson, BRANCH MANAGER  (thmpsn30j@aol.com) 505 South Jackson Street   Hanover, MI  49241
Hanover Branch  Branch (1813) Branch Phone: 866-893-9780   Branch Fax: 517-563-9150  
Direct Phone: 517-563-9160  Direct Fax: 866-889-3279 www.carteretmortgage.com/JUTXM

Michael Hugenot  (mhugenot@tds.net) 1717 Maple Ridge Suite 15   Haslett, MI  48840
Haslett Branch  Branch (347) Branch Phone: 517-819-4177   Branch Fax: 517-349-8718  
www.carteretmortgage.com/MCAH

Mike Vaughn,  (mike1753@chartermi.net) 2502 South M-137   Interlochen, MI  49643
Interlochen Branch  Branch (1350) Branch Phone: 231-276-2000   Branch Fax: 775-878-9046  
www.carteretmortgage.com/MV

George Evenocheck, Branch Manager  (ghe58@hotmail.com) 1025 Springwood   Kentwood, MI  49508
Kentwood Branch  Branch (1218) Branch Phone: 616-532-0801   Branch Fax: 616-532-0801  
 Direct Fax: 269-795-9973 www.carteretmortgage.com/GHE

Greg Jantti, Branch Manager  (greg.jantti@carteretmortgage.com) 1426 Treadwell Avenue Apt 103   Lansing, MI  48917
Lansing Branch  Branch (1507) Toll Free: 888-426-6676 Branch Phone: 517-853-0117   Branch Fax: 413-803-0117  
Direct Phone: 517-507-1240  Direct Fax: 866-202-5704 www.carteretmortgage.com/GRJ

Andrew  Rasner,  (andrew.rasner@carteretmortgage.com) 2012 10th Street   Menominee, MI  49858
Menominee Branch  Branch (1309) www.500BANKS.com Bad Credit Welcome-$0 Down Loans Branch Phone: 906-863-LOAN   Branch Fax: 906-864-7000  
Direct Phone: 920-405-8600  Direct Fax: 1-866-479-2571 www.carteretmortgage.com/ANR

Nichole Y. Rasner,  (nrasner_7@hotmail.com) 2012 10th Street   Menominee, MI  49858
Menominee Branch  Branch (1309) Damaged Credit Specialist!! $0 Down Queen Branch Phone: 906-863-LOAN   Branch Fax: 906-864-7000  
Direct Phone: 920-405-8600  Direct Fax: 1-866-479-2571 www.carteretmortgage.com/NCER

Russell Burie, Senior Loan Officer  (russ@bayviewnetwork.com) 2012 10th Street   Menominee, MI  49858
Menominee Branch  Branch (1309) Bad Credit Specialist Branch Phone: 906-863-LOAN   Branch Fax: 906-864-7000  
Direct Phone: 906-864-7000  Direct Fax: 906-864-6000 www.carteretmortgage.com/RUSB

Justin Djupstrom, loan officer  (justindjupstrom@hotmail.com) 2012 10th Street   Menominee, MI  49858
Menominee Branch  Branch (1309) Branch Phone: 906-863-LOAN   Branch Fax: 906-864-7000  
Direct Phone: 906-788-4167 or www.carteretmortgage.com/JUSD

Dave Ward, Reverse Mortgage Specialist/Senior Loan Officer  (lendinghand2u@yahoo.com) 252 Suite B M-15 Ortonville Road   Ortonville, MI  48462
Ortonville Branch  Branch (1542) Branch Phone: 248-627-7283   Branch Fax: 248-627-3580  
Direct Phone: 810-853-1349  Direct Fax: 810-636-7283 www.carteretmortgage.com/DAVRW

Johnnie Baker, Mortgage Adviser  (johnnie-baker@sbcglobal.net) 252 Suite B M-15 Ortonville Road   Ortonville, MI  48462
Ortonville Branch  Branch (1542) Branch Phone: 248-627-7283   Branch Fax: 248-627-3580  
Direct Phone: 269-567-2550  Direct Fax: 269-567-2550 www.carteretmortgage.com/JORB

Debra Kansier, Senior Mortgage Consultant  (debra.kansier@carteretmortgage.com) 252 Suite B M-15 Ortonville Road   Ortonville, MI  48462
Ortonville Branch  Branch (1542) All Credit Scores welcomed! Customer Service is top priority! Branch Phone: 248-627-7283   Branch Fax: 248-627-3580  
Direct Phone: 734-776-7239  Direct Fax: 734-468-0158 www.carteretmortgage.com/DEBK

Jenny Howe, Mrs.  (divaofloans@yahoo.com) 252 Suite B M-15 Ortonville Road   Ortonville, MI  48462
Ortonville Branch  Branch (1542) Branch Phone: 248-627-7283   Branch Fax: 248-627-3580  
Direct Phone: 810-636-5626  Direct Fax: 810-636-7283 www.carteretmortgage.com/JELH

Vern Wright, Loan Officer  (vernnaw@verizon.net) 252 Suite B M-15 Ortonville Road   Ortonville, MI  48462
Ortonville Branch  Branch (1542) Branch Phone: 248-627-7283   Branch Fax: 248-627-3580  
Direct Phone: 231-788-1658  Direct Fax: 231-788-1658 www.carteretmortgage.com/VERW

Lisa Dwyer, Branch Manager, National Recruiter  (MortgageQueen1@aol.com) 252 Suite B M-15 Ortonville Road   Ortonville, MI  48462
Ortonville Branch  Branch (1542) Designated Commerical Branch / National Recruiter Branch Phone: 248-627-7283   Branch Fax: 248-627-3580  
Direct Phone: 810-636-5626  Direct Fax: 810-636-7283 www.carteretmortgage.com/LMD

Craig Tomes, Branch Manager  (craig.tomes@carteretmortgage.com) 12257 Chandler Drive   Plymouth, MI  48170
Plymouth Branch  Branch (1248) Excellent Customer Service & Low Rates! Plus Free Pre-Approvals! Branch Phone: 734-667-2253   Branch Fax: 734-667-3249  
Direct Phone: 734-667-2253  Direct Fax: 734-446-1022 www.carteretmortgage.com/CRJT

Mary Pagels, Branch Manager  (mpagels@comcast.net) 54451 Royal Troon Drive   South Lyon, MI  48178
South Lyon Branch  Branch (1380) Branch Phone: 248-486-6952   Branch Fax: 248-486-6971  
Direct Phone: 248-486-6952  Direct Fax: 248-486-6971 www.carteretmortgage.com/MAPA

Deborah Gendel, Loan Originator  (deborahgendel@charterinternet.com) 3301 Veterans Drive Suite 221   Traverse City, MI  49684
Traverse City Branch  Branch (1752) Branch Phone: 231-946-5060   Branch Fax: 231-946-5062  
Direct Phone: 231-946-5060  Direct Fax: 231-946-5062 www.carteretmortgage.com/DEBRG

Diane Baker, Loan Officer  (dianebaker@remax.net) 2555 Crooks Road Suite 100   Troy, MI  48084
Troy Branch  Branch (515) Branch Phone: 248-816-3289   Branch Fax: 248-816-2810  
Direct Phone: 734-459-1010  Direct Fax: 734-459-4411 www.carteretmortgage.com/DMB

Peggy Perrone-Simon, Mortgage Consultant  (peggy.simon@carteretmortgage.com) 2555 Crooks Road Suite 100   Troy, MI  48084
Troy Branch  Branch (515) Branch Phone: 248-816-3289   Branch Fax: 248-816-2810  
Direct Phone: 248-816-3289  Direct Fax: 248-816-2810 www.carteretmortgage.com/PEPXS

Kenneth LeClaire, L.O.  (kal@bignet.net) 2555 Crooks Road Suite 100   Troy, MI  48084
Troy Branch  Branch (515) Branch Phone: 248-816-3289   Branch Fax: 248-816-2810  
 Direct Fax: 586-726-0828 www.carteretmortgage.com/KENL

Danielle Napper,  (daniellenapper@yahoo.com) 2555 Crooks Road Suite 100   Troy, MI  48084
Troy Branch  Branch (515) Branch Phone: 248-816-3289   Branch Fax: 248-816-2810  
Direct Phone: 734-752-0117  Direct Fax: 7347585329 www.carteretmortgage.com/DNMN

Dormeika Davis, Loan Officer  (dc_davis89@yahoo.com) 2555 Crooks Road Suite 100   Troy, MI  48084
Troy Branch  Branch (515) Branch Phone: 248-816-3289   Branch Fax: 248-816-2810  
Direct Phone: 313-283-8184  Direct Fax: 888-219-0544 www.carteretmortgage.com/DOCD

Michael Smela, Vice-President  (mikesmela@physicianlender.com) 2555 Crooks Road Suite 100   Troy, MI  48084
Troy Branch  Branch (515) Designated Commercial Branch / Nationwide Recruiter Branch Phone: 248-816-3289   Branch Fax: 248-816-2810  
Direct Phone: 248-816-3289 www.carteretmortgage.com/MHLS

Thomas Shults,  (shults@comcast.net) 2555 Crooks Road Suite 100   Troy, MI  48084
Troy Branch  Branch (515) Branch Phone: 248-816-3289   Branch Fax: 248-816-2810  
Direct Phone: 248-755-3593  Direct Fax: 248-816-2810 www.carteretmortgage.com/TAAS

Dexter Mitchell, Mortgage Advisor  (dexx@legacyfunding.com) 2555 Crooks Road Suite 100   Troy, MI  48084
Troy Branch  Branch (515) Branch Phone: 248-816-3289   Branch Fax: 248-816-2810  
Direct Phone: 989-239-2376  Direct Fax: 425-790-1990 www.carteretmortgage.com/DEXM

Cynthia Elliott, Mortgage Specialist  (cynthia.elliott@carteretmortgage.com) 2555 Crooks Road Suite 100   Troy, MI  48084
Troy Branch  Branch (515) Speacializing in Zero Down Loan Programs Branch Phone: 248-816-3289   Branch Fax: 248-816-2810  
Direct Phone: 248-842-4955  Direct Fax: 866-876-6715 www.carteretmortgage.com/CNE

Timothy Phillips, Senior Loan Officer/Newspaper Columnist  (tim@carteretonline.biz) 2555 Crooks Road Suite 100   Troy, MI  48084
Troy Branch  Branch (515) Branch Phone: 248-816-3289   Branch Fax: 248-816-2810  
Direct Phone: 866-369-4516 (toll free)  Direct Fax: 734-468-0139 www.carteretmortgage.com/TIJP

Danilia Smith,  (daniliasmith@yahoo.com) 2555 Crooks Road Suite 100   Troy, MI  48084
Troy Branch  Branch (515) Branch Phone: 248-816-3289   Branch Fax: 248-816-2810  
Direct Phone: 313-874-5529  Direct Fax: 313-874-5529 www.carteretmortgage.com/DATS

Gerald  DeBacker Jr., Senior Loan Officer  (geralddebacker@yahoo.com) 2555 Crooks Road Suite 100   Troy, MI  48084
Troy Branch  Branch (515) Branch Phone: 248-816-3289   Branch Fax: 248-816-2810  
Direct Phone: 248-816-3289  Direct Fax: 248-816-2810 www.carteretmortgage.com/GDD

TAMIKA MILLER  (miller.mat@sbcglobal.net) 36500 Ford Road #356   Westland, MI  48185
Westland Branch  Branch (660) Branch Phone: 877-848-4284   Branch Fax: 8778484284  
www.carteretmortgage.com/TMM

Coral Richardson,  (coralr1@mindspring.com) 5252 Merritt Road   Ypsilanti, MI  48197
Ypsilanti Branch  Branch (828) Branch Phone: 734-484-2753   Branch Fax: 734-482-5766  
Direct Phone: 734-395-9652  Direct Fax: 734-484-2753 www.carteretmortgage.com/COR

Johnny Vang, Branch Manager  (jonvang@yahoo.com) 5316 76th Place North   Brooklyn Park, MN  55443
Brooklyn Park Branch  Branch (2040) Branch Phone: 763-213-7991   Branch Fax:  
 Direct Fax: 866-422-5540 www.carteretmortgage.com/JOHV

Terrence P. Walker, Sr., Mortgage Specialist/Consultant  (terrence.walker@carteretmortgage.com) 12338 Yucca Street Northwest   Coon Rapids, MN  55433
Coon Rapids Branch  Branch (1734) Branch Phone: (763) 421-2873   Branch Fax: (763) 421-3201  
Direct Phone: 763-232-7992  Direct Fax: 763-724-1465 www.carteretmortgage.com/TERW

Michael Henne, LOAN OFFICER  (refiguy05@hotmail.com) 5050 210th Street North   Forest Lake, MN  55025
Forest Lake Branch  Branch (802) SPANISH SPEAKING REP! 24/7 Branch Phone: 651-592-7629   Branch Fax: 651-982-4688  
Direct Phone: 763-458-1508  Direct Fax: 612-746-4668 www.carteretmortgage.com/MICSH

Dana Bona, Branch Manager  (DLB5050@MSN.com) 5050 210th Street North   Forest Lake, MN  55025
Forest Lake Branch  Branch (802) Branch Phone: 651-592-7629   Branch Fax: 651-982-4688  
Direct Phone: 651-592-7629  Direct Fax: 651-982-4688 www.carteretmortgage.com/DNAB

Justin Rebro, Branch Manager  (justin.rebro@carteretmortgage.com) 110 Nw 5th Street   Grand Rapids, MN  55744
Grand Rapids Branch  Branch (1617) Branch Phone: 218-326-2329   Branch Fax: 218-326-2339  
Direct Phone: 218-326-2329  Direct Fax: 218-326-2339 www.carteretmortgage.com/JUR

Marc Faillettaz, Branch Manager  (marc.faillettaz@carteretmortgage.com) 4351 43rd Avenue South   Minneapolis, MN  55406
Minneapolis Branch  Branch (2021) Branch Phone: 612-718-8215   Branch Fax: 612-721-2015  
Direct Phone: 612-718-8215  Direct Fax: 612-721-2015 www.carteretmortgage.com/MARCF

Sharon  Smith, BRANCH MANAGER/LO  (codyjdrg@yahoo.com) 526 Schumer Drive   Festus, MO  63028
Festus Branch  Branch (1481) Branch Phone: (636) 933-0334   Branch Fax: 636-937-3670  
Direct Phone: 636-933-0334  Direct Fax: 636-937-3670 www.carteretmortgage.com/SHRS

Laurie Wuestling, Branch Manager  (laurie.wuestling@carteretmortgage.com) 1668 Ventnor Place   Florissant, MO  63031
Florissant Branch  Branch (1417) Branch Phone: (314) 837-1115   Branch Fax: (314) 837-3454  
Direct Phone: 314-645-5511  Direct Fax: 314-645-6688 www.carteretmortgage.com/LUW

Margie Cole, Mortgage Planner  (dcole@ahomeallyourown.com) 102 South East 4th Street   Lee's Summit, MO  64063
Lee's Summit Branch  Branch (35) Branch Phone: 816-246-0606   Branch Fax: 816-246-5403  
Direct Phone: 913-549-3400  Direct Fax: 913-273-0455 www.carteretmortgage.com/MADC

Greg Younts, Loan Consultant  (gyounts@gmail.com) 102 South East 4th Street   Lee's Summit, MO  64063
Lee's Summit Branch  Branch (35) Branch Phone: 816-246-0606   Branch Fax: 816-246-5403  
Direct Phone: 913 381-5446  Direct Fax: 913 381-5446 www.carteretmortgage.com/GREGY

Michelle Stallard,  (ssmortgage@earthlink.net) 102 South East 4th Street   Lee's Summit, MO  64063
Lee's Summit Branch  Branch (35) Branch Phone: 816-246-0606   Branch Fax: 816-246-5403  
Direct Phone: 785-863-3535  Direct Fax: 785-863-3536 www.carteretmortgage.com/MICLS

Stephen Hamilton,  (craighamilton1@comcast.net) 102 South East 4th Street   Lee's Summit, MO  64063
Lee's Summit Branch  Branch (35) Branch Phone: 816-246-0606   Branch Fax: 816-246-5403  
Direct Phone: 816-537-8552 www.carteretmortgage.com/STCH

Daniel Barickman,  (dan_barickman@hotmail.com) 102 South East 4th Street   Lee's Summit, MO  64063
Lee's Summit Branch  Branch (35) Branch Phone: 816-246-0606   Branch Fax: 816-246-5403  
Direct Phone: 913-406-7070  Direct Fax: 816-817-0610 www.carteretmortgage.com/DAWB

Terrance Roth,  (tdroth@kc.rr.com) 102 South East 4th Street   Lee's Summit, MO  64063
Lee's Summit Branch  Branch (35) Branch Phone: 816-246-0606   Branch Fax: 816-246-5403  
Direct Phone: 816 246-0606 www.carteretmortgage.com/TERR

Amelia Younts, Loan Officer  (amelia.younts@gmail.com) 102 South East 4th Street   Lee's Summit, MO  64063
Lee's Summit Branch  Branch (35) Branch Phone: 816-246-0606   Branch Fax: 816-246-5403  
Direct Phone: 913-381-5446  Direct Fax: 913-381-5446 www.carteretmortgage.com/AMJY

Gregory Carnes, Branch Manager  (gcarnes@kc.rr.com) 102 South East 4th Street   Lee's Summit, MO  64063
Lee's Summit Branch  Branch (35) Branch Phone: 816-246-0606   Branch Fax: 816-246-5403  
Direct Phone: 816-304-5306  Direct Fax: 816-246-5403 www.carteretmortgage.com/GGC

Unitas Cooper, Senior Loan Officer  (unitascooper@yahoo.com) 1480 Woodstone Drive Suite 202   Saint Charles, MO  63304
Saint Charles Branch  Branch (2056) Branch Phone: 636-795-7961   Branch Fax: 696-477-1210  
Direct Phone: 636-795-7961  Direct Fax: 636-477-1210 www.carteretmortgage.com/UC

Winston Clevenger, Lending Specialist  (winston.clevenger@carteretmortgage.com) 2175 South Big Bend Boulevard   Saint Louis, MO  63117
Saint Louis Branch  Branch (2054) Branch Phone:    Branch Fax:  
Direct Phone: (314)-645-1188  Direct Fax: (314)-645-6688 www.carteretmortgage.com/WINC

Melanie Ives,  (melanie.ives@carteretmortgage.com) 2175 South Big Bend Boulevard   Saint Louis, MO  63117
Saint Louis Branch  Branch (2054) Branch Phone:    Branch Fax:  
Direct Phone: 636-294-LOAN  Direct Fax: 636-294-RATE www.carteretmortgage.com/MDI

Kevin Duce,  (kevin.duce@carteretmortgage.com) 2175 South Big Bend Boulevard   Saint Louis, MO  63117
Saint Louis Branch  Branch (2054) Branch Phone:    Branch Fax:  
Direct Phone: 314-324-5278  Direct Fax: 314-837-3454 www.carteretmortgage.com/KEJD

Patrick Butler,  (plbjr22@sbcglobal.net) 1900 Arsenal Street   Saint Louis, MO  63118
Saint Louis Branch  Branch (2027) Branch Phone: 314-772-8696   Branch Fax: 314-772-8074  
Direct Phone: 314-863-1204  Direct Fax: 314-863-1204 www.carteretmortgage.com/PATB

Carol Jackson, SENIOR LOAN OFFICER  (carol.jackson@carteretmortgage.com) 12025 Manchester Road 53g   Saint Louis, MO  63131
Saint Louis Branch  Branch (1484) Branch Phone: 314-965-2278   Branch Fax: 314-315-4957  
Direct Phone: 314-521-2220  Direct Fax: 314-521-2221 www.carteretmortgage.com/CARJ

Nicole Overton, Mrs.  (overton06@hotmail.com) 12025 Manchester Road 53g   Saint Louis, MO  63131
Saint Louis Branch  Branch (1484) Branch Phone: 314-965-2278   Branch Fax: 314-315-4957  
Direct Phone: 636-293-1960  Direct Fax: 636-294-2772 www.carteretmortgage.com/NICO

Tracy Larkins, Senior Mortgage Consultant  (loansbytracy@yahoo.com) 2529 Switzer Avenue   Saint Louis, MO  63136
Saint Louis Branch  Branch (1353) Service With A Smile : ) Branch Phone: 314-868-0710   Branch Fax: 314-868-5062  
Direct Phone: 314-482-3570  Direct Fax: 314-868-5062 www.carteretmortgage.com/TRLA

Tawanda Willingham, Branch Manager  (twillingham314@aol.com) 143 Dundee Circle   Saint Louis, MO  63137
Saint Louis Branch  Branch (1986) Branch Phone: 314-322-1560   Branch Fax: 314-388-9737  
Direct Phone: 314-322-1560  Direct Fax: 314714-4609 www.carteretmortgage.com/TAWAW

KeJaun DuBose, Mr.  (kejaundu@sbcglobal.net) 2175 South Big Bend Boulevard   Saint Louis, MO  63117
Saint Louis Branch  Branch (2054) Branch Phone:    Branch Fax:  
Direct Phone: 314-869-5051  Direct Fax: 314-869-5057 www.carteretmortgage.com/KJD

Bridgette Powell, Branch Mgr  (bestmgtntwn@aol.com) 12025 Manchester Road 53g   Saint Louis, MO  63131
Saint Louis Branch  Branch (1484) Branch Phone: 314-965-2278   Branch Fax: 314-315-4957  
Direct Phone: 314-965-2278  Direct Fax: 314-315-4957 www.carteretmortgage.com/BRIP

Marisel Kohl, Branch Manager  (marisel.kohl@carteretmortgage.com) 1900 Arsenal Street   Saint Louis, MO  63118
Saint Louis Branch  Branch (2027) Mortgage and commercial loans Branch Phone: 314-772-8696   Branch Fax: 314-772-8074  
Direct Phone: 314-368-4573  Direct Fax: 314-480-7282 618-206-8172 www.carteretmortgage.com/MSK

John Martin,  (appraiz@sbcglobal.net) 12025 Manchester Road 53g   Saint Louis, MO  63131
Saint Louis Branch  Branch (1484) Branch Phone: 314-965-2278   Branch Fax: 314-315-4957  
Direct Phone: 314-369-7179  Direct Fax: 314-569-9490 www.carteretmortgage.com/JNHM

Laurie Wuestling, Branch Manager  (laurie.wuestling@carteretmortgage.com) 2175 South Big Bend Boulevard   Saint Louis, MO  63117
Saint Louis Branch  Branch (2054) Branch Phone:    Branch Fax:  
Direct Phone: 314-645-5511  Direct Fax: 314-645-6688 www.carteretmortgage.com/LUW

Marisel Kohl, Branch Manager  (marisel.kohl@carteretmortgage.com) 2175 South Big Bend Boulevard   Saint Louis, MO  63117
Saint Louis Branch  Branch (2054) Mortgage and commercial loans Branch Phone:    Branch Fax:  
Direct Phone: 314-368-4573  Direct Fax: 314-480-7282 618-206-8172 www.carteretmortgage.com/MSK

Rosalind Johnson,  (rosalindjhnsn@aol.com) 12025 Manchester Road 53g   Saint Louis, MO  63131
Saint Louis Branch  Branch (1484) Branch Phone: 314-965-2278   Branch Fax: 314-315-4957  
Direct Phone: 314-965-2278  Direct Fax: 314-315-4957 www.carteretmortgage.com/ROSAJ

Ronnye Sommerville,  (iwantahomeloan@yahoo.com) 10004 Bellefontine Road   St. Louis, MO  63136
St. Louis Branch  Branch (2058) Branch Phone: 314-868-9200   Branch Fax: 314-485-4833  
Direct Phone: 314-485-4886  Direct Fax: 314-485-4833 www.carteretmortgage.com/RONNS

Robin Adair, Senior Loan Officer  (robin.adair@carteretmortgage.com) 615 Avondale Avenue   St. Peters, MO  63373
St. Peters Branch  Branch (2074) Branch Phone: 636-379-0609   Branch Fax: 636-294-2353  
Direct Phone: 877-229-2045  Direct Fax: 636-294-2353 www.carteretmortgage.com/RHA

Lavestia Gaston, Loan Officer  (lavestia@aol.com) 6791 Highway 305 Cockrum   Olive Branch, MS  38654
Olive Branch Branch  Branch (1928) LICENSED IN MISSISSIPPI Branch Phone: 9018957930   Branch Fax: 9018939069  
Direct Phone: 901-502-8784  Direct Fax: 662-893-9069 www.carteretmortgage.com/LVAG

Randy Jones, Loan Specialist  (randy.jones@carteretmortgage.com) 6791 Highway 305 Cockrum   Olive Branch, MS  38654
Olive Branch Branch  Branch (1928) Branch Phone: 9018957930   Branch Fax: 9018939069  
Direct Phone: 662-842-8639  Direct Fax: 662-842-8944 www.carteretmortgage.com/RANJ

Dixon  Allen, Branch Manager  (carteretmortg280@bellsouth.net) 3712 Old Mobile Highway Suite E   Pascagoula, MS  39581
Pascagoula Branch  Branch (1614) REVERSE MORTGAGE SPECIALIST Branch Phone: (228) 762-5404   Branch Fax: (228) 712-2547  
Direct Phone: 228-762-5404  Direct Fax: 601-510-9887 www.carteretmortgage.com/DXA

Depleas Smiler-Covey,  (depleas@comcast.net) 3712 Old Mobile Highway Suite E   Pascagoula, MS  39581
Pascagoula Branch  Branch (1614) Branch Phone: (228) 762-5404   Branch Fax: (228) 712-2547  
Direct Phone: 251-645-5523  Direct Fax: 251-645-5529 www.carteretmortgage.com/DSXC

Bessie Stephenson, Loan Officer  (bstephenson6807@sbcglobal.net) 912 Holland Avenue Suite 104   Philadelphia, MS  39350
Philadelphia Branch  Branch (1274) Branch Phone: 281-858-5753   Branch Fax: 281-859-1919  
Direct Phone: 281-859-1090  Direct Fax: 281-859-1919 www.carteretmortgage.com/BESS

Terry Stephenson, Senior Loan Officer  (terry-stephenson@sbcglobal.net) 912 Holland Avenue Suite 104   Philadelphia, MS  39350
Philadelphia Branch  Branch (1274) Branch Phone: 281-858-5753   Branch Fax: 281-859-1919  
Direct Phone: 281-858-5753  Direct Fax: 281-859-1919 www.carteretmortgage.com/TERS

Robert Shaffer, Senior Loan Officer  (montanahomeloans@yahoo.com) 149 Stockton Way   Belgrade, MT  59714
Belgrade Branch  Branch (1236) TOLL FREE NUMBER 877-388-2613. Branch Phone: 877-388-2613   Branch Fax: 406-388-2613  
Direct Phone: 406-581-1999  Direct Fax: 406-388-2613 www.carteretmortgage.com/RBRS

Paula Yakey, Branch Manager, Montana  (paula.yakey@carteretmortgage.com) 2245 West Koch Suite K   Bozeman, MT  59718
Bozeman Branch  Branch (1336) Branch Phone: 406-556-9016   Branch Fax: 406-556-8722  
Direct Phone: 406-579-9539 www.carteretmortgage.com/PAY

Loren Olsen, Senior Home Loan Officer  (lorenolsen@mstar2.net) 2245 West Koch Suite K   Bozeman, MT  59718
Bozeman Branch  Branch (1336) Unrivaled Local Customer Service! Branch Phone: 406-556-9016   Branch Fax: 406-556-8722  
Direct Phone: 406-556-9016  Direct Fax: 406-556-8722 www.carteretmortgage.com/LLO

Wendy Bush,  (wendy.bush@carteretmortgage.com) 265 Essex   Lolo, MT  59847
Lolo Branch  Branch (1529) Branch Phone: 406-273-0400   Branch Fax: 866-870-0871  
Direct Phone: 406-273-0400  Direct Fax: 866-870-0871 www.carteretmortgage.com/WENB

Wayne Enrique Tomala, Loan Officer  (wtomala@tuconfia.com) 1101 Tyvola Road Suite 304   Charlotte, NC  28217
Charlotte Branch  Branch (860) Se Habla Español Branch Phone: (704) 521-6060   Branch Fax: (704) 521-6063  
Direct Phone: 704-527-4848  Direct Fax: 704-527-4428 www.carteretmortgage.com/WAYT

Kenneth Leighton,  (kenneth.leighton@carteretmortgage.com) 1101 Tyvola Road Suite 304   Charlotte, NC  28217
Charlotte Branch  Branch (860) Branch Phone: (704) 521-6060   Branch Fax: (704) 521-6063  
Direct Phone: 828-712-4508  Direct Fax: 828-398-4497 www.carteretmortgage.com/KEJL

Joshua Pettit, Senior Loan Officer  (j.pettit@adelphia.net) 1101 Tyvola Road Suite 304   Charlotte, NC  28217
Charlotte Branch  Branch (860) Branch Phone: (704) 521-6060   Branch Fax: (704) 521-6063  
Direct Phone: 704-948-1322  Direct Fax: 718-907-7903 www.carteretmortgage.com/JOSHP

Melissa Pettit, Senior Loan Officer  (m.pettit@adelphia.net) 1101 Tyvola Road Suite 304   Charlotte, NC  28217
Charlotte Branch  Branch (860) Branch Phone: (704) 521-6060   Branch Fax: (704) 521-6063  
Direct Phone: 704-948-1322  Direct Fax: 718-907-7903 www.carteretmortgage.com/MGP

Walter Ortiz,  (walterortiz@carolina.rr.com) 1101 Tyvola Road Suite 304   Charlotte, NC  28217
Charlotte Branch  Branch (860) Se habla espanol Branch Phone: (704) 521-6060   Branch Fax: (704) 521-6063  
Direct Phone: 704-606-8548  Direct Fax: 704-248-8667 www.carteretmortgage.com/WALO

Gerald Thomas, Loan Officer  (grta@aol.com) 1101 Tyvola Road Suite 304   Charlotte, NC  28217
Charlotte Branch  Branch (860) Branch Phone: (704) 521-6060   Branch Fax: (704) 521-6063  
Direct Phone: 704-806-7795  Direct Fax: 1-775-218-7868 www.carteretmortgage.com/GERT

ED MAYOR, Loan Officer / Branch Manager  (mortgageman1@carolina.rr.com) 1101 Tyvola Road Suite 304   Charlotte, NC  28217
Charlotte Branch  Branch (860) First-Time Homebuyer Specialist Branch Phone: (704) 521-6060   Branch Fax: (704) 521-6063  
Direct Phone: 704-521-6060  Direct Fax: 704-521-6063 www.carteretmortgage.com/AEM

Miriam Peters, Loan Officer  (mpeters1@ctc.net) 1101 Tyvola Road Suite 304   Charlotte, NC  28217
Charlotte Branch  Branch (860) Branch Phone: (704) 521-6060   Branch Fax: (704) 521-6063  
Direct Phone: 704-264-4080  Direct Fax: 704-943-0601 www.carteretmortgage.com/MIRP

Robert Diaz, Loan Officer  (robert.diaz@carteretmortgage.com) 1101 Tyvola Road Suite 304   Charlotte, NC  28217
Charlotte Branch  Branch (860) Branch Phone: (704) 521-6060   Branch Fax: (704) 521-6063  
 Direct Fax: 704-973-7905 www.carteretmortgage.com/ERRD

Patricia Morrow, Loan Officer  (spmorrow@netzero.com) 1101 Tyvola Road Suite 304   Charlotte, NC  28217
Charlotte Branch  Branch (860) Branch Phone: (704) 521-6060   Branch Fax: (704) 521-6063  
Direct Phone: 704-521-6060  Direct Fax: 704-269-4161 www.carteretmortgage.com/SELM

Ginger Black, Sr. Mortgage Specialist  (gingerblack@ctc.net) 1101 Tyvola Road Suite 304   Charlotte, NC  28217
Charlotte Branch  Branch (860) Branch Phone: (704) 521-6060   Branch Fax: (704) 521-6063  
Direct Phone: 704-309-7221  Direct Fax: 704-307-2639 www.carteretmortgage.com/GINB

Christy Eubank Spittle, Senior Loan Officer  (christy.spittle@carteretmortgage.com) 1101 Tyvola Road Suite 304   Charlotte, NC  28217
Charlotte Branch  Branch (860) Toll Free 1-888-252-0778 Branch Phone: (704) 521-6060   Branch Fax: (704) 521-6063  
Direct Phone: 704-965-6138  Direct Fax: 704-973-9590 www.carteretmortgage.com/CHSP

Cassandra Jones, Loan Officer  (cassandrajns@carolina.rr.com) 1101 Tyvola Road Suite 304   Charlotte, NC  28217
Charlotte Branch  Branch (860) Branch Phone: (704) 521-6060   Branch Fax: (704) 521-6063  
Direct Phone: 704-296-2434  Direct Fax: 704-321-4717 www.carteretmortgage.com/CASJ

Kenneth Washington  (kennwfm1@msn.com) 2656 John Smith Road   Fayetteville, NC  28306
Fayetteville Branch  Branch (531) Branch Phone: 910-426-8307   Branch Fax: (910) 426-8373  
www.carteretmortgage.com/KENW

Wanda Rudisill, Mortgage Consultant  (wsrudisill@charter.net) 260 Union Square Suite 201   Hickory, NC  28601
Hickory Branch  Branch (781) Branch Phone: (828) 322-2900   Branch Fax: (828) 324-4750  
Direct Phone: 828-638-3516 www.carteretmortgage.com/WANDR

Kyle Green,  (kyleccu@hotmail.com) 260 Union Square Suite 201   Hickory, NC  28601
Hickory Branch  Branch (781) Branch Phone: (828) 322-2900   Branch Fax: (828) 324-4750  
Direct Phone: 704-607-5301 www.carteretmortgage.com/KMG

Chrystal Pfortmiller, Loan Officer  (cpfortmiller@ec.rr.com) Brynn Marr Office Park 99 Village Road Suite 2   Jacksonville, NC  28546
Jacksonville Branch  Branch (971) Branch Phone: (910) 353-2300   Branch Fax: (910) 353-2361  
Direct Phone: 888-275-5301  Direct Fax: 888-679-7759 www.carteretmortgage.com/CHNP

Antonio Maraj,  (antoniomaraj2002@yahoo.com) Brynn Marr Office Park 99 Village Road Suite 2   Jacksonville, NC  28546
Jacksonville Branch  Branch (971) Branch Phone: (910) 353-2300   Branch Fax: (910) 353-2361  
Direct Phone: 910-388-1151 www.carteretmortgage.com/ANTMM

BARRY SINGER, Sr. Loan Officer  (carteretmortgagenc@yahoo.com) Brynn Marr Office Park 99 Village Road Suite 2   Jacksonville, NC  28546
Jacksonville Branch  Branch (971) Branch Phone: (910) 353-2300   Branch Fax: (910) 353-2361  
Direct Phone: 252-447-5602  Direct Fax: 866-830-8486 www.carteretmortgage.com/BAYS

Barbara Arndt, Loan Specialist  (barndt9416@aol.com) Brynn Marr Office Park 99 Village Road Suite 2   Jacksonville, NC  28546
Jacksonville Branch  Branch (971) Branch Phone: (910) 353-2300   Branch Fax: (910) 353-2361  
Direct Phone: 910-487-6014  Direct Fax: 910-401-1799 www.carteretmortgage.com/BARA

David Melvin, Mr.  (mrmel04@yahoo.com) Brynn Marr Office Park 99 Village Road Suite 2   Jacksonville, NC  28546
Jacksonville Branch  Branch (971) Branch Phone: (910) 353-2300   Branch Fax: (910) 353-2361  
Direct Phone: 910-938-2683  Direct Fax: 910-938-2684 www.carteretmortgage.com/DAGM

Tabetha Piche,  (tpiche@ec.rr.com) Brynn Marr Office Park 99 Village Road Suite 2   Jacksonville, NC  28546
Jacksonville Branch  Branch (971) Branch Phone: (910) 353-2300   Branch Fax: (910) 353-2361  
Direct Phone: 910-353-2300 www.carteretmortgage.com/TABP

Marilyn Turner, Loan Officer  (mturner73@ec.rr.com) Brynn Marr Office Park 99 Village Road Suite 2   Jacksonville, NC  28546
Jacksonville Branch  Branch (971) Branch Phone: (910) 353-2300   Branch Fax: (910) 353-2361  
Direct Phone: 910-383-3260  Direct Fax: 910-383-3260 www.carteretmortgage.com/MARIT

Dean Hitchens, Senior Loan Officer / Branch Manager  (carteretmortgage@bizec.rr.com) Brynn Marr Office Park 99 Village Road Suite 2   Jacksonville, NC  28546
Jacksonville Branch  Branch (971) Branch Phone: (910) 353-2300   Branch Fax: (910) 353-2361  
Direct Phone: 910-353-2300  Direct Fax: (910) 353-2361 www.carteretmortgage.com/DAH

Gini Hammond, Loan Officer  (1beachbum@ec.rr.com) Brynn Marr Office Park 99 Village Road Suite 2   Jacksonville, NC  28546
Jacksonville Branch  Branch (971) Branch Phone: (910) 353-2300   Branch Fax: (910) 353-2361  
Direct Phone: 252-247-3039  Direct Fax: 252-247-3039 www.carteretmortgage.com/VIDH

Tatia Schmidt, Sr. Mortgage Consultant  (tatia.schmidt@earthlink.net) 3209 Gresham Lake Road Suite 115   Raleigh, NC  27615
Raleigh Branch  Branch (608) Reverse Mortgage Specialist Branch Phone: 919-870-9050   Branch Fax: 866-741-3456  
Direct Phone: 336-499-6651  Direct Fax: 888-536-5595 www.carteretmortgage.com/TATDS

John Jones  (cjon4442@aol.com) 3209 Gresham Lake Road Suite 115   Raleigh, NC  27615
Raleigh Branch  Branch (608) Branch Phone: 919-870-9050   Branch Fax: 866-741-3456  
www.carteretmortgage.com/JWJ

Jim Ricci, Mortgage Planner/Reverse Mortgage Specialist  (jvricci@nc.rr.com) 3209 Gresham Lake Road Suite 115   Raleigh, NC  27615
Raleigh Branch  Branch (608) Branch Phone: 919-870-9050   Branch Fax: 866-741-3456  
Direct Phone: 866-5371417  Direct Fax: 919-341-2696 www.carteretmortgage.com/JAVR

Retha Joyner, Sr. Mortgage Consultant  (joyner@nc.rr.com) 244 West Millbrook Road   Raleigh, NC  27609
Raleigh Branch  Branch (501) 20 yrs of Mortgage Experience Branch Phone: (919) 827-4590   Branch Fax: (919) 827-4591  
Direct Phone: 919-488-0108  Direct Fax: (919)975-4833 www.carteretmortgage.com/REJ

Jayne Pinnix  (jpinnix@bellsouth.net) 3209 Gresham Lake Road Suite 115   Raleigh, NC  27615
Raleigh Branch  Branch (608) Your BEST INTEREST is my goal Branch Phone: 919-870-9050   Branch Fax: 866-741-3456  
www.carteretmortgage.com/JJP

Michael  Thompson,  (michael.thompson@carteretmortgage.com) 244 West Millbrook Road   Raleigh, NC  27609
Raleigh Branch  Branch (501) Licensed Gen'l Contr, RE Broker, Home Inspector & Loan Offr Branch Phone: (919) 827-4590   Branch Fax: (919) 827-4591  
Direct Phone: 919-329-2970  Direct Fax: 919-827-8835 www.carteretmortgage.com/MITH

David  Damare, Mortgage Consultant  (ddamare@nc.rr.com) 3209 Gresham Lake Road Suite 115   Raleigh, NC  27615
Raleigh Branch  Branch (608) Branch Phone: 919-870-9050   Branch Fax: 866-741-3456  
Direct Phone: 919 788 0942  Direct Fax: 919 573 0383 www.carteretmortgage.com/DAID

Frank Riedel IV, Senior Mortgage Consultant  (frank.riedeliv@carteretmortgage.com) 244 West Millbrook Road   Raleigh, NC  27609
Raleigh Branch  Branch (501) www.USAmortgagepro.net Branch Phone: (919) 827-4590   Branch Fax: (919) 827-4591  
Direct Phone: 866-316-7654  Direct Fax: 919-827-4525 www.carteretmortgage.com/FRR

Merrill Smallwood, Senior Loan Officer  (msmallwood2@nc.rr.com) 244 West Millbrook Road   Raleigh, NC  27609
Raleigh Branch  Branch (501) Branch Phone: (919) 827-4590   Branch Fax: (919) 827-4591  
Direct Phone: 919-815-3575 www.carteretmortgage.com/MERS

Joseph Rygelski, Senior Loan Officer  (joe.rygelski@nccarteretmortgage.com) 3209 Gresham Lake Road Suite 115   Raleigh, NC  27615
Raleigh Branch  Branch (608) Branch Phone: 919-870-9050   Branch Fax: 866-741-3456  
Direct Phone: 866-422-3761  Direct Fax: 919-834-2733 www.carteretmortgage.com/JOSFR

Gail Wills, The Loan-A-Ranger  (gailwills@bellsouth.net) 3209 Gresham Lake Road Suite 115   Raleigh, NC  27615
Raleigh Branch  Branch (608) Branch Phone: 919-870-9050   Branch Fax: 866-741-3456  
Direct Phone: 336-854-2241  Direct Fax: 336-851-1545 www.carteretmortgage.com/GAIW

Linda Burgess, Loan Officer  (linda.burgess@carteretmortgage.com) 3209 Gresham Lake Road Suite 115   Raleigh, NC  27615
Raleigh Branch  Branch (608) Branch Phone: 919-870-9050   Branch Fax: 866-741-3456  
Direct Phone: 336-499-6439  Direct Fax: 866-849-9651 www.carteretmortgage.com/LNLB

Curtis McLeod, Loan Officer  (curtis.mcleod@carteretmortgage.com) 3209 Gresham Lake Road Suite 115   Raleigh, NC  27615
Raleigh Branch  Branch (608) Branch Phone: 919-870-9050   Branch Fax: 866-741-3456  
Direct Phone: 877-701-5116  Direct Fax: 336-510-4960 www.carteretmortgage.com/CUTM

Angela Riedel, Senior Loan Officer  (angelariedel@nc.rr.com) 244 West Millbrook Road   Raleigh, NC  27609
Raleigh Branch  Branch (501) Unmatched Customer Care! Quick & Easy Process! Branch Phone: (919) 827-4590   Branch Fax: (919) 827-4591  
Direct Phone: 919-341-3684  Direct Fax: 919-827-4525 www.carteretmortgage.com/ANRR

Gregory Graves, Senior Loan Officer  (gregory.graves@carteretmortgage.com) 3209 Gresham Lake Road Suite 115   Raleigh, NC  27615
Raleigh Branch  Branch (608) Branch Phone: 919-870-9050   Branch Fax: 866-741-3456  
Direct Phone: 800-852-9391  Direct Fax: 800-852-9391 www.carteretmortgage.com/GRLG

Jillane Hauser, Loan Officer  (jhauser@ec.rr.com) 244 West Millbrook Road   Raleigh, NC  27609
Raleigh Branch  Branch (501) Branch Phone: (919) 827-4590   Branch Fax: (919) 827-4591  
Direct Phone: 252-659-2225  Direct Fax: 866-336-6087 www.carteretmortgage.com/JIEH

Chris Ormsby,  (ChrisO@CarteretMortgageCompany.com) 3209 Gresham Lake Road Suite 115   Raleigh, NC  27615
Raleigh Branch  Branch (608) Branch Phone: 919-870-9050   Branch Fax: 866-741-3456  
www.carteretmortgage.com/CHO

Charles Adams, LOAN OFFICER  (lowercostloans@yahoo.com) 3209 Gresham Lake Road Suite 115   Raleigh, NC  27615
Raleigh Branch  Branch (608) Branch Phone: 919-870-9050   Branch Fax: 866-741-3456  
Direct Phone: 888-254-5856  Direct Fax: 336-510-4960 www.carteretmortgage.com/CHATA

Christopher Zarnik, Senior Loan Officer  (zarnikc@aol.com) 3209 Gresham Lake Road Suite 115   Raleigh, NC  27615
Raleigh Branch  Branch (608) Branch Phone: 919-870-9050   Branch Fax: 866-741-3456  
Direct Phone: 919-828-4224  Direct Fax: 703-997-7760 www.carteretmortgage.com/CIZ

Charles Clower, Loan Officer  (wclower@outer-banks.com) 3209 Gresham Lake Road Suite 115   Raleigh, NC  27615
Raleigh Branch  Branch (608) Branch Phone: 919-870-9050   Branch Fax: 866-741-3456  
Direct Phone: 919-479-9100  Direct Fax: 919-321-4705 www.carteretmortgage.com/CHWC

Charles  Hayes, Mortgage Consultant  (charlie.hayes@carteretmortgage.com) 3209 Gresham Lake Road Suite 115   Raleigh, NC  27615
Raleigh Branch  Branch (608) Your Mortgage Consultant For Life Branch Phone: 919-870-9050   Branch Fax: 866-741-3456  
Direct Phone: 828-291-2008  Direct Fax: 828-327-2011 www.carteretmortgage.com/CEH

Pamela Williams,  (pamela.williams@carteretmortgage.com) 244 West Millbrook Road   Raleigh, NC  27609
Raleigh Branch  Branch (501) Branch Phone: (919) 827-4590   Branch Fax: (919) 827-4591  
Direct Phone: 919-827-4578  Direct Fax: 919-827-4579 www.carteretmortgage.com/PMW

Kimberly Roberson,  (Jkrbsn@aol.com) 244 West Millbrook Road   Raleigh, NC  27609
Raleigh Branch  Branch (501) Branch Phone: (919) 827-4590   Branch Fax: (919) 827-4591  
www.carteretmortgage.com/KR

Chandra Shah, Loan Consultant  (cs.fina@gmail.com) 244 West Millbrook Road   Raleigh, NC  27609
Raleigh Branch  Branch (501) We bring innovative financing! Branch Phone: (919) 827-4590   Branch Fax: (919) 827-4591  
Direct Phone: 919 219-6941  Direct Fax: 775 257-2738 www.carteretmortgage.com/CHANS

Kristi Rexrode,  (kristi.carteretmortgage@hotmail.com) 244 West Millbrook Road   Raleigh, NC  27609
Raleigh Branch  Branch (501) Branch Phone: (919) 827-4590   Branch Fax: (919) 827-4591  
www.carteretmortgage.com/KRNR

Anita King, Mrs  (akingcarteret@yahoo.com) 3209 Gresham Lake Road Suite 115   Raleigh, NC  27615
Raleigh Branch  Branch (608) Branch Phone: 919-870-9050   Branch Fax: 866-741-3456  
Direct Phone: 919-556-3030  Direct Fax: 919-554-0780 www.carteretmortgage.com/ANIK

Ann Kidd, Sr. Loan Officer  (akidd-cmc@buggs.net) 3209 Gresham Lake Road Suite 115   Raleigh, NC  27615
Raleigh Branch  Branch (608) Branch Phone: 919-870-9050   Branch Fax: 866-741-3456  
Direct Phone: 434-636-2603  Direct Fax: 434-636-3899 www.carteretmortgage.com/ANNK

Barbara Walton, Sr. Mortgage Specialist  (loansbybarbara@yahoo.com) 244 West Millbrook Road   Raleigh, NC  27609
Raleigh Branch  Branch (501) Personal Service You Can Trust (866) 453-1021 Branch Phone: (919) 827-4590   Branch Fax: (919) 827-4591  
Direct Phone: 919-779-9731  Direct Fax: 919-779-2771 www.carteretmortgage.com/BARW

Ken Saunders,  (kesaund@yahoo.com) 3209 Gresham Lake Road Suite 115   Raleigh, NC  27615
Raleigh Branch  Branch (608) Branch Phone: 919-870-9050   Branch Fax: 866-741-3456  
Direct Phone: 919-321-6965  Direct Fax: 919-724-4624 www.carteretmortgage.com/KENTS

Eileen  Traylor,  (nickit@carteretmortgagecompany.com) 3209 Gresham Lake Road Suite 115   Raleigh, NC  27615
Raleigh Branch  Branch (608) Branch Phone: 919-870-9050   Branch Fax: 866-741-3456  
www.carteretmortgage.com/EIT

Michelle Lewis,  (mclewis@nc.rr.com) 244 West Millbrook Road   Raleigh, NC  27609
Raleigh Branch  Branch (501) Branch Phone: (919) 827-4590   Branch Fax: (919) 827-4591  
Direct Phone: 919-552-6546  Direct Fax: 919-827-8939 www.carteretmortgage.com/MCHL

Akila Proctor, Senior Loan Officer  (jomoyatta@yahoo.com) 3209 Gresham Lake Road Suite 115   Raleigh, NC  27615
Raleigh Branch  Branch (608) Branch Phone: 919-870-9050   Branch Fax: 866-741-3456  
Direct Phone: 919-697-0767  Direct Fax: 919-788-0944 www.carteretmortgage.com/JAKP

Mary Kearney,  (mary.kearney@carteretmortgage.com) 3209 Gresham Lake Road Suite 115   Raleigh, NC  27615
Raleigh Branch  Branch (608) Branch Phone: 919-870-9050   Branch Fax: 866-741-3456  
Direct Phone: 336-454-8903  Direct Fax: 336-454-3749 www.carteretmortgage.com/MARYK

David Eckell, Mortgage Consultant  (david.eckell@carteretmortgage.com) 3209 Gresham Lake Road Suite 115   Raleigh, NC  27615
Raleigh Branch  Branch (608) Se habla español